8888721566

It's not the FCRA or the FCCA; it's the FDCPA you are alluding to. They do not have to identify themselves until and unless you identify yourself. To do otherwise could potentially disclose your debts to others. For them to leave a message as some others have suggested would do the same. But you are correct about two things - if you want the calls to stop you have to at least answer the phone, and you don't have to give location information for anyone else. The letter you refer to writing is not a Do Not Call letter but a cease communications letter and it will also stop mail in most cases.

Received a call at work this morning telling me that my Sam's Club account was past due.  I don't have a Sam's Club account.  I have never had one.  They asked me if the last 4 digits of my SS # were ____, and I said no.  I told them that I was going to report them.  They told me their phone number was 888-872-1566, but they were calling me from 716-564-4362.  I've read numerous other accounts of people having received bogus calls from both of these numbers.  Hoping that these complaints will be recorded and action will be taken.

I just got a call from a 925 number. I didn't answer the phone in time. They started talking over my machine then hung up. I called back thinking was a work related call. Should've known was a garbage company since the ring tone changed. Couldn't understand the lady on the other line. I have no outstanding bills. After reading the posts it sounds extremely fishy. Sounds like they try and pull accounts legally uncollectable and scare you into paying. After four years in my state they can't touch you unless you agree to the debt or make a payment on it. I had an illegal steal my identity years ago. Every once in a while someone calls on something from then. Funny because that was over 15 years ago!! Nice try people. Bottom feeders from another country calling on debt proven not mine! Gotta love it. NOT

To stop them from calling?

The Federal - Fair Debt Collection Practices Act says__

Send a letter ( a phone call does not provide proof that you told them to stop calling )

SEND A LETTER telling the collection agency to STOP all phone calls to your home, your
place of employment, relatives, and also stop calling your neighbors. If they continue to call
you will seek an attorney to address your rights to sue for violations of the Fair Debt Collection Practices Act.

Send the letter by : U.S. Mail , Certified with Return Receipt Requested
                               this will give you proof that the letter was mailed and proof when the
                               collection agency signs for the letter.

Never admit to the debt being yours, always refer to the debt as  ALLEGED DEBT !

Also, check the  Statue of Limitations, in your state !  That's where the time limit to SUE you in court to collect,  runs out. The time starts when the debt became delinquent or the last time you made a payment on it. OR  you confess to the creditor, collector that you admit you owe the debt.
So be careful how you deal with collectors. I highly suggest you not do any contact over the phone !
Always make contact with creditors  BY  U.S. MAIL ONLY !
That way you keep a copy of each and everything you send them , a phone call is not proof !

The will start calling your neighbors and harass them into giving them information about you.
They will also harass your neighbors until they agree to take you a message to call them (collection agency) back.
I suggest you never call the collection agency back when you get the message to call them from a neighbor. As soon as the collector realizes they can get a message to you thru that neighbor. THEY WILL NEVER STOP CALLING _ HARASSING YOUR NEIGHBORS.

Good Luck

Download / print the--  Fair Debt Collection Practices Act

Make use of your rights under it, and other federal laws and laws of your state.

One of these laws is ----- Make them Validate the Debt,

that's---->> copies of contract (s) you allegedly signed, signed charge slips / receipts ( if it's a credit card ), monthly statement, ( each and every statement that applies to the debt ) Chain of ownership -
signed assignment letters for each and every owner of the debt if not the original creditor, name of original creditor, addresses and phone numbers of each of the above.
Their current letter of ownership they received proving they currently own the debt , letter showing how they computed the amount you owe. Letter showing /proving the statue of limitations has not ran out on the being able to sue in court to collect the debt.
DO NOT-- just accept a little printout showing  your name, address, amount owed . That don't validate anything.

Good Luck

I'm not an attorney, The above is not to be considered legal advice.

They most likely will not leave a message because that will be proof they are calling you and you telling them to stop, Proof you might use later in court to sue them under the Fair Debt Collection Practices Act. Start keeping a telephone log of all calls from these people. Name, phone number, date and time on the caller i.d. , if they left a message or not, and anything else about the call.
Sometimes the caller i.d. shows garbled wording when these collectors call. Write that in your log.
All this will be needed when you sue them. 1000. dollars each violation of the Fair Debt Collection Practices Act. Each call itself is a violation !

When you do answer  and their on the other end of the call, ask their name, what company their calling from and for what purpose their calling, their address, and a phone number that's verifiable it's a number of the collection agency. Oh, ask for their collection agency's license number for your state that allows them to collect debt's in your state.

Log this information with the time, date, etc. in your received calls log.
There are many attorney's who take these type cases on a contingency basis , like an auto accident.
No money up front, they get a percentage. You see, each time they call is a seperate violation of the Federal Fair Collections Practices act punishable by 1000. dollars.
Depending on where you live, how far you might have to look for such an attorney to take your case to sue them.

Good Luck

>I'm no attorney,, don't rely on this as legal advice <

The call block on the number is going to do absolutely nothing to stop the calls.

These collector / scum  use a system to generate different phone numbers .
It's called  TELEPHONE NUMBER SPOOFING
Some spoof a number that does not even exist /  work. Some spoof a phone number of a reputable company. Heck , they could even call you making the governor's phone number show on your caller i.d.
Thus avoiding the call block your phone company spoke of.
I've had a similar problem with telemarketers, calling me using spoofed numbers.  At present there are over 100 different numbers blocked to from  dialing my number. The same telemarketer company still calls, got 2 calls today from Rachel at Card Services to lower my interest rates.
Call back , no such number exists.  A spoofed number. Their system allows them to enter ny number they want to use / to show on your caller i.d. also.

