5125025384

That's wonderful, I'm so happy for you!

NOTE: Numerous positive fake reviews about this phone number were detected and removed from this thread.

https://800notes.com/Phone.aspx/1-512-502-5384

That's wonderful, I'm so happy for you!

NOTE: Numerous positive fake reviews about this phone number were detected and removed from this thread.

https://800notes.com/Phone.aspx/1-512-502-5384

That's wonderful, I'm so happy for you!

NOTE: Numerous positive fake reviews about this phone number were detected and removed from this thread.

https://800notes.com/Phone.aspx/1-512-502-5384

That's wonderful, I'm so happy for you!

NOTE: Numerous positive fake reviews about this phone number were detected and removed from this thread.

https://800notes.com/Phone.aspx/1-512-502-5384

That's wonderful, I'm so happy for you!

NOTE: Numerous positive fake reviews about this phone number were detected and removed from this thread.

https://800notes.com/Phone.aspx/1-512-502-5384

That's wonderful, I'm so happy for you!

NOTE: Numerous positive fake reviews about this phone number were detected and removed from this thread.

https://800notes.com/Phone.aspx/1-512-502-5384

That's wonderful, I'm so happy for you!

NOTE: Numerous positive fake reviews about this phone number were detected and removed from this thread.

https://800notes.com/Phone.aspx/1-512-502-5384

If you were funny, you'd be a comedian!

Everybody that complains about you is some combination of:

1) Drunk

2) On drugs

3) A "Felon"

4) Female

5) Gay

6) Broke

7) Trying to get something for nothing

Did I miss any?  LOL

That's wonderful, I'm so happy for you!

NOTE: Numerous positive fake reviews about this phone number were detected and removed from this thread.

https://800notes.com/Phone.aspx/1-512-502-5384

Do your female "Clients" realize that you are a misogynist?

AGAIN???

How many times to you have to do a press release before you get it right?  LOL

Another boring re-run.

That's wonderful, I'm so happy for you!

NOTE: Numerous positive fake reviews about this phone number were detected and removed from this thread.

https://800notes.com/Phone.aspx/1-512-502-5384

That's wonderful, I'm so happy for you!

NOTE: Numerous positive fake reviews about this phone number were detected and removed from this thread.

https://800notes.com/Phone.aspx/1-512-502-5384

You obviously haven't been paying attention.  Report to detention!

Or try this:

G**gle "512 502 5384" and read through the first 10 or 15 pages of complaints LOL

There, you've wasted another 20 minutes of my life, Massive.

What's your address?

I'm going to start billing you for the time LOL

DNA Press Release

   * Apr. 18th, 2010 at 6:32 PM

         Cellular Phone Changing Moment at Heart of New Home Based Business Concept

For consumers in the cellular phone industry the year 2010 will be remembered for the introduction of a program that allows an unlimited monthly calling and text program that changes the landscape of the industry forever with prices at under $20 per month via www.planonsaving.com.

On top of great pricing tied in with 20mb of data consumers will also enjoy no contracts or credit checks and an incentive of earning a free cellular phone if they introduce five individuals who simply take advantage of this new program and decide to become a client.  This new program will be officially available for the public starting in May with numerous plans in place (http://planonsaving.datanetworkaffiliates.com ... ice-Phones.aspx) that includes:

* Individual calling program options from such leaders as T-Mobile, Verizon and AT&T
* Family calling programs with options up to 20 lines
* A wide variety offering of top line flip and camera phones as well as touch screen phones compatible with a variety of carrier network backbones
* Cellular accessory products ranging from Unlimited Aircards to AT&T Sim cards

Tied into this historical program is the $14 billion dollar per year Data Collections Industry with associates earning money simply by data from automobile and car tags that helps with National Programs such as AMBER ALERT that specializes in finding missing children as well as information that can be used by Local and National Law Enforcement agencies to track down wanted criminals.  And with companies spending nearly $200 billion per year on direct response advertising company expansion plans include Creative Advertising options that will offer associates the opportunity to offer needed data to large and small companies for areas ranging from Debt Management Information to needed consumer information dealing with information such as companies offering Dish Network services.

