888-797-8066

This guy claims I owe a payday loan from many years ago. leaves nasty messages and threats court....

It is illegal to threaten people in order to get them to pay a debt.  

NEVER pay any caller unless they MAIL proof that the debt is yours and that they have the legal right to collect said debt.  If a caller refuses or can't mail this documentation to you, they are owed nothing, per the FDCPA (Fair Debt Collection Practices Act).  Report the caller to the FTC, FBI, Dept of Justice and your state's Attorney General.

I just received a call from this number from a Ruben Banks in the Department of Litigation and Legal Processing with the company FPR. I believe they're located in Pennsylvania based on him mentioning a law that requires him to gives me the option to work out the situation before we go to court. He didn't say what they were calling about but I'm assuming its about a payday loan because I get calls from guys like this all the time and I refuse to pay it because my identity was stolen.

Any idea on how to get these guys to stop? It seems whenever I try anything the debt just gets passed around to another agency.  

Received call from this number from a Ruben Banks from FPR... same as Derek, my identity has been stolen in the past which is what i suspect this stems from. What I don't know is if they are a legitimate collection agency or not.

I received a call from Ruben Banks yesterday.  He wanted to know what time and where I wanted to be served with papers.  I said he works for a company names FPR & Associates and the are based in Tampa, Florida. I ignore them now.  The are harrassing and even if you owe money it doesn't mean the people you owe it to will get it.  When I told him I would call the company that claims I owe them money he said it was in his hands now.

Same man called my husband's aunts cell phone and said it was about a legal matter and for me to contact him. I have never taken a payday loan ever in my life and let alone use my husband's aunt for a reference.  

I just received a call from this Ruben banks guy, saying that they are in the process of serving me unless I pay them. I asked that they send me information regarding the debt because as far as I know I have no debt outside of my home and school loans. He says he cannot give me any information because he does not have it.  It's been 6 months since I've started receiving scam phone calls from all over the place but I need to know if this is also a scam?? I see that this looks like it may be.  I have dealt with the real deal before. This just seems wrong.

Federal law requires them to send you a letter stating their company name, physical address, the creditor's name, and the amount oof the alleged debt along with your right to dispute the debt within 30 days of that letter.  This letter must be mailed to you within 5 days of that phone conversation.  If they fail to do that, they have violated Federal law and are most likely thieves trying to extort money from you.  Do not pay them a penny until they have validated the debt.  The fact that they refused to give you any information has already skirted the law.
If you have any information such as the company name it would be helpful in tracking down these cretins.
Also, read up on your rights here and if possible file a comp[laint against them:

http://www.consumerfinance.gov/

I just received messages from family that Reuben Banks of FPR is also trying to contact me. The messages left were regarding discrepancies with my ss# and using a previous last name that hadn't been used in over 6 years. WATCH OUT FOR THIS ONE!!!

Also, the phone # that came up on caller id was out of Mtn Home, ID. When we called the number the names nor the voices match up!

Just got a call with the same kind of message.  Has some discrepancies regarding an issue attached with my name and SSN.  He left the 888 number to call back, but the caller id brought up a local number.  Shady.

Just got the same call as Jane. I don't know any debt from any time recent that would have "issues" associated with it. All of my bit of debt is definitely correct and being taken care of. Not sure who this dude is and why he is calling from a local number then giving an 888 to dial back. Shady shady. I'm blocking the number. If it's real they'll find me and prove their case.

This man does not work for a company. he goes to collections companies and purchases old debts for .10 and all your information along with it. He does this using fake company information. He then calls and threatens you with court and asks you to verify information. when this man called me, I told him to [***] off. He continued to call until I blew a whistle in his ear and kept blowing each time he called. He is a con man because you must have a license to collect a debt that does not belong to you. Ruben Banks is not his real name and he will give you very different locations as to where he is calling from so ignore him, and tell him off and threaten to have the calls traced and sue him if he contacts you again.

Regarding this FPR group.  Has anyone received a call from someone named "Danny Simmons? "I have received calls from him  numerous times,  and I feel this whole thing is a scam! They've even gone as far as to mimic a family members number,  so I would answer.  Does anyone know about these people?

They just call my sister, I never give my sister's number out regarding my dad.  Plus my dad past away 10 years ago.  My sister call them back, but no one answer's the phone.

He has been calling people from 20 years ago like exes and getting unpublished numbers and numbers of loved ones who have their numbers only about 3 or 4 years  I would like to know the outcome of some of the ones from 2013 or 2014 I tired of him calling people who have nothing to do with my life  I've been divorced for 20 years

He has been calling people from 20 years ago like exes and getting unpublished numbers and numbers of loved ones who have their numbers only about 3 or 4 years  I would like to know the outcome of some of the ones from 2013 or 2014 I tired of him calling people who have nothing to do with my life  I've been divorced for 20 years

Possibly this group:

Appears to be some sort of a mall.

Financial Processing and Reporting, Inc
3825 Henderson Blvd Suite 404
Tampa, FL 33629
Phone :
888-776-8511
Fax :
813-287-4808

https://fprgroupinc.com/

_______________________
BBB:

This Business is not BBB Accredited
Financial Processing and Reporting, Inc.
(866) 765-5133
3825 Henderson Blvd Ste 404, Tampa, FL 33629-5012

BBB® Non-Accredited C+ Rating
On a scale of A+ to F
- See more at: http://www.bbb.org/west-florida/business-revi ... h.HKn1qiGe.dpuf

______________________
Per records of the Secretary of State of Florida

Florida Profit Corporation
FINANCIAL PROCESSING AND REPORTING, INC
Filing Information
Document Number
P13000018315
FEI/EIN Number
38-3898837
Date Filed
02/25/2013
State
FL
Status
ACTIVE
Principal Address
3825 HENDERSON BLVD - STE. 404
TAMPA, FL 33629

Changed: 03/27/2013
Mailing Address
3825 HENDERSON BLVD - STE. 404
TAMPA, FL 33629

Changed: 03/27/2013
Registered Agent Name & Address
ROETZER, JAMES
3825 HENDERSON BLVD - STE. 404
TAMPA, FL 33629

Name Changed: 03/27/2013

Address Changed: 03/27/2013
Officer/Director Detail
Name & Address

Title Director of Operations

Roetzer, James
3825 HENDERSON BLVD
Suite 404
TAMPA, FL 33629

credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
***********************
To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
Seek a FDCPA/TCPA Attorney if need be.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
http://www.insideedition.com/investigative/93 ... debt-collectors

Follow the steps in what you need to know here:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Hey ,MY NAME IS CANTRELL TRENELL JOHNSON I HAVE BEEN GETTING CALLS FROM FPR GROUP harassing me about a payment that I know nothing about I explain to them that my checks was stolen and they still trying to make me paid ,so far I have paid 145 dollars to them already and I also paid $200 to , now I owe them 252 dollars and they keep calling me harassing me telling me that if I don't pay that their going to file charges on me and I will be arrested in Harris County but I really don't understand that because I was not the one who written out the check so if anyone can help me with this situation please give me a call at 504 606 4694