I spoke to one of the congressman's office in my state, they had some engineer from the FCC to call me back couple days later. He told me  the telemarketers violating the do not call list, collection agencies, and scammers are using the spoofing of numbers. They are calling on  VOIP--VOICE OVER INTERNET PROTOCOL. The FCC engineer said at the moment they are stumped as how to stop it.
Good Luck

Have'nt you figured it out yet ?

I thought everyone knew collection agencies , debt collectors ,  LIE !

They  LIE !

and  they  LIE !

If you did't get your agreements in writing on how much you were to pay, when, , total amount in payments,  number of payments, all in writing. I bet you money you have'nt heard the last of the matter !

An agreement over the phone is laughable.  These debt buyers buy bad / overdue accounts from creditors for a few pennies on the dollar. Sometimes less.
They get some sucker to make payments for as long as they can then they sell the debt to another debt buyer who claims you owe again. Unless you got everything in writing I'm afraid your going to be contacted again for the debt , by another collection agency/debt buyer.

Hey Silly ,

American Express  DOES NOT , I say  DOES NOT  own the debt any more. That is why they refused to  deal with you. It ( the debt ) was not , as you say-- turned over to anyone. Your debt was sold  for pennies on the dollar to the junk debt buyer.
So American express is not  in any way associated with the payment any more. They sold it !

Google----->>  JUNK DEBT BUYERS WIKI

It will explain what I an telling you.

I got a call from a different number (617-275-2481 Cambridge, MA) that references 888-872-1566 to call them back.  To begin with, the number reported on caller ID, which this company programs into their autodialers, is NOT IN SERVICE!!  If this isn't evasive, underhanded, and a sleazy act, let alone false representation, I have no idea what is.  When I called their 888 number and asked how they got this phone number for the person they were looking, whom I am NOT, they gave no answers.  It was like pulling teeth to get the company name, which they said was First Source Advantage.  More questioning finally got Amherst, NY but no street address.  
All of the preceding thoughts about writing and sending certified mail stop calling letters is fine, but why should you have to spend your $$ to hopefully get them to stop?

 You'd do better to file FCC and FTC complaints, which I just did.   Flood the feds with the issue of these sleazebags.

This solicetor/collection agency phoned me at 6:30AM!!! I picked up and no one was there!

Received a message from 888-872-1566 on my Google Voice number. Their number is now blocked from calling. I wish my cellphone had such quick and easy blocking.

The statutory penalty is max $1K per *action*, not violation. The collector can call 684 times a week, but the cap is still one grand. FDCPA does not cap actual damages, but those can be much harder to obtain and fewer plaintiffs have those claims. A higher award is also possible through settlement or a consent order if the case is played well.

I agree wholeheartedly with the need for careful monitoring and documentation of everything the offending collector does, and our civic duty to act as private attorneys general when debt collectors deny our rights.

Official-type material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/guidance/supervision/manual/fdcpa-narrative/

} why should you have to spend your $$ to hopefully get them to stop?

I take it you've seen comments from "Billy/Robert 999" a couple pages back.
https://800notes.com/Phone.aspx/1-888-872-1566/6#p37630459153616475

He explained correctly that "a phone call is not proof" that your demands were received. Neither are a fax or email since they are easy to falsify. What's not on paper given by hand does not exist. A debt collection agency like FSA cannot be trusted in the slightest way to take you seriously, so you must put it on a form of notice which neither you nor they control. That's where the USPS comes in.

A simple letter requesting either validation or "cease-communication" in a #10 envelope currently runs you $5.75 with a return card. The max statutory FDCPA fine is $1000 per action. Already you can see the USPS fee is not an expense but an investment. Last year I made that simple investment toward defending my family's rights. This month FSA is paying us well over 900 times that USPS fee for its disobedience.

} You'd do better to file FCC and FTC complaints

You've helped the common good but not addressed your immediate problem. Federal regulators cannot police every person's crisis. That's why you were given a set of laws with a private right of action.

These people are calling my MOTHER asking for me!!!!  At HER house!  I don't know HOW they got her number. I do not give my mother's phone number to anyone, least of all a creditor or anyone I'm doing business with.

At first I had thought it was my bank because my bank is First Source bank. Then I thought it was my healthcare because I have Advantage Health. Actually I did answer it once and it was a survey for me healthcare. I did the survey and they started calling again. I told them I already answered their survey, then she said they would not call me anymore. She did sound from India. I blocked a bunch of numbers on my phone, so don't know if they tried to keep calling.

Also, First Source Advantage, does sound like a collections agency I got some mail from.

Whoever it is, they really crossed the line by calling my mother twice in 2 days now so far.

Check this out guys - http://www.fdcpa.me/first-source-advantage-collection-agency/

It has their address and a slew of phone numbers they use

I filed a complaint with my attorney general online. It's easy to do.

Just called my business phone 3 times in 3 minutes. I have no outstanding debt. I was already on the line so I let it go to voice mail. No message left. I won't switch over to calls that are not identified.

We got one, I did not answer and then called them back and told them to remove my number from their call list.  they said that they would

First Source Advantage SCUMBAGS looking fore somebody that doesn't live at my house... Caller ID said "ESG"