Fake payday loan collection scams - Please list new numbers here [2]

This is a continuation of the thread "Fake payday loan collection scams - Please list new numbers here" - https://800notes.com/forum/ta-1b47a30428c1e14 ... ew-numbers-here 

When speaking to a "debt collector"
- never confirm any information
- instead turn the conversation into a fact-finding mission on your end. Keep peppering them with as many questions as possible: "What the debt is from?", "What is your name, company name, address and phone number?".

Report your finding here along with the phone number, if known.

Thank you and stay safe.

Did Simon from dateline ever do his story on this? Why did they lock the old thread?

I received a request from the users to lock it and start a new one because the discussion became too long and hard to follow. If you disagree let me know.

626-384-3258 keeps calling my cell phone and now is calling my work.  I called back and the foreign man on the other side told me to suck his **** when I said I was reporting them.  This is OUTRAGEOUS!  I am looking into information to report them as I type.  This is harassment I do no need.

I would bet the first thread, weighing in at 5162 comments over thirteen months, rivals the complaint boxes of federal regulators. I couldn't help noticing the lag time in loading latter pages to my browser. The thread scope drifted naturally beyond the stated number listing into discussion of call content, but maybe this is of value as a bulk load of intel.

Here's my expanded boilerplate on the fake payday loan collectors calling from outside the United States, submitted before another two thousand comments can bury it.

This scam has gone on for years and has grown in popularity with mostly Indian and Pakistani criminal boiler rooms. Just as in American debt collection agencies, reps are trained to regard everyone they call as a liar and deserving punishment. Their often absurd threats are empty and their rude tactics are illegal under federal law, the FDCPA. Do not believe their lies, do not argue with them, do not comply with their extortionist demands. Show them you know you have rights they are trampling.

Debt is a civil and not a criminal matter. No matter what you are told, no one is coming to arrest you, you will not be jailed, and you are not due at any courthouse in less than twelve hours. There is no valid debt claim and no court order to seize your assets. You need not pay a red cent in ''settlement'' to make their inflicted pain go away. (Really, if they were that sure of your liability, wouldn't they simply hire a lawyer near you to sue for the full amount plus interest?) You will note these often barely intelligible bullies have a laughably poor understanding of American legal procedure, not to mention its geography. Their hope is that you are just as ignorant and easily spooked.

It's been noted that females tend to be abused worse than male call recipients, often with sexually charged taunts. This may point to a divide of both cultures and oceans. It's easy to demonize and threaten people at a distance who are reduced to names and numbers. No doubt a criminal population is among the roster of employees, who see everyone's lives as cheap and expendable like their own have become.


Follow this link for a payday loan scam primer from nine months ago, within a detailed forum thread useful for historical context ...
http://www.debtorboards.com/index.php/topic,6954.html?#msg104309
(Note that the second of three forum quotes has a clumsily redacted line, the original being, ".... stated that he wants to suck my lemons ....")

Since the time of that article, the story from interested observers and a few former fake PDL collectors confirms that "leads" are generated and sold from loan applications, regardless of whether a loan was granted, already paid off, or never executed in the first place. Usurious interest rates and unbreakable deals were not enough for these fiends; now the hot game is turning otherwise dud papers into cash flow. When you cry, "But they have all my sensitive data!", not that this proves any claim, it's likely because you handed it over like a sweet treat to an industry which has proven time and again it will never earn the trust of watchful consumers. There just might be a reason payday lending is so heavily restricted in many American states, no?


Try demanding a mailing address and a full business name when the bullies call. If the caller fudges his answer, you cannot verify it, and what you hear tracks well with forum comments on this issue, it's likely a PDL sham. Challenge their horse puckey threats; they often make obscene remarks and hang up. As the bullies like to hassle people at workplaces, advise your employers and coworkers these calls are garbage and not within your personal control.

The usual response to such a runaway debt collector stateside is to send a cease-comm letter and file suit. If you find a valid US address, please do so. Fierce consumer lawyers will leap at the chance to run such a case on contingency. However, being mostly outside U.S. borders and having no discernable addresses, these particular criminals rarely make it possible for individuals to punish them.


Whether or not you can file suit, make some noise ...

