9057157399

you are whack, the proof is on the debt collector, you were not trained properly. Go to the ftc web and look it up.

This number IS a collections agency. They have bought your debt and will harrass and phone you for up to 7 years until it is paid. You are NOT a deadbeat. You are in a financial crisis, like I have been, and you are stressed and panicked. I have been there. First of all...when they call, don"t ignore them. Talk to them and explain your situation, calmly and carefully. If needed, have notes by the phone. Do not give any more information than they already have (eg. name and phone number). After you have stated your situation do not engage in, back and forth, debates. Try to arrange an amount / month that will not hurt you. Do NOT let them scare you, they do focus on fear and intimidation. Just know your rights. They cannot call more than 2x's a day, and no more than 3x's in a 7 day period. They cannot call before 1:00pm and after 5:00pm on a Sunday. They cannot call before 7:00am and after 9:00pm on any other day. Try not to be hostile when they call, I know it is hard when you are scared. They cannot seize your assets. They do not want to go to court, but they will try to threaten you with that, just stay calm and try to work with them. Yes, there are horrid people that call and threaten, but if you deal with it in a calm manner, it will be you controlling the situation. Life will get better. If you can afford $20/month then do that, but DO NOT let them harrass you into a higher amount. Just do what you can afford.

we've developed a strategy as a company to send back an sms,  100+ for each call they place ..'this company will not act as as vicarious collection agents on your behalf, nor will it confirm, nor will it co-operate, unless u have a court order or garnishee, nor will it make any disclosures, or confirm or deny status of clients u seek, please contact them by other means .. u r instructed to stop'  .. the s m s will convert as text to landline, in their end, so they will get get robotic messages thus tying up their phone lines, if everyone did this as payback on behalf of others, they'd be so unproductive and frustrated.

I am a fraud credit card vitcim back in 2010. The collector called Cachia from this company have called me now and state that I own that credit card bill and DEMANDED and FORCED me to pay for the bill before the deadline that SHE GAVE ME. This case has already been report to police already. Even Equifax and TransUnion have my fraud bill removed already which proof that I am not the debtor, but they still call me and harrass me with no proof or even paper which suppose send to me first by-law before they call me. I have talk to some professional in the same industry and with my lawyer have some advise from them as well that the way how to collector try to collet money from me is not right and she could lost her licence. Please be aware of this company and dont let them scare you or harrass you if you believe you dont own any money from them. And ALWAYS ask for some professional advise.

Before you get all high on yourself, learn to spell, maybe a little grammar, turn off the caps lock, get an education and then come back and try again.

dear ScorchedEarth: thank you for having a heart.I've be sick for 3 1/2 years,not getting any disability,it's hard to pay your bills,with little money coming in<3

dear ex-collect: you are an idiot,do you want me to take groceries off the table,do you want me to go hungary to pay my credit cards.i explained my situation to all my creditors,they don`t want to hear it,they`re rude,maybe they should give me a break.i,ve been sick for 3 a half years,not getting any disability,visa stole money out of my account,there wasn`t enough money for my car insurance.

Dear Upstanding Citizen: you are an idiot.HOPE YOU ARE HEALTHY!!!!! i`ve been sick for 3 and a half years,not getting any disability,you want me to go hungary too paid my creditors forget it....i explained my situation to my creditors,they don`t want to hear it,they are rude,they just want their money,so i`m GONNA HAVE TO GO HUNGARY FOR FIVE YEARS TILL THEY PAID OFF.visa stole money out of my account,there was no money left for my car insurance.HOPE YOU DON`T GET VERY SICK.i need to get better,not creditors stress.your no better than the creditors!!!!!!!

ignored the number the first fewtimes seeing s i don't answer out of area numbers, finally answered and they asked for someone who i had never met, i told them it was the wrong number and it took another 5 min of convincing for them to hang up. if it is a collection agency then they have the wrong person. i am an 18 year old female and have never even owned a credit card or ever been in debt. they are still calling me.

