8887978066

I got a call from a guy named James from FRP group saying that we owe the cash loan store money in which we do. I made payment arrangements with them for 9 months. He said that he was a processor and that if he was going to the court to start a court case against use. Is this group legit or did I just get scammed?

Yea I had a like Smith call me and it showed up as my brother in law calling

Luke Smith keeps calling me and threatening to take me to court

The information you need is on page one In CWG40's ad my posts. The threats are illegal ad in violation of
FDCPA laws.

Do a search on call blocking devices and phones.If its a cell phone, there are free call blocking apps out there including trac & straight talk.
https://800notes.com/forum/ta-5d4e343675a5629/call-blocking-devices

Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.
You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking),  the only thing they understand.

See the other notes.

Last known address According to website:

FINANCIAL PROCESSING AND REPORTING, INC. (FPR)
PO Box 320194
Tampa, FL
33679

Since these crooks are located in Florida they also need a Debt Collector's License.

Here is that information so that you can add it to what Tamianth has just told you:

License Name:    FINANCIAL PROCESSING AND REPORTING, INC.
DBA Name:     FPR GROUP, INC
License Type:     Consumer Collection Agency
Status:     Approved
Status Effective Date:     12/30/2015
Original Date of License:     4/5/2013
License Number:     CCA9903070
License Expiration Date:     12/31/2016
License Main Address:

Street:     3825 HENDERSON BLVD SUITE 404
City:     TAMPA
State:     FL
Zip Code:     33629

License Mailing Address:

Street:     3825 HENDERSON BLVD SUITE 404
City:     TAMPA
State:     FL
Zip Code:     33629

Now since they talked to you this is what they were required to do by law after the first call:

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

You need to do the following:

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Also file a complaint with the Florida AG’s Office:  http://myfloridalegal.com/

And the Florida Dept. of Financial Regulation:  http://www.flofr.com/StaticPages/FileAComplaint.htm

Ruben banks called my phone October 27 2016 but called from a local number I was unable to answer so I guess they called my brothers phone told me I need to pay threaten to served court papers

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

Is that guys name, Luke Smith? I got several calls from a Mr Roberts and talked to a Luke Smith and Mr. Roberts! The call was a heated altercation with Mr. Roberts. Stated their with FPR Group, telephone # Mr Luke Smith gave me is 855-254-0743. Mr. Roberts called me again the next morning and the same number appeared on my caller ID. I made it a contact the previous day!

I got a car from a Mr. Roberts with a Telephone number of 9034430167. Asked if I can a payday loan of 300 dollars told I was out a job for eight weeks, wanted to know how I was surviving told none of his business. He said it was and then proceeded to yell and ask whe b they can serve papers. Here's the thing if I had the money today. Papers wouldn't need to be served. This debt is more than two years old. Can they do this? He is from the FPR GROUP. Is this a real company? HELP!

No...theyre fake