- Submit complaints to the FTC and state attorneys general.
- Send word to the FBI via the Internet Crime Complaint Center:
http://www.ic3.gov/default.aspx
- The Secret Service might also like to hear from you, per its mandate to investigate all sorts of financial and electronic fraud:
http://www.secretservice.gov/investigations.shtml

Learn how to exercise your rights as an alleged debtor from the FTC.
The more you know of illegal practices, the faster you will sniff out the fraudsters.
http://www.ftc.gov/os/statutes/fdcpajump.shtm

1-301-563-9224.I received a call from an Off Daniel Carter very heavy Indian accent.I had a legal claim filed against my name and social security number.If I did not return the phone call I should be prepared to suffer the legal consequences.Two days later he caled back saying if I did not return the call to be prpared to spend the next 9 months in jail.I did not return the call.I reported this to the AG office in Maryland and Alabama and also with the FTC. I made a police report with my local sheriff department.I also received a similar message from a 601-982-4083.This man gave me a return number of 262-388-0473. But when he repeated the number he said 626-380-0473.I guess he was not reading his script very well.

These are #'s and names that I was in contact with

415-251-8069
631-482-7819
Shawne lee
Monte rouse
Victor jones
Allen Donald
White and case legal serv
Us cash advance
These [***] had me scared until I googled these companies
They said a card was sent to me with funds on it and after fighting for answers they said it was used in a city I have never ever been to!

Oh I would love to get these calls on my phone, I would tell them I Sgt Pepper and I am blowing up their Country!!! I would tell them I am taking our their dictator and be coming for them next. I would recorded the call and post it on my YouTube Channel!!!!   Oh what fun I would have!!!

These idiots won't quit!!  This guy Mark Wilson with a heavy indian accent called my phone 12 times in a matter of minutes!!  Different numbers were coming up each time.  I also have two voice mails with sexually explicit language and heavy breathing.  I am saving all of them.   Freaks!!!

I was on fox news about this problem and worked with a producer from dateline for a brief time on this issue. I can tell you the FBI, FTC, Consumer Protection, and law enforcement do not care.

I have stayed in contact with one of these scam artists that tried to scam my girlfriend out of money. What’s funny is my girlfriend works in the payday loan industry and knew it was a scam. It started back in march with me harassing these people so much that one of them decided to talk to me. I got him to trust me and he gave me his Facebook page. I then linked about 10 people on Facebook to the fake company this guy works for, Axia international.

During a conversation with this guy I mentioned that my girlfriend works in the payday loan industry. After that he told me he would like to buy some peoples info from me. I pretended to be interested and lead him on. Keep in mind that I recorded most of these conversations. This guy told me he was going to send me a sample of the info he needed. I thought he was going to send me a blank spread sheet, instead he sent me the info of 51 people. This spreadsheet included my girlfriend’s info. After I received this info that included everything that makes up a persons identity I called the FBI. I know the list was real because I called one of the numbers on the list and she said she was having the same issue.

The FBI agent I talked to told me to file a complaint on the IC3 website and too erase the info I had. He also tried to pawn me off on the social security department because they have a fraud investigation unit and the FBI does not. I was pissed but I continued on.

I have this guy’s cell phone number, he calls me every time he changes his work number and we also talk on Facebook. It’s been about a month since I have spoken to him but he still calls me because he wants me to be his middle man in the United States. He left a message about a week ago. He wants me to get a Wal-Mart card so he can transfer funds from the green dot money paks he gets from the people he scams to my Walmart card. After I get the funds my cut would be %12 and then I would western union him the rest. If things then go well then my % would increase.

I want to catch this guy bad but I do not know what to do next. I can't be the middle man because then I could get in trouble and the way he wants the money to be sent is not traceable.

My email address anyone wants to talk. juancss90@gmail.com

Got another:  509-228-8899.

I am not sure if this is related but I have been getting phone calls from some indian guy who asks me to send him pictures of myself, wants to know my facebook page and twitter account and says "I love you" and "I wanna marry you" and he just keeps calling and if I hang up he just calls back.  He tells me he is at my house waiting for me and he is coming to meet me.  Never says anything about money just that crap and sometimes he will say something really obscene.  I filed a police report and the cop tried calling the number and it was a company called EPS Software/CODE magazine.  What in the world??  I have never heard of them!

I GOT A PHONE CALL FROM A 1-713-701-7282 NUMBER SAYING I OWED THEM MONEY FOR A  ON LINE LOAN. I knew i didnt take one. they said they were from Richardson ass. they  they had my name, a old employer, the name of my bank, the last 4 digtets of my social.  i asked for information from them and they said that they couldnt give that information out, and they hung up on me. and they said i would b arrested

C YOUNG,

check this out i got the same call this morning the same words he told me..this crap was OFFICER MIKE JONES heavy indian accent ## 701-214-6452