980-939-0922

This is an illegal collection agency using scare tactics to get you to call them about a bill.  It may be a payday loan or Cash Call.  They called me on my cell with a phishing # from Texas, then my work # with a California number.  Believe me if you've committed fraud as they say, you're not getting a phone call.  If you've committed fraud you're getting a visit from your local police dept. and district attorney.

A Tina McCoy just called me from 213-985-1863 and said she tried to get to me befor the local authorities did and said she was a special investigator calling and said to call 980-939-0922 I believe it to be a scam don't trust it!

got a call on message phone (dont give my home phone out). Says suit (restraining order) filed as though it is a court clerk calling, and phone number 9809390922 to call to respond. Called back on my google voice number who reported it was an invalid phone number. This is a sham.

They call me and threaten to serve papers to my place of employment. I informed them I filed bankruptcy and Allied was given the papers and the company they are representing, but they are still threatening me.

Gave me a claim/affidavit notice BKW2360 and the phone number 980-939-0922.  The lady was rude and very unprofessional.  Told me she was doing me a "favor" by giving me "advance notice" that a claim was issued against me.
Told me to ask for Tina McCoy.

This call leaves no caller ID info.  Go figure!

They r calling me too almost paid! I am glad I didn't but they won't quit calling how do I get it to stop

got called today , they said You have a restraining order issued against you..Never said Who had a restraining order...Never said what county sstate or city , just gave a number to call and a BS file number. hahahahahahahaaaaa What JOKE!  I am calling my attorney like they instructed , TO SUE their ASS!

My husband received a call this afternoon from 980-939-0922. They left a message stating that my husband was part of a legal suit and had a restraining order against him. That he had to appear in court and should contact his layer; much like all the other posts I have read about this number. They did have his full name and left a docket number. I have not spoken to anyone from the comp. yet; I will try again tomorrow and let you all know how it went.

I first heard about a msg from this company from my cousin because they left a msg on her cell saying the same thing everyone else is saying. I checked the msgs on my spare phone and sure enought..there was one there from a Shanon/Sharron Smith saying the same thing about a restraining order and case number etc.. I called from my new number and told them they had they had the wrong number. Scare Tactics my a**. Don't they know that if the ppl they are calling had the funds to pay off this so-called "debt" they would!!

213-985-2394 called and left a message today (to my name as listed in phone book - with initials).  Gave a case number and name special investigator Sharon Smith and said it was regarding a restraining order for Susan Willoughby and I had to be there.  They said to have my attorney call by 48 hours and gave number 980-939-0922.  I tried to call back the 213 number, but no one answered.  I don't know a Susan Willoughby.  What a scam.  I was not going to call the 980 number back until I looked it up and now am not going to call this scam!

These people called my grandparents to find my husband...saying they were his emergency contact.  (He doesn't even know their number.)  They left the same number 980-939-0922 only a gal named Vicki Dupri called.  

Anyone have any luck to get them to stop calling?  They woke my poor grandma up!

They called me and left the same type of message........lawsuit, document to appear in court, etc. Scared me so I called back and asked for Sharon Smith. Never talked to Sharon but spoke with someone else who said she would help me make arranagements. I went through the entire telephone process, even got the name of the liason, Jane Eberett, whom I should send a money gram to which would then immediately stop the suit against me. Decided to do some research before sending any money. Glad I did. Kinda worried though, what if it's for real???

Just received the EXACT same phone call as most of the others have stated.  I called the 980-939-0922 nad asked them what the heck is going on, because I know if my husband had a restrainingorder placed on him I would know.  They said the number they called was mine but that they were looking for a "Robert" and that is not my husbands name so I can disregard this message.  I am still leary about this though and am going to be monitoring calls from the original number of 213-985-2338 which I tried calling back and no answer at all after about 50 rings.  Hope they dont try anything, cuz I have a family full of lawyers....

Tina McCoy called referencing a restraining order against my ex-step mom (from 17 years ago!) Asked to to call this number: 908-939-0922....but the call came from Plano, TX: 469-814-8037.

BEWARE!!!!  This is a illegial company.  They were trying to get me to pay off a payday loan that I already paid in full.  They would not give me information on what loan it was, they told me I had to do the research, so I figured something wasn't right and do research on the number and found this website.  I told them that I felt they were a fraud and they hung up on me.  I called back multiple times and couldn't get any information from them.  They hung up on me everytime.  DO NOT PAY THIS COMPANY!!!!!  I REPORTED THEM TO MINNESOTA ATTORNEY GENERAL

Ask your attorney about a class action with all of us... Maybe we can shut them down for good...

Wow- What does it take to shut these people down?   I am looking for it.   Received a phone call from them yesterday.  Message stated that this was Special Agent Bryant Walker-  I had 24 hours to produce myself to the local authorities in North Carolina- along with my attorney.  There was a warrant out for me- and also a restraining order- WHAT- I live 900 miles away from these people- how and havent been in North Carolina for almost 9 years- I called the number that was left on my answering machine- This lady who would not give me her name answered the phone- I asked for that Walker dude- She yelled at me and asked if I was on my way to turn myself in- turn myself in for what?? She explained to me again- I had a warrant out for my arrest- a restraining order- and was being looked for- that they had gone to my place of employment- which I have been unemployed for 1 yr- and that the local sheriff had just left my property - they were looking for me to serve me my papers and arrest me- I asked what this was in regards too- why they were calling me- what info did they have one me- and what the hell this was in regards too- she wouldnt give me a answer- asked again- this time she told me that they were looking for me for a collection- for something that I have never had- so my question was - what is the badge number of Special Agent Bryant Walker and what local authorities is he attached to in the Charlotte North Carolina Region- she responded- 24 hrs or we will get you and hung up-  My attorney is working on this-   SCAM SCAM SCAM

ITS CALLED ILLEGAL COLLECTION TACTICS - they use this when they cannot PROVE that you or anyone else for that matter owes money on anything.

The intent is to cause panic so you will pay them WITHOUT QUESTION.

They are REQUIRED BY STATE AND FEDERAL LAW - TO PROVE you or anyone else owes them money.   They cannot - so the break the law to get you to pay

There is no "SPECIAL AGENT" - its just an ILLEGAL lie to SCARE you

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

NO legitimate collection agency would have your WIRE the money to them.  HUGE RED FLAG!  
Wiring money is like sending cash - YOU CAN NEVER GET IT BACK!

I'm in Washington State. I checked my voicemail today by going online (I seldom check it - we don't use our home phone for anything) and found a number from a woman claiming to be a Special Investigator and that I had a suit against me with a restraining order attached. It didn't tell me where it was from and I assumed it must be up here because I haven't lived anywhere else since 1984.
I couldn't clearly hear the woman's last name, so I called the number the call came from (213-985-1863) and it rang dozens of times without being answered. The call came in at 6:58 yesterday morning while I was sleeping (I work late at night). I put the number in Google for a search to see where it was from and found all of you talking about the same thing. Glad I found y'all.
I don't have nor can I afford a lawyer to do anything about these guys, but since I have never lived in CA I'm just going to ignore it.