620-665-7178

This number kept calling so i finally called it back they said i owe a bill that may be but i have to request the bill by email than they will email me back. seems weird so i will not unless they send me bill. is that right you think.

They didn't?  How dare they!?!

Come on?  Really?

Really?  Can you elaborate on this genius plan a little for us less gifted folks?

Neither phone, fax or email is legal. They have to send it via the US mail per the FDCPA law (see my post above for the laws)

I just got a new number less than a week ago - whoever had my number must not have paid their bills - this number as well as others are calling non-stop.
Whats frustrating is I use the landline for a fax machine - yet they still keep calling it

I am currently a lead plaintiff in a class action lawsuit against them, Delray
Capital, Cooper Financial & Delaware
Solutions in Ohio.

NATIONAL CREDIT ADJUSTERS, LLC AKA NATIONAL CREDIT ADJUSTERS AKA NCA AKA INTERNATIONAL HOMES (AFFILIATED BUSINESS) AKA 4 SUM INC.
Posted in:  https://800notes.com/Phone.aspx/1-800-835-9313
https://800notes.com/Phone.aspx/1-620-665-7178
https://800notes.com/Phone.aspx/1-800-286-5427/12#p1047645157267999770

Web site lists them in Kansas:  https://ncaks.worldsecuresystems.com/contact.htm
Never saw this before.  BBB says that their accreditation was revoked, gives them a B- with 232 complaints, and a government action against them for illegal activities:  http://www.bbb.org/wichita/business-reviews/c ... chinson-ks-2205#
Lots of complaints on their Facebook page:  https://www.facebook.com/pages/National-Credit-Adjusters/105253172875191
Kansas Dept. of State info:
Current Entity Name    Business Entity ID Number
NATIONAL CREDIT ADJUSTERS, L.L.C.

    3364528

Current Mailing Address: 327 W. 4TH STREET, HUTCHINSON, KS 67501
Business Entity Type: KANSAS LTD LIABILITY COMPANY
Date of Formation in Kansas: 08/30/2002
State of Organization: KS
Current Status: ACTIVE AND IN GOOD STANDING

Resident Agent and Registered Office
Resident Agent: NATIONAL CREDIT ADJUSTERS, L.L.C.
Registered Office: 327 W. 4TH AVE., HUTCHINSON, KS 67501
Current Entity Name    Business Entity ID Number
4 SUM, INC.

    2927499

Previous Names:
NATIONAL CREDIT ADJUSTERS, INC.
Current Mailing Address: Mark L Huston - P O Box 550, HUTCHINSON, KS 67504
Business Entity Type: KANSAS FOR PROFIT CORPORATION
Date of Formation in Kansas: 09/20/2000
State of Organization: KS
Current Status: ACTIVE AND IN GOOD STANDING

Resident Agent and Registered Office
Resident Agent: 4 SUM, INC.
Registered Office: 327 WEST 4TH ST P.O. BOX 550, HUTCHINSON, KS 67504
Kansas Office of the State Bank Commissioner info:
Name and Address
Name    Address    City    State    Zip    Phone Number
National Credit Adjusters, LLC    327 W. 4th Avenue     Hutchinson    KS    67501    (620) 665-7708

Supervised Lender Licensee Information
Name    DBA Name    License Number    NMLS Number    License Type    Effective Date    Expiration Date    Status    Status Reason
National Credit Adjusters, LLC         SL.0000445         Supervised Loan Licensee    01/01/2016    12/31/2016    ACTIVE    ACTIVE/LICENSED

Supervised Lender Branches
Company/DBA Name    Branch License    City    State    Status    Status Reason    Effective Date    Expiration Date
National Credit Adjusters, LLC    SL.0000445-BR.001    Chandler    AZ    ACTIVE    ACTIVE/LICENSED    01/01/2016    12/31/2016
National Credit Adjusters, LLC    SL.0000445-BR.002    Ottawa    KS    ACTIVE    ACTIVE/LICENSED    01/01/2016    12/31/2016
National Credit Adjusters, LLC    SL.0000445-BR.003    Peoria    AZ    ACTIVE    ACTIVE/LICENSED    01/01/2016    12/31/2016
Name and Address
Name    Address    City    State    Zip    Phone Number
National Credit Adjusters, LLC    555 W. Chandler Blvd #102    Chandler    AZ    85225    (670) 665-7708

Supervised Lender Branch Info
Company/DBA Name    License    License Type    Effective Date    Expiration Date    Status    Status Reason
National Credit Adjusters, LLC    SL.0000445-BR.001    Supervised Loan Licensee Branch    01/01/2016    12/31/2016    ACTIVE    ACTIVE/LICENSED
Name and Address
Name    Address    City    State    Zip    Phone Number
National Credit Adjusters, LLC    416 S. Main Ste 3    Ottawa    KS    66067    (855) 583-6020