Associates not only will have the opportunity to build a national sales force earning monthly overrides that includes 10 income option revenue streams as well as access to:

* Reward Dollar Incentive programs from over 100,000 retail and wholesale vendors
* Travel Benefits packages
* Access to Educational Leaders such as Jeffrey Babener and Jim Rohn
* Ownership potential of an actual Cellular Store for as little as $10,000 being offered complete training, advertising, inventory and signage

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John Bennett Press Release

   * Apr. 18th, 2010 at 11:00 AM

John Bennett:  A Consumer and Job Seekers Best Friend Thru his Energy Deregulation Business Model

Combining a booming industry with a concept that saves consumer's costs on energy bills and offering new career options is the winning combination for New York entrepreneur John Bennett.  "I am able to help so many folks in these challenging economic times with their monthly expenditures and restart new careers on a daily basis," said Bennett.

John Bennett is a native of Brooklyn and spent over a decade serving this country in the US Navy.
"That experience built the discipline and mental toughness that it takes to succeed in the home based employment industry," said Bennett, "and has served me well in my current career working in the Corporate Hospital sector handling daily responsibilities dealing with interfacing with insurance companies to overseeing records and paperwork to keep things running at maximum operating capacity with similar functions needed to succeed in the business venture (PERSONAL URL) that myself and my wife Shamalah offer that is built around electricity service in Texas, natural gas service in Illinois and both in the state of New York offering customers the following:

* Savings on Electricity and Natural gas services by simply changing providers .... in Texas clients can save up to 20% over the incumbents and in the state of New York natural gas and electricity are up to 7% cheaper than the competitor and guaranteed to be cheaper every year with clients in Illinois having the same guarantee as New York

* There is no cost to switch, no switching interruptions with the same reliable service and dependability

* Simplified billing for the clien't life-cycle via web-based account mangament tools that handles all billings and collections

* A Travel Voucher just for switching providers good for a 3 day/ 2 nite for two at one of 25 World Class locations

* Travel reward points that earned for simply being a customer good for trips, cruises, etc

John Bennett is very anxious to meet all entrepreneurs seriously looking to build up a secure career working as their own boss from their home.   "The telecommunication industry that offered individuals to share in the wealth created millionaires in the home based sector in the 90s and the potential for similar success stories exsist with the opportunity I offer," said Bennett. "as the industry will continue to grow on an annual basis and I have all the marketing tools necessary to help associates get a quick jump out of the blocks toward success with a compensation plan built around creating a long term lucrative residual income.  The famous Navy saying of "this is not a job ... this is an adventure" is so true for myself and fellow entrepreneurs on a daily basis."

Mr. Bennett can be reached in his New York office @:

* mrjbennett1@gmail.com

* 917-626-1598


BUSINESS MODEL:  AMBIT ENERGY

Louis Gaskins Press Release

   * Apr. 17th, 2010 at 6:48 AM

Louis Gaskins:  An Entrepreneur's Best Friend with his Triple Combo Career Option Package

The lessons learned early in life many times become the foundation for success later down the road and for one Florida entrepreneur that indeed summarizes the success behind his rapidly expanding business operation. "Serving this country in the jungles of Vietnam taught me survival techniques that has helped me tremendously in the competitive home based employment marketplace," said Louis Gaskins.

Palm Coast native Louis Gaskins has combined his business background with a lifelong entrepreneur passion to offer business options in industries that are experiencing tremendous growth activity.  "I spent 31 years with the Washington Gas Company working in many different capacities," said Gaskins, "and learned that success in the business world was a combination of flexibility and being a team player and that has carried over to my entrepreneur career as I have  unique business ventures geared around the following industries:

1) GLOBAL GREEN PRODUCTS ....   "Being involved helping bring products to the marketplace that are less wasteful and less toxic than mainstream products means a safer future for the next generation.   In the USA the building environment accounts for approximately one-third of all energy, water and materials consumption along with generating similar proportions of pollution and changing the type of materials we use to construct these buildings is everyone's responsibility.  With the involvement of folks from all walks of life we can all effect the development and distribution of biobased polymer innovations that will create eco-friendly alternatives for the next generation and educating everyone has become a true passion in this chapter of my life .."

2) TELECOMMUNICATIONS .... "I have a business model (http://pabodes.voiparty.com/) that offers the first international peer-to-peer InterExChange Carrier along with voice traffic between telephone exchanges.  In what is being called the world's first true international long distance calling club consumers simply connect their home telephone and internet into a special connection that implements existing broadband internet connections to route client's phone calls via the internet rather than traditional phone lines which equates to a dramatic decrease in the cost of a call."