The facts are that all collection companies are trying to collect on written off debts, which they have bought in bulk, for a few cents on the dollar! There weapon of choice, the telephone! It's not like the old days where someone personally called your number! These bafoons use auto dialers which dial up to 20 numbers at once, and when one of those called numbers answers, the system screen pops up the account info. That's why you will more than often answer, and get know body there! My advice? Just don't answer, or if you do, straight up ask the collector number for their legal name and provincial registration number! That will intimidate them! Btw, they MUST give it to you! Then, advise them that as per your provincial legislation, the only contact to be made must be by mail! Or here in BC, tell them zero contact unless the litigate against you! Playing hardball is the only way to deal with these pests! They are akin to a STD! They just don't give up!

Its easy to see you have never fallen on hard times.  Some blood sucking bottom feeder like you doesn't make it any easier.  Your kind  don't give a damn about what lawyers tell you not to do and you do as you please, contrary to what Ontario law says you can and can not do.  
YOU CANNOT CONTACT A DEBTORS NEIGHBORS, THAT IS HARASSMENT. DO IT TO ME AND YOU WILL HAVE THE COPS UP YOUR BUTT SO FAST THEY'LL BE TICKLING YOU TONSILLS WITH HANDCUFFS.
To any of you out there reading this, the first thing to do IS NEVER ACKNOWLEDGE THAT YOU OWE ANYONE ANY THING; KEEP YOUR MOUTH SHUT LET THE IDIOT RATTLE ON THEN HANG-UP.  DON'T LET THEM GET TO YOU AND DON'T MAKE ANY PROMISES YOU DON'T INTEND TO KEEP.
They have only two years to collect on a debt.  If you are unsure of your rights go to a lawyer.  There are plenty of legal aid clinics in Ontario and lawyers that love to dump on this human waste matter.

P.S.
Ontario Disability, Ontario Works General welfare and Canada Pension/Old Age Security are protected by law and cannot be garnished.  If you doubt this statement get in touch with  Service Canada, Revenue Canada or Ontario Revenue.
Screw the scum bag bottom feeders; they all sound like they're 4' 2" with an inferiority complex with a cheap community college diploma and a Hitler mentality,  All of these pieces of sh--t sound like never-was-wanna-be's trying to be the cops the could never get to be.
Turn the tables on them and have fun you'll drive them crazy.

They called me about a debt I had with another collector where I had not received any legal paper work, nor confirmation from the one collector, so I have to declare their claim fraudulent and conspiring to commit extortion.

And if need be I will press charges.

I also got a call from this company and yes I do owe money. I am not scum but was diagnosed with terminal brain cancer and have up to but prbably not a full year left. I explained that my wife and I purchased a new home and purchased new furniture and appliances and that when I became siclk that my wife left me with all the debt and I was no longer able to work. I was self employed. I wasn't looking for sympathy but wanted to explain my situation. The person just ignored me and said that I had to pay before I died. This upset me beyond anything. How can a person be so cold. Signed Upset.

it called me twice today. I have no idea what he talked. It's harassment!!!
I have not done anything wrong. just ignore it...

They call me around 8 AM, ask my name seem very impromit call, after he told looking some else address confirm, sorry he call wrong #, but he didn't told me who he calling from

I have received numerous calls from collection agents looking for money from some one that does not and never has lived at this number. I have repeatedly informed them of this situation with no results. Your comment may apply to some but certainly not all. Keep your comments to your self as it is obvious you do not know what you are talking about.

Don't listen to this Idiot... if you don't pay your outstanding debt a lawyer will not be able to stop the calls as they have purpose.
I listened to an idiot like this and now i have my wages garnished... So if you don't want to talk with the collector call the company you owe the money to and pay it, once that's done fax a copy showing proof of payment to the collection agency.

Now if they call you after proof has been received you have a legal claim against the collector and the agency that employs the collector.
Listen to a person with 1st hand experience not some guy on welfare taking out credit cards and giving out bad legal advice.

They called me around 10:50AM! 1-905-715-7399.

I have been harassed every day for over 8 years since my husbands sudden death.  He died without insurance and left me with debt I was unable to pay.  I am a senior and live on CPP and Old Age Pension I go to the food bank for food and live from Pension cheque to Pension cheque.  I live in a non profit building and have no assets NONE yet as many times as I have told these threatening callers this information my debt gets transferred from one collection agency to another.  Some days I think I will not wake up and have to listen to what amounts to as many as 3 to 5 calls a day including Sunday mornings.  I was not aware that they could not go after my pension I have been living in fear for over 8 years.  I will call Service Canada to confirm this info.  Thank You