949-625-0309

attorney & legal services that is the name of the company. They call me and told me that I owed the company for a payday loan and that the company did not want to talk to me but I got a loan for $100  and that the legal fees is going to be $5464 and that is for legal fees, attorneys fees and the cost of court. They stated that I needed to send the money right away or they will file the papers right away.

I got the same exact message and then when I called back trying to get information about the loan and who is suing me exactly the guy just said the local authorities are on their way to pick me up so I should be getting ready and not worried about such trivial matters.  It makes me feel better to know that it is a scam because I was seriously getting worried because with being in college and the holidays coming up this is the last thing I needed to worry about.

I just got that today.  The guy was freaking me out!  So this is just a collection agency.

I mean is this just a collection agency?

So in your case what was the end result?

I would like to know what happened too. I have received three calls from this guy who even had the nerve to say "may God help you". I tried to call them back but he was suddenly to busy. They told me to call back in ten minutes than fifteen and then the third call the guy was talking to his attorney. I tried to look up this number on the Internet and it is unavailable.

What happened in your case? I have been getting the calls too. It sounds like a scam to me but I just wanted to know what happened so I could be prepared on what else this person is going to try.

This person leaves an urgent message on my voice mail. When I tried to call them back they give me the runaround. He threatened me which I don't like. He said that I owed a payday loan. When I asked about account numbers or even the name of his company, he replies that he is talking with his attorney. My hangup on this is if this place was really legitimate than the name of the business would appear somewhere which it does not.

Have you been arrested? These people keep on calling me and threating to have me arrested.

I have not been arrested. They threatened me with that too. I really don't know what is going on with these people. I would like for the others on the site to let me know what happened to them.

It's a scam. And all their threats are false and illegal.

ABC News recently did a report on this particular scam. Here's the link to the report:  http://abcnews.go.com/Business/story?id=5621205&page=1

And the West Virginia Attorney General recently issued a press release warning consumers about this scam. Here's the link:  http://www.wvago.gov/internetloanscam.cfm

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, US Federal Bank, Sonic Bank, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-858-244-0444

It's a notorious India-based scam. All their threats are false and illegal; see my message below details about who they are and how to report them to federal and state law enforcement.

I got a call as well. It was an urgent message to call back they used my name and said if I don't return the call all he could do is wish me good luck on the situation that will be unfolding on me. My husband called and asked if there was anyone there who spoke fluent english then they hung up. I called to see what information they had on me and the number was disconnected.

I had my husband to call that number as well it is a known scam. I was really scared. So I looked it up on the internet and found out that it was a landline, why I find that out, I called back and he told me to shut up and listen. It was on from there I told him that I knew they were a scam and that I reported them into the FBI and that yall m************ was going to get it and he hung up.

They are located in ladera Ranch, California - or so the number says. They called me again yesterday. I was in the library so I turned my phone off where they could not leave a voicemail.

You did what we all need to do - report them to the FBI or the Federal Trade Commission.

I still have the voicemails to turn into my local police.

Good for you. Glad you gave them a taste of their own medicine.

The same indian man just called me and left a mess to call them back he ws rude and told me as well My god bless me if i dont call back with my attorney. I called back and what has me confused and nervous is that they called out my ss# which was correct and i dont understand how they got it. Evene though i told them it was wrong they had the correct SS#. being that i read everyone else responses should i call the police? did they have anyone else SS#? Please advise

I haven't talked to them long enough to see if they had my SSN number. I think they got our information on line from somewhere. Check your credit report and make sure that no one has taken out any credit cards in your name. Also make sure the credit you have now is safe. I am doing research on the possible websites that I went to for a payday loan. Double check your action on the Internet. Read ec's response too on what to do. Did they give you the company you took the loan from or how much you owed? Did they tell you when they gave you a loan? Also check your bank records? When they call again tell them you are taping them for the local autorities. They will hang up on you real quick.

Hey everyone. Did everybody apply for a payday loan or cash advance on line from a website that did not have a descent contact number or address? I think I know what site may be causing this but I want to know what everyone elses experience has been. This stuff has really made me angry. During this bad economic time all these people can do is threatened those who are just trying to live. But if anyone can help me out on that it will be greatly appreciative.

I retraced my steps the past few months and realized where I may have slipped up because there were too many bills coming at me at once. I don't need detailed information on anyone's ordeal but just a yes or no if they applied on line with a website that did not have a descent contact number or address?

These guys called again and I took that one person's take on the situation. I told them that I was taping the conversation for the local authorities. They hung up. Maybe they will finally leave me alone.