Along with industry changing technology to decrease phone expenditures Gaskins offers members a revenue income stream in a marketplace estimated at over $800 million per month in the USA. "Thru the usage of Least Cost Routing I have a network that will capture up to 15% of that total volume monthly with income payouts to members equating to 70% with the potential for creating millionaires like Excel Communications did in the 1990's"

3) WELLNESS PRODUCTS  ......   "By marketing industry changing products I am able to bring dramatic changes due to my business model (http://www.lifewave.com/pabodes)  which features adhesive that implement novel heating and cooling effects to improve on the body's own systems without the introduction of chemicals, herbs or physical devices into the body.  From offering immediate relief to problems such as muscle weakness, loss of sleep, arthritis, headaches to dealing with weight loss issues I have a complete menu offering to deal with the most serious issues that cause challenges in the daily lives of so many ..."

Louis Gaskins encourages all individuals searching for a way to create a long term secure future to contact his office for a chance to explore in detail the advantages of home based entrepreneurship.  "I understand the mental challenges involved when looking at new career options," said Gaskins, "as I have been there and offer all the necessary marketing tools and support needed to help guarantee a quick growth pattern for all team members along with a compensation plan geared toward immediate and long term lucrative payouts."

Mr. Gaskins can be reached @ :

* pabodes@hotmail.com

* 386-447-3132  (Home Office) / * 386-986-1773  (Cellular #)


BUSINESS MODEL:  VOIP PARTY / LIFEWAVE


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Oscar Kelley Press Release

   * Apr. 17th, 2010 at 6:46 AM

Oscar Kelley: His Business Model is Helping to Preseve Individual Legal Rights and offer New Careers


Saving money and headaches for Americans on a daily basis is a simple concept that is creating a new standard of success in the home based employment industry via the creative skills of a North Carolina entrepreneur.  "When you can offer a business model with needed cost saving products tied into an opportunity for millions to recreate careers you have the formula for success," said Oscar Kelley.

Oscar Kelley has a diversified background that includes nearly a decade of service to this country along with a very successful career offering Health & Life Insurance. "I served 8 proud years in the Marine Corp," said Kelley, "and implemented the learned value system of discipline into a very successful Insurance career that has nearly spanned 15 years. I also include a current business operation of creating a Durable Medical Equipment from scratch.  However; due to the economic shift, my business like most other business declined in the last few years. And as a result my Marine Corp training kicked in to Improvise, Adapt and Overcome and with that I found  that PPL offered a complimentary and simplified business model  (http://oscarkelley.buildlastingsuccess.com/) that is dedicated to helping individuals or companies find solutions to deal with thier legal problems and also consider a new career option based on the following product offering:

*  Access to Quality Law Firms for under $37 per month ----"Having your very  own Legal   Team  'level the playing field' for  events ranging from home and  automobile purchases, Identity theft, speeding tickets, contracts, Will Preparation, IRS Audits, etc.
* Toll-Free Number that eliminates searching for Legal Consultation
* Legal advice offered in all 50 states
* Individual/Family Plans, Business Plans and Specialized Professional and Group Plans  * Credit Monitoring and Credit Restoration to protect members Affected by Identity Theft

Kelley also was attracted to the concept of his business model by having to deal with a personal business transaction that involved an online advertisement transaction.  "The transaction was not a lot of money but was a major boatload of headaches as I had services not delivered and had to deal with one of the largest online payment carriers who only responded in a positive manner after an attorney interfaced on my behalf, " said Kelley, "and that experience  made me realize the average person needing legal assistance is most likely in a financial position beyond their available funds based on costs associated with simple duties such as faxing or sending out office letterhead to try and create feedback on specific issues.  I have a solution that to those challenges and based on feedback from the introduction of my business model I know I have a winner destined for a long successful journey."  

For the millions effected by the job market meltdown Kelley encourages a quick overview of his model that is creating a stir in the home based entrepreneur industry.  "Affordable needed products at a cost that fits into all budgets is a hard combination to beat," said Kelley, "and then offer serious minded business professionals the following compensation options that include Daily Commission Payouts, 3 income streams, residual and override commissions from building a team of national sales reps and you can understand why my business is on a rapid growth pattern.  The timing is perfect for anyone that is ready to finally create a long term secure future."

Mr. Kelley can be reached in his Raleigh office @ 919-523-7566


BUSINESS MODEL:  PRE PAID LEGAL

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GIQ Press Release

   * Feb. 18th, 2010 at 10:40 AM

                         
         Sports Fans Can Have Their Own "One Shining Moment" in March via Gambling IQ

The month of March has become best known to sports fans for the "Madness" of the NCAA basketball tournament and in 2010 the internet site to turn to for fun and money is a new sports venture that is creating major waves in the world of Sports Investment information related forums.

Www.gamblingiq.com is a privately owned company that offers a one stop shop for Information and Investing needs for gambling fans of all teams and individual sports.  The explosion worldwide of Offshore Sportsbook is the driving force for the rapid success of Gambling IQ and one of the major strengths of their operation involves their business relationship with advertisers that are Top ranked Sportsbooks with at least a B rated or higher ranking thru industry respected www.sportsbookreview.com which in turn gives forum members the needed confidence to know their money is safe as they invest in their favorite event.

What is quickly setting Gambling IQ apart from their competition is their growing base of some of the best sports handicappers on the internet with expertise in various individual sports posting critical information for free on a daily basis that allows sports fans with all levels of expertise to win on a consistent basis. Information ranging from trends to injuries to money management discussions along with the following is why Gambling IQ is experiencing rapid growth:

   * Free Premium Odds service that Rivals Don Best, Sports Options, and other services you have to pay between $200 - $600 a Month. GIQ Odds is Free and offers many handicapping tools the others do not have. It has virtually every online book and many Vegas Books and provides up to the second line Changes, Scores, Injury updates, Stats, Trends, Syndicate Plays, halftime countdown clock, and the software is easily customizable to each customers liking
   * GIQPoker.com offers up to 40% Rakeback from almost every major poker site in the world. Why play for free when you can get up to 40% of your rake back?
   * Front page articles updated daily that are industry related or handicap games of the day
   * Contests from our Top Line sponsors in almost every sport
   * Dispute Resolution with any book online. We have a competent staff that can help you with any problem you may have and will do all in our power to get it settled amicably to both parties
   * Sort able Stats, trends, angles, previews, and recaps of every sport including NASCAR

With College Basketball in high gear and Tournament Conferences and March Madness soon to be dominating the sports headlines now is the perfect time to find a great sportsbook and the staff at Gambling IQ recommends the following operation based on GIQ's strict approval guidelines:

Www.Sportsbook.com: They are one of the Biggest online books in the world and have a wide array of wagering options and with lines up very early allowing gamblers the option to wager on overnight plays. Offering odds on virtually every sport along with Black Jack, Poker and Horse Racing on top of generous sign up bonuses for new clients and additional bonus payouts for established clients who refund accounts along with an established business model since 1996 and world class customer service it is easy to see why their reputation in this industry is that of superstar status.

All sports gamblers looking for security of their money are encouraged to visit their site today and tell their staff you were recommended by Gambling IQ or simply visit www.gamblingiq.com and click on the banner advertisement for this highly recommended sportsbook.  It will make for a March to remember as gamblers root on their favorite teams and interact with one of the most dependable sports book operations in the entire world.


Business Model:  Internet Sports Information Forum

Randy Watson Press Release

   * Dec. 22nd, 2009 at 11:06 AM

Randy Watson:  Providing a "Short" Cut to Financial Success in the Challenging Real Estate Market Place

There is an old saying that "the  worst of times can also be the best of times"  and for one creative Georgia Entrepreneur that truly describes his success story that is unfolding in the changing landscape of the Real Estate Industry.  "My passion for Real Estate was not going to die due to economic conditions I had no control over," said Randy Watson, "but actually increased as I decided to find a way to take advantage of this down market and that is what Office is doing daily for my clients," said Watson.

Atlanta native Randy Watson has a business background of over two decades as a Real Estate Investor and Agent. "I have been on both ends of the business spectrum from being an employee to running my own business," said Waston, "and have learned that overcoming challenges involves the right mindset with the ability to diversify as things change and that core belief system has helped me to survive and now flourish during this Real Estate market meltdown with a simple business concept that helps my clients overcome the major housing headaches that has dominated the news headlines the past few years."

Watson's strategy works on a simple platform.  "The terminology known as SHORT SALE is simply when a Banking Institution accepts less than the amount owned on a homeowner's mortgage to satisfy the loan," said Watson, "and by selling their home via this method the homeowner can avoid the dreaded foreclosure procedure that dramatically effects their credit report.  My background in this Industry has been very active for a number of years in perfecting my knowledge on Foreclosures and in the past 4 years I have listed and sold hundreds of bank owned property and business locations that will remain strong for many years down the road.  I saw the incoming Tsunami in this industry and knew the huge upside it presented and that is exactly why my focus is heavily concentrated on helping good folks rebuild their lives and let the banks take over an unfortunate situation and deal with a distressed property that has become a far too common news story in this country."

Randy Watson has recently opened his REMAX Town & Country office specializing in Short Sales and anxious to talk with all homeowners in need of Professional Help.  "I have a great staff of Agents with the background to provide solutions to all housing situations," said Watson, "as my team is the best in Georgia at negotiating Short Sales with banks.  Most realtors are unfamiliar with Short Sales but I have a staff of experts in that Niche part of this industry that walks our clients thru the entire process and makes a painful decision a very simple transaction that turns every client into a "Client for Life!!!"

Mr Watson and his REMAX agents can be reached @:

RE/MAX Town & Country  14205 Highway 92
Suite 109 Woodstock, GA 30188
Office  770-992-3802
Direct: 770-374-5677
Fax: 678-840-0080
randywatson@remax.net


BUSINESS MODEL:  RE/MAX REAL ESTATE

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Trevor James Press Release

   * Dec. 22nd, 2009 at 6:03 AM

Trevor James:  Showing Entrepreneurs how to "Manage" a New Career Path with his New Telecommunications Business Concept

Leadership at the maximum level is being supplied by a Georgia entrepreneur with a business model in the exploding Telecommunications Industry that is offering immediate career answers to the millions of victims in the depleted job market.  "With great products that are used on a daily basis by consumers with a marketing concept to allow individuals to create a lucrative home based income working from their home based offices tapping into a $400 billion dollar industry this is the perfect option to creating a new future," said Trevor James.

Trevor James is an Atlanta native with a business background that includes many years managing talent in the Music Industry.  "I had the pleasure of working with some incredible individuals with job assignments that  allowed me to see wonderful parts of the globe," said James, "and the challenge of meeting deadline goals in that industry on a consistent basis is a talent I have taken over to the world of self employment via my unique business opportunity (http://www.5linx.net/trevorjames) that has a wide variety of advanced technology products that includes the following:

* A Global Video Telephone ..... "the technology age is great and this piece of technology that allows individuals to see who they are communicating with is a technology advancement that will change the phone industry forever .."

* International Inbound Phone Number implementing VOIP Technology with no usage charges

* Digital Phone Service with unlimited local and long distance calling in the USA, Canada and Puerto Rice with Free calling to landline phones in International countries such as Spain, China and France for under $25 per month with features such as Caller ID, Voice Mail and Call forwarding

* Hosted PBX Commercial Plans for small and medium size businesses at rates under $20 per month

* Top of the Line Cellular equipment and calling plans

* Five Broadband Home Security packages to fit all budgets starting at only $29.95 per month

* Satellite TV packages with Digital Quality technology at rates less than traditional cable

* High Speed Internet Service offering one of the largest available areas offered in the Industry

* A Fund Raising Model that offers a true "Win/Win" concept for all Local and National Organizations with an opportunity to create a residual income stream

Trevor James is rapidly expanding his marketing efforts on a worldwide basis and is very anxious to talk to all individuals in need of a new career path.  "The options of searching for a new job vs taking the opportunity  to leave behind the hassles of being an employee makes my business offering a true "no brainer" for anyone willing to spend a few moments to evaluate my product lines and compensation plan that is geared toward a long term ongoing residual payout plan earning income simply by helping others save money on technology products they use on a regular basis" said James, "and the entire marketing package in place for my associates in their Virtual Back Office includes Professionally Designed brochures, DVDs and the best training in the Industry to allow associates to start earning income immediately and on a continual basis .... I feel like I am selling a ROLLS ROYCE when I have the opportunity to show entrepreneurs the entire package offering."

Mr. James can be reached in his Atlanta office @

678-384-4652 (Office)

678-522-9915 (Mobile)



trevorjames@5linx.net

BUSINESS MODEL:  5 LINX

Randy Goodridge Press Release

   * Dec. 16th, 2009 at 8:15 PM

   
Randy Goodridge:  Another New York "Recovery" Story via His Innovative Investment Business Concept

The Spirit of New York was tested to the ultimate level on the morning of September 11, 2001 as 3000 of their friends, neighbors and co-workers perished in the single worse attack on American soil in the history of this country.  And that spirit of rebuilding that carried New Yorkers thru tragedy is being replayed in 2009 as entrepreneur Randy Goodridge has applied his investment business background into a Business Model that is helping millions recover and rebuild financially crippled portfolios. "My goal with the rollout of my program is very simple:  Provide the needed guidance and critical information that will allow the millions effected by the real estate and financial marketplace turmoil of the last few years to experience their own Personal "Bailout,"  said Goodridge.

Randy Goodridge has a background combination of military service to this country and creating wealth for his clients in the financial investments marketplace.  "I am very proud to have served my country as a member of the US Navy for 8 years," said Goodridge, "and was involved in OPERATION FREEDOM in Iraq as a Force Training Officer as well time spent on missions in countries such as Saudi Arabia, Egypt and Turkey dealing with issues relating to Country specific Customs and Languages.  That part of my life has been critical to my success in the business world as it instilled the needed discipline and because of the Military Educational Benefits package I was able to earn my Real Estate License thru Century 21 and currently in my spare time taking advanced Economic Courses at at a Local College in Queens to enhance my business background as a Senior Mortgage Consultant with one of the Top Investment Firms in New York City."

Goodridge designed his business concept around a core of investment strategies to create short and long term solid returns.  "Diversification can not be overstated as the one key component to building a successful portfolio," said Goodridge, "as I played sports my entire life and I am a huge NFL fan and in that sport all championship teams have a combination of skilled personnel that work as a team with players who do what is called the "dirty work" in the lines to create the needed space and timing to implement successfully drawn out game plans.  In many ways there is a similarity in the world of Successful Investment Strategy as the "sexy" quick return works in alignment with the "slow" long return that creates a base to allow investors to survive the winning and losing trends as they create their own personal Investment Championship.   My focus on this new business venture is to teach students how to understand and apply world class technical information for success in: *

* FORECLOSURE OPPORTUNITIES AND WHY ANYONE CAN TAKE ADVANTAGE OF THIS OPPORTUNITY
* SHORT SALES AND WHY THE EXPERTS MAKE MILLIONS ON THIS INVESTMENT STRATEGY
* BANKRUPTICIES  AND HOW TO TAKE ADVANTAGE OF THE SYSTEM
* WHOLESALE OPPORTUNITIES IN REAL ESTATE THAT ARE PRESENT IN EVERY MARKETPLACE
* HOW TO UNDERSTAND WHAT DRIVES INDIVIDUAL REAL ESTATE SELLERS
* HOW TO THINK LIKE A WALL STREET INVESTMENT BANKER
* WHY TOUGH ECONOMIC TIMES ARE THE BOOM TIMES FOR THOSE WITH INSIDE INFO AND HOW TO  
DISCOVER OUTLETS FOR NEEDED FINANCIAL FUNDS TO INVEST IN REAL ESTATE   PROPERTY
 * HOW TO ANALYZE AND DISCOVER INVESTMENTS THAT TURN THE AVERAGE INVESTOR INTO THE   NEXT GORDON GECKO

Randy Goodridge is very anxious to talk with all serious minded individuals searching for answers in these challenging economic times.  "Even the great Tiger Woods has a mentor on and off the golf course," said Goodridge, "and those that are rich achieved that status by learning from experts needed information and shown the proper steps to applying that information to create success.  My program is geared around students being shown mistakes I have made in the past as in life there is a simple rule:  IF YOU LEARN FROM MISTAKES YOU ARE ONE UP FROM THE MAJORITY WHO NEVER DO LEARN AND CONTINUE  TO APPLY THE SAME FAILED STRATEGIES THAT CREATED THEIR MISTAKES IN THE FIRST PLACE ."

Mr. Goodridge can be reached in his New York office @ 718-662-8725

BUSINESS MODEL:  REAL ESTATE INVESTMENTS