9544759228

ALSO, if they take a Judgment against you, it will stay on your credit reports for 10 years... and then they can actually "renew" it and keep it on there for another 10 years at each "renewal time" (every 10 years).

Yes, FIGHT it. If you don't show-up, they get their judgment and can tack on whatever collection fees and attorneys' fees that they want.  If you do/did show up, then the judge will keep them "in check" and, if they've been abusive in their collection attempts, tell the Judge. They might end up owing you money under various consumer Fed & State laws/acts.

Your last sentence raises other issues that I am not experienced enough to address.
HOWEVER, the bulk of your message seems to be about harrassing calls at your place of business/employment.  
Fed and State laws protect you against this abuse... do a Google search for "stop creditor calls" or something similar to that, and you'll find that you can send them a certified letter requesting that they cease calling you at your employer's place.  You might want to include some detail about how you've been embarrassed, or otherwise damaged, and that "the federal and state consumer-protection laws prohibit them from calling you"...  That should work unless there is a significant development with the matter (e.g., a lawsuit filed or matter is dropped).

Regards,
Howard G.          howard.glass@gmail.com

See my message above.
Since they continue to persist, you may want to seek an "injunction" against them in small claims or county court.

I'm "in"!

Howard G.
howard.glass@gmail.com

Calling them back or not doesn't matter the fact is they are still a collection agency.. But can sue you.
I would suggest you pay your bills and stop stealing services/merchandise and you wouldn't be getting these calls!

whether or not you are handed the papers or not they can continue with the judgment against you and you wont know it until you pull your credit.. So ignoring it wont help of course it will ease your mind. but the process server doesn't have to show id they may be just an employee of the law firm.. Good Luck with that!

you are at least lucky to have had someone talk to you. their faxes do not even work.

a job interview??  what a novel way to ensure garnishment of wages.

Depending on what state your in they don't have to hand you the summons. In many states if the named defendant refuses serves it can and will be drop served which is valid. You don't have a choice to accept or not. As long as your line of sight your legelly served. For those who hide a affidavit of due diligence is filed with a motion for alternate service and the judge will allow posting or certified mailing of the summons. Best advise is accept and file answer within allotted days to avoid default judgement. All sheriff/magistrate appointed or judge cerified process servers carry issued ID badges abnd are officers of the court. They are also allow to file notes of serve for the judges review so if you act up just be aware the judge will in most cases be informed. Good way to prejudice your judge against you from the start.

I got the shock of my life when I received an e-mail alert from my bank that I had a 0 balance in my checking acct. A slime ball lawyer found a judge to sign off on a garnishment/freeze on my bank acct and took money out. I didn't have much, but it was suppose to last until I started working again. Zakheim sued me 9 years ago and won a judgment in their favor. The thing is, after I called them, the lawyer was rude to me, and at first couldn't find the file. He demanded that I tell him what other name I use.  Luckily, when I called my bank, the girl I spoke to went through the same thing, and gave me a lot of information regarding my case. I am going to take her advice and close my checking account. Then I am going to change my direct deposit and put it on a debit card.

Finding this hard to believe

It would seem that this group has a habit of using "sewer service" when suing people for debt.  This means that you were probably never properly served and didn't know about the case, thus you didn't show up and they received a default judgement.  You need to go out and find a lawyer as you seem to have a very good case against them.

ZAKHEIM & ASSOCIATES AKA ZAKHEIM & LAVRAR, P.A.
Posted in:  https://800notes.com/Phone.aspx/1-954-475-9228/2
Web site with address:  http://zakheimlaw.com/
BBB page gives them no rating with 0 complaints and lists their old address: http://www.bbb.org/central-florida/business-r ... ion-fl-90008609
Sunbiz.org has them in business since 1991, and the address change in 2010, and the name change in 2013:
Florida Profit Corporation ZAKHEIM & LAVRAR, P.A.
Filing Information
Document NumberS31533 FEI/EIN Number65-0240927 Date Filed02/13/1991 StateFL StatusACTIVE Last EventAMENDMENT Event Date Filed01/23/2015 Event Effective DateNONE
Principal Address
1133 SOUTH UNIVERSITY DRIVE
SECOND FLOOR
PLANTATION, FL 33324

Changed: 09/12/2013
Mailing Address
1133 SOUTH UNIVERSITY DRIVE
SECOND FLOOR
PLANTATION, FL 33324

Changed: 09/12/2013
Registered Agent Name & Address ZAKHEIM, SCOTT C.
1133 SOUTH UNIVERSITY DRIVE
SECOND FLOOR
PLANTATION, FL 33324

Address Changed: 04/01/2014
Officer/Director Detail Name & Address

Title President, Director

Zakheim, Scott C
1133 SOUTH UNIVERSITY DRIVE
SECOND FLOOR
PLANTATION, FL 33324

Title VP

LAVRAR, FLYNN
1133 SOUTH UNIVERSITY DRIVE
SECOND FLOOR
PLANTATION, FL 33324

Annual Reports
Report Year    Filed Date
2013    04/12/2013
2014    04/01/2014
2015    04/10/2015
They are not registered with the State of florida as a debt collector as required by florida law.
Florida Bar Information:
Scott Charles Zakheim
Member in Good Standing
Eligible to Practice Law in Florida
Bar Number:
397180
Mail Address:
1133 S University Dr Fl 2
Plantation, FL 33324-3303
United States
Office: 954-735-4455
Fax: 954-735-0227
Email:
e-serve@zakheimlaw.com
vCard:

County:
Broward
Circuit:
17
Admitted:
05/24/1984
10-Year Discipline History:
None

Law School:
Albany Law School of Union University, 1983

Firm Size:
6 to 10
Flynn LaVrar
Member in Good Standing
Eligible to Practice Law in Florida
Bar Number:
91596
Mail Address:
Zakheim & Lavrar, P.A.
1133 S University Dr Fl 2
Plantation, FL 33324-3303
United States
Office: 954-735-4455 x2013
Fax: 954-735-0227
Email:
e-serve@zakheimlaw.com
vCard:

County:
Broward
Circuit:
17
Admitted:
10/11/1996
10-Year Discipline History:
None

Law School:
St. Thomas University School of Law, 1996

Firm:
Zakheim & LaVrar, P.A.
Firm Size:
6 to 10
Firm Position:
Partner/Shareholder

Other complaints:
http://www.debtorboards.com/index.php?topic=8622.0
http://www.ripoffreport.com/r/zakheim-associates-credit-card-debt-consolidation-attorney/ft-lauderdale-florida-33309/zakheim-associates-credit-card-debt-consolidation-attorney-zakheim-associates-1045-s-492304
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file a complaint with the Florida AG’s Office:  http://myfloridalegal.com/
http://www.flofr.com/StaticPages/FileAComplaint.htm
Also file a complaint with the Florida BAR Association:  http://www.floridabar.org/tfb/TFBConsum.nsf/0 ... 81!OpenDocument