How much do you guys get paid for editing...lol. On this site especially, where is your intelligent input on this matter. Possibly you can apply for an editing job, and give your input where it is needed. Anyone out there agree...as thousands will...
Very Bad things, if you are one of the people that have means to repay debt, but cherry picks who you pay. Otherwise if you're really financially devastated, they cant garnish 15% of $0 so you're all set, but once you get back on your feet if you ever do, you're starting with 1 foot in the ground already
I have listed every one of these phone numbers in my phone with DNA (do not answer) as the contact name, changed the ringtone to mute, and for some have even set settings to send to voice mail. They can call and call and I will not have to hear the annoying ringing! Thanks so much for the list!!
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Tom Galloway
Um, Cindy, perhaps you should refrain from using the abbreviation "DNA". It's very likely these "skip tracers" will start using real DNA data to harass us in the near future :(J8Y
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cj
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I went to court agreed I owed the debt of 3000.00 judgement was for that but the collection agency is trying to charge me interest(debt is 10,000 on their paper work) I have contacted them showing the court doc. that say 3000 and no mention of interest--they keep applying my payments to the interest. What do I have to do(besides see a lawyer) to get this fixed?
Diagnosis of your issue is difficult from your brief summary. If you "agreed you owed" without putting up a fight during or before the lawsuit you're starting at less than zero if you want to raise a dispute now about the debt claim. The first source of debt inflation is your creditor contract, which debt collectors assume the right to enforce. Your state law may allow additional fees and interest to compensate (ostensibly) for having to sue you to collect. That and your local rules of civil procedure should help you answer the question of whose math is correct.
If you do find you're being stiffed for more than is due, you may consider starting a FDCPA suit. Potential counts include misrepresenting the character of the debt, unfair practice, and deceptive practice. You are past the point of "fixing" anything. It's time to think about mitigating the damage you will feel and getting the opposition's nose bloody if you can.
aside: Nice to see this catch-all thread in use again after eight months of hiatus.
I love it! My ex-husband has debts in his name. I got divorced from him in 1997. I married again in 2000 to a wonderful man. Because of what I have learned on here I finally got the debt collectors to stop calling me. First I found out on here that if you ask them who they are, they have to tell you. I found out that it was Brachfeld law group. I told them that we have been divorced and that if they call back I will take further action. (I found that out because of this website.) The woman I talked to was extremely rude and said that I had to realize that we had been married and we had business together. Not a business but, business together. I hung up and called the company. I told the man that I talked to that I had no debts withstanding with my ex and that if they call me again I will take further action. He said since I know so much about the law, do I know how much debt I owe with my ex. He put me on hold. Waited awhile asked me my name again and my ex's. He put me on hold again. This time when he came back to the phone. His tone was completely changed! He said that they would not be calling me again! Yes! Of course, if they sell the loan, I will have to go through this again but, at least I will know what to do! Thank you 1800notes.
The funds were garnished from SSI proceeds deposited in a bank, not directly from your entitlement. From what I understand, only Federal debts can be deducted from the entitlement. I am a veteran and my co-payments for non-service connected treatments are deducted from SSI before it is deposited. Your issue is with the bank, not SSI.
I started reading your comments, but changed to spot-reading as your writing style is so disagreeable. It sounds like you're trying to impress others with your intellect. It didn't work. People who do this are usually insecure in this area. Try a more natural style of writing--and being nicer.
Its pretty simple there Mr. Complainer.. Sometimes the truth is hard to handle no matter how its termed or written. if you don't like someones writing style, don't read it and move on -->
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