321-445-4136

I have received several calls from 321-445-4136 from Officer--- with the US Gov. I was told they were investigating me and my household.  I was advised they were going to arrest me. I have researched this company they are based in Orlando Florida. I have also researched and found the information was stolen from credit card information, loans, and pay day loans.  The refences of family and friends that were placed in loan application were also called and threatened.

Our office also received a call from this number, looking for a former employee. "Officer Smith Johnson" gave us all of the former employees informaion, which violates FDCPA regulations. A collection agency is only allowed to speak with the person they are trying to collect money from. Also anything pertaining to bad debt is a civil issue, not criminal. (If it is a bad check, the original creditor must report to their local law enforcement agency, not the US government as "Officer Johnson" stated.)When our collector informed him of this information, he stated that our former employee better watch for the FBI in the neighborhood and hung up. We had a good laugh about this at lunch time.

Lip

I have recieved calls from this number and 321-445-4135, claiming that they were Officer somename, can never understand, from the Financial Crime Division. He stated that my SSN and address was on hold with the Gov and they would take further legal action if I did not return their call. When they call, the number is always blocked, but they leave a call back number. I have already made a report with the FTC, and will add this number to the report as well. If you are contacted by these people, I would say contact the FTC and file a report, they will compile evidence against them and hopefully catch these people. From some of the research I did, they have already scammed many people and have stolen MILLIONS of $. Do NOT give them your personal information!

In the past week I have received several phone calls from this number.  I had to have major surgery and I was out of work for several months.  They scared my coworker so bad she had another coworker call me at home to tell me that someone from that number called and identified himself as an officer scrofton and that I had been involved in an illegal scheme and I would be immediately arrested if I did not call him back.  He also called my daughter and my best friend saying that they had to call him back immediately because they were references for me on some matter and they would be arrested also if they did not call him back.  I called them back and they would not give me a address but told me that on Monday I would be arrested immediately after they went to the Court House to file for a warrant for my arrest to bad nobody told them Monday was a labor day holiday and the Courts are closed.  I just don't respond to them because I know that they are not legitimate.  However if anyone knows who these people are or has an address for them I would sure like to have it so that I can take this up with the proper authorities.

Oh I am going to have to remember the holiday one...that was all to good. These people will continue to pop up every once in awhile. If you had a payday loan or another kind of online loan they get the information somehow from that. Start asking questions and tell them that your state attorney generals office will be happy for this additional information.
I have found that the more questions that you start to ask them the more they get frustrated and you can hear the temp rising in thier voices. Also, just tell them to do whatever they have to do but you are not going to give them any information or anything else without written documentation. They don't like it when you start to turn it back on them. They seem to go away for awhile and then come back so once you think that they are gone just keep in the back of your head that they still might be out there.
It would be a good idea to call your attorney generals office and find out what if anything they can help you with.

I received a call from this number stating that it was time sensitive and that my social security number and my address were on hold with the government.  You could not understand what his name was and you could barely understand what was being said but he did say further legal actions would be taken if I did not contact them.

The person calling from this number said his name was Allan, he called my place of work and told them it was an emergency and he needed to reach me right away that it had something to do with "the lawsuit" The woman (Patty) at my work told him she would take his number and give it to me.  Patty told me the phone did not sound right at all and told me to contact the FTC. Now just a few months ago a officer Williams called my work and you could hardly understand him.  He called my house one morning at 5:30am so I told him to stop calling me and my work. Haven't heard from him again now I have this Allan person calling. Just tried to call him and got message "the person is no longer on the line"

"Financial Crimes Division" is one of many names these overseas phony debt collectors have been using for well over a year, now:

Chicago, IL – August 5, 2009 – The Better Business Bureau is issuing an alert about phony debt collectors that are calling consumers nationwide and claiming that they have defaulted on a payday loan and will be arrested if they don’t pay immediately. Claiming to be lawyers, the scammers say they are with the “Financial Accountability Association” or the “Federal Legislation of Unsecured Loans” and are equipped with a disconcerting amount of personal information about their potential victims.

“Because the scammers have so much information about potential victims, the BBB is concerned that this may be the result of a data breach,” said Steve J. Bernas, president & CEO of the Better Business Bureau serving Chicago and Northern Illinois. “Thousands of people may have had their personal information compromised, and given the scammers’ tactics, it appears that those who have previously used payday loan services could be particularly at risk.”

According to reports received by the BBB and posted online, the scammers accuse the victim of defaulting on a payday loan and claim they are being sued. The phony debt collector threatens that, if the victim doesn’t pay as much as $1,000 immediately via wire or by providing bank account or credit card numbers, he or she will be arrested and extradited to California within the hour to stand trial. The scammers often may have the victim’s Social Security, old bank account numbers or driver’s license numbers as well as home addresses, employer information and even the names of personal friends and professional references.

The BBB offers the following advice to consumers if they receive a suspicious telephone call about an outstanding debt:
* Ask the debt collector to provide official documentation in writing which substantiates the debt.
* Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
* Review recent copies of your credit reports to ensure that the alleged debt is not affecting your credit. Consumers can do this for free once every 12 months, and can find more information here: http://www.ftc.gov/freereports 
* Under the Federal Trade Commission's Fair Debt Collection Practices Act, debt collectors may not harass, oppress, or abuse any person while attempting to collect a debt.
* A debtor may be contacted between 8 a.m. and 9 p.m. only and can be contacted at work unless instructed not to.
* File a complaint with the FTC online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws.
* File a complaint with BBB online at www.bbb.org if you believe a debt collector is trying to scam you.

http://www.thinkglink.com/article/2009/08/06/ ... eading-says-bbb

https://800notes.com/Phone.aspx/1-214-618-5897

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement, lawyers, officers of the court or bankers, or if they threatened you with arrest, be sure to include that information in your report.

2) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) The caller placed the call under a Texas area code. Even though the caller ID was probably spoofed or they're using VoIP technology to hide the fact that they're really calling from overseas, you should also file a complaint with the Texas Attorney General at http://www.oag.state.tx.us/consumer/complain.shtml 

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

6) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-858-244-0444
https://800notes.com/Phone.aspx/1-954-678-9724
https://800notes.com/Phone.aspx/1-610-571-3252
https://800notes.com/Phone.aspx/1-310-909-8245

..and, many, MANY more.

They called me and said that a law suit is pending against me and the phone call was being recorded and will be sent to the courts so I'd better watch what I said. I told them that I dont care about no recording. I asked them what is this about He informed me that he was an officer Jamie Johnson investigating me for bank fraud and PLD check fraud. He had my email address and  SS#. This was the second call from him so I asked him what happen to the letter he was suppose to send to prove this debt and I will pay it. I told him that I will not give my CC info over the phone and I need a company name. He got frustrated and said we will just file the lawsuit and I said do what you got to do.This det has went from 200 to 632.

They called me and said that a law suit is pending against me and the phone call was being recorded and will be sent to the courts so I'd better watch what I said. I told them that I dont care about no recording. I asked them what is this about He informed me that he was an officer Jamie Johnson investigating me for bank fraud and PLD check fraud. He had my email address and  SS#. This was the second call from him so I asked him what happen to the letter he was suppose to send to prove this debt and I will pay it. I told him that I will not give my CC info over the phone and I need a company name. He got frustrated and said we will just file the lawsuit and I said do what you got to do.This det has went from 200 to 632.

Hi my name is Genie Lawson I need to talk to you about a lawsuit that is being filed against you. I called him back and he told me my email address and ss# . He also said that this phone call was being recorded and will be sent to the couthouse for evidence. He said I was being charged with Bank fraud and PDL bad check. I asked him who is filing the lawsuit and he never gave me a straight answer . I asked him how much I owe he said $632 for a $400 loan. I said I never recieved a $400 loan from them I told him $200 and it went down to $392. I knew then he was lying because if this company was ligitimate they would have the company name amout owed and who to send it to. He also said my SS# was on hold by the US government and if I wanted to settle out of court I can pay it to them they called themselves Arrowhead Investments and I would have to pay the money to them. I know a scam when I see on. The US government dont play games and they are sick and need to be stopped.

I have also been receiving several calls from this number threatening me and my son. and if you try to call the number back you do not get an answer. It is some foreign speaking gentlemen and I use that term loosely who identifies himself as Officer something or another. I have researched the company as well and will be sending a cease amd dissest letter to them demanding they stop calling or face legal consequences.  this is not the first time I have had this kind of call. i always tell them if the debt is true fax me the documents to my law firm. the respond by saying there is no documents so. if you cannot produce verification I guess we have nothing to discuss. they say it is my son that has the debt and that I am liable for the debt. They fail to understand that if i have not signed my name to a document that I am in no way legally obligated to pay even if it were a valid debt.

A foreign speaking guy calling himself officer Johnson called me threatening me saying that i had co-signed for a loan of some kind for my son and that if I didn't do what he wanted he would send one of his officers to my home and drag me from my home into the local court. Frankly I consider that a threat to my safety especially since I owe them nothing and have reported them to the authorities. It is a shame that Trash like that is allowed to exist in the United States of America. They come in with all that kind of nonsense and think that the American citizen is going to fall for some stupid scam just to fund what is probably some kind of terrorist activity against our country.  I admonish everyone that if you are contacted by these people contact authorities. I had this happen once before and found that company was out of Florida and I reported them and did not hear from them again.  But just like any other scam artist they find a way to go back into business again.  It is disgusting how foreign crooks like this guy are allowed to threaten people with total disregard for the law.

A foreign speaking guy calling himself officer Johnson called me threatening me saying that i had co-signed for a loan of some kind for my son and that if I didn't do what he wanted he would send one of his officers to my home and drag me from my home into the local court. Frankly I consider that a threat to my safety especially since I owe them nothing and have reported them to the authorities. It is a shame that Trash like that is allowed to exist in the United States of America. They come in with all that kind of nonsense and think that the American citizen is going to fall for some stupid scam just to fund what is probably some kind of terrorist activity against our country.  I admonish everyone that if you are contacted by these people contact authorities. I had this happen once before and found that company was out of Florida and I reported them and did not hear from them again.  But just like any other scam artist they find a way to go back into business again.  It is disgusting how foreign crooks like this guy are allowed to threaten people with total disregard for the law.

I agree. these are nothing but scam artist. An Officer Johnson ( as he called himself) probably a fictitious name called and threatened to send his officers to drag me from my home into the local court for what he said was a federal crime and that My phone number was being investigated by the US Government. First of all if is a federal crime they don't drag you into local court and I would have to believe that if there is anything the federal government needed to investigate I doubt they would hire Habib who can hardly speak or comprehend our language to do it.  When he said  as sending his officers to drag me ot of my house I told him I would be waiting.

I first recieved a call from these idiots telling me i did not pay a  loan back. they said they would take me to court, have me arrested so all my neigbors could see. I asked them for them to send me a paper contract and they said they couldn't. I received a second call at my work. They again said to pay the money of I would be taken to court. This guy gave a name as Joy barnes. And I call them back and the other guy said his name was Fauker. This Joy told me to write them a letter stating i have no intention of running away with the money and I want to take this out of court. Please accept my payment of $589.32, They were both foreigners and I could not understant them. I called them back and asked for an address and they gave me 122 broadway New York Ny.