If the original company or a debt collector has won a default court judgment against you, most of them will try to collect the debt by any legal(sometimes illegally) means possible. If an entity has a default judgment against you, they can take the money in your bank/financial accounts up to the amount of the debt if they are not exempt funds, garnish wages, take a vehicle that is not exempt. put a lien on real property and other that is not exempt. Nearly all debt collection companies use techniques that put pressure on you and usually abide by the FDCPA rules. There is a small amount of debt collection companies that push the limits or cross the line illegally. A few of the larger companies fall into this category. Some of the states in the US that support debt collection companies over the citizen.
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