Supervised Lender Branch Info
Company/DBA Name    License    License Type    Effective Date    Expiration Date    Status    Status Reason
National Credit Adjusters, LLC    SL.0000445-BR.002    Supervised Loan Licensee Branch    01/01/2016    12/31/2016    ACTIVE    ACTIVE/LICENSED
Name and Address
Name    Address    City    State    Zip    Phone Number
National Credit Adjusters, LLC    14100 N. 83rd Ave. Ste 290    Peoria    AZ    85381    (855) 583-6020

Supervised Lender Branch Info
Company/DBA Name    License    License Type    Effective Date    Expiration Date    Status    Status Reason
National Credit Adjusters, LLC    SL.0000445-BR.003    Supervised Loan Licensee Branch    01/01/2016    12/31/2016    ACTIVE    ACTIVE/LICENSED

Other complaints:
http://www.ripoffreport.com/reports/directory/national-credit-adjusters
http://www.ripoffreport.com/r/national-credit-adjusters/hutchinson-kansas-67504/national-credit-adjusters-national-credit-adjusters-trying-to-collect-a-debt-that-has-alre-244317
https://www.consumeraffairs.com/debt/national_credit_adjusters.html
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... ers/td-p/605048
https://answers.yahoo.com/question/index?qid=20100421090524AACNbAp
http://forums.debtcc.com/settlement/about26387.html

Legal actions:
http://www.jdsupra.com/legalnews/government-a ... it-adjus-34528/
Looks like they got stiffed by a different criminal debt collection outfit:  https://getoutofdebt.org/94666/debt-collector ... owes-them-money
Looks like the New Hampshire AG was upset they had no security and gave out people’s information:
http://doj.nh.gov/consumer/security-breaches/ ... rs-20140605.pdf

Looks like they get sued a whole lot:
https://www.pacermonitor.com/public/case/9492 ... _Adjusters,_LLC
https://www.gpo.gov/fdsys/pkg/USCOURTS-moed-4_14-cv-00267/content-detail.html
https://www.pacermonitor.com/public/case/1129 ... _Adjusters,_LLC
http://www.open-public-records.com/court/michigan-15760056.htm
http://www.open-public-records.com/court/illinois-14629745.htm
http://www.law360.com/cases/4ed935d57eb86122b5000001

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file a complaint here: http://www.osbckansas.org/consumers/complaints.html

They sell accounts to  LEGAL DEBT PROCESSING SERVICES( http://ldpsllc.com/_old/index.php?p=1_3_About).

Also known as:

LIONSTONE HOLDINGS GROUP ( http://www.lionstoneholdingsgroup.com/)

THE GREAT ATLANTIC GROUP ( http://thegreatatlanticgroup.com/)

RED CEDAR ASSOCIATES ( http://redcedarassociates.com/ )

WOODCREST HOLDINGS GROUP ( http://www.woodcrestholdingsgroup.com/)

NORTHWIND ASSOCIATES ( https://youtu.be/RyTIwW9QPRU)

HIGHLAND CAPITAL ASSOCIATES ( https://800notes.com/Phone.aspx/1-855-977-2080)

LEDBURY MANAGEMENT GROUP ( https://800notes.com/Phone.aspx/1-855-765-9662)

THE BRISTOL GROUP ( https://800notes.com/Phone.aspx/1-877-957-2490)

CHECK MANAGEMENT GROUP

CHEBAT PORTFOLIO GROUP  ( http://chebatportfolio.com/)

CHASE DEBT HOLDINGS ( http://chasedebtholdings.com/)

THESE ARE ALL THE SAME COMPANY.

Physical Location(s): 1800 and 1807 Elmwood Avenue, Buffalo, N.Y., 14207.

Owner: Jimmy Chebat. ( https://www.linkedin.com/in/jimmy-chebat-b272a5121). His brother George Chebat also operates in the same building.

General Manager: Titus Tallchief ( http://northbuffalo.wgrz.com/m/news/news/8195 ... ke-bomb-buffalo)

General Manager: Kristi Clark (calls herself Kristi Mahoney) ( https://www.facebook.com/kc.kristiclark) ( https://www.linkedin.com/in/kristi-clark-b01347a4/)

Manager: Jason Kosakowski (calls himself Jason Pellogrino) ( https://www.facebook.com/jay.koz.7 )

Top Collector/Assistant manager : Levon Tallchief (brother of Titