321-221-0018

Caller identified himself as an "officer from US Bank" and asked me to verify account info and social security number.

Caller said i was being investigated from fraud etc. and again, wanted social security info and bank account info.

I hung up and they called back. i hung up again and they did not call back.

That's someone trying to steal your identity, you're never supposed to give, or be asked for, your entire Soc Security # over the phone.

This is a total scam, stand your ground and hang up.

CALLER STATED THAT THEY WERE FROM A LAW FIRM AND THEY HAD A CASE AGAINST ME....I HUNG UP ON THEM....AND THEY KEEP CALLING BACK.

It's a scam. And all their threats are false and illegal.

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their often use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-858-244-0444
https://800notes.com/Phone.aspx/1-954-678-9724
https://800notes.com/Phone.aspx/1-610-571-3252
https://800notes.com/Phone.aspx/1-310-909-8245

These people call my house numerous times daily. At first it was an Indian man calling for me and telling me that I committed an illegal act and that he wants to speak with my attorney because his company is going to sue me. These poeple are very rude! I decided to google them and found out that it was indeed a scam. The next time they called I informed them that I knew they were a scam and that I had the police investigating the matter and they hung up and stopped calling for a couple of weeks. Now this week a Indian woman keeps calling my home and telling me that she is from a law firm called Morgan & Associates. Once I finish speaking with her, she puts the obnoxious man on the phone who is once again very rude and threatening. The phone number that was used when they called me was: (321) 221-0018.

I got a call at work from a man with a heavy accent stating he was from US Bank and had 3 criminal charges for me and wanted my attorney's phone number and wanted me to verify my social security number.  
They number they gave me to call was 321-221-0018 but the caller ID reads 786-866-2982.  I insisted on an address for David Morgan & Associates and they gave me 13713 15th Street, Tampa, Florida 33612.  I mapquested this and nothing!

Good job sticking it to these thieving buffoons. See my message above for information on reporting these criminals to federal and state law enforcement.

I keep getting calls at work from these losers and today I received one said to call them at this number and that they were from the law firm morgan and associates  I knew this had to be a scammer I get calls from them weekly at work I tell them that they have been reported to the FBI and to quit calling me so I had a friend call for me tonight and they told her they wanted me because I had a payday loan with them and that they were going to sue me, after she got off the phone I told her that they are full of [***] and I am really tired of them bothering me at work. I have contacted the FBI and the Federal trades comission I guess I will give them a call again tomorrow and tell them again

Hi, Lori. You may also want to file a complaint with the Florida Attorney General.  Even though these creeps are calling from India, they used a Florida area code (321) to place these calls to you. Also, every indication is that these foreign dirtbags are working at the behest of a notorious Jacksonville, Florida debt collection scam (with whom the Florida AG is very familiar.)  The link to the Florida AG is: http://myfloridalegal.com/contact.nsf/contact?Open&Section=Attorney_General

Thank you for this posting.  It has helped me deal with these people.  They call me at work about 2 times a day for the last month.  I will file with all the places listed.  I was also one of the ones who filed charges on Ellis Crosby and you are right, these people use almost the same words that I got from the Ellis Crosby people.  Thank you again for your research on these people.

Glad to help, Sheila.  Keep up the good fight! :)

THANK YOU THANK YOU!! These people have been calling my job over and over again..Had me in tears telling me that there were federal warrants against me..Than i decided to Google the number and I found all this info!! You have eased my mind!!

Glad to help.  You may want to turn the tables on these criminals by reporting them to federal and state law enforcement.  If enough consumers turn these crooks in, the only arrest warrants will be for them. :)

new my # and my sister's name and wanted her #, now she is receiving harrassing calls from the 786# people are reporting about; a lesson to me not to believe anything ur told over the phone!

Does anyone know how thet got my info? They called my grandparents looking for me. I called the 321 number back. Daniel Page was the name of the person who left word with my grandparents. I asked him to mail or fax documentation regarding this debt and he said all they could do was fax an affidavit to my attorney. I contacted my local FBI field office and they stated there was nothin they could do unless I had already beem scammed. So now what should I do?

Yes, thank you SOOOOO much. You gave me more info than the police! I would never have know how to fight back if it weren't for your post. So thank you, really!

I have also been receiving calls from these losers.  I have had 2 lawyers, the FBI and the Chicago Police Department tell me it is a scam.  If anyone receives a single call from anyone using this number or 786-866-2982 report it to the FBI (https://tips.fbi.gov), the FTC (https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en), the Internet Crime Complaint Center (http://www.ic3.gov), your local police, and you State Attorney General.  Interestingly, when my attorney contacted them they told him that they could not give him any information regarding the debt.

I've been trying to report them and not getting far at all. This is ridiculous that they can get away with this sort of thing. Hopefully the Attorney General or FBI reports I put in will help. I even tried Jacksonville Police and got nowhere except they said this is an Office of Professional Regulation matter.

Have you ever taken out a payday loan? I think that's how they got my info. What they had matches what I used on a payday loan app.

Law enforcement reaction to complaints about these crooks seem to vary. I've seen some people here say that their local Secret Service field was very interested, while others have posted messages saying that the Secret Service just told them it was a scam and not to pay.  Same thing with the FBI...the level of reaction seems to depend on each agent's willingness to get involved. The same goes with local police; some just take a report and do little else, while others seem more aggressive about pursuing the issue.  I think the best course of action is to file new complaints each time these crooks; if enough people do this, law enforcement will eventually get on the same page and will take action.  Hope this helps!

________________________

"How is a sincere criminal going to get ahead in his profession if his victim fails to cooperate?  Almost all crime depends on the acquiescence of the victim.  If the victim refuses his assigned role, the criminal is placed at a disadvantage." -- Robert A. Heinlein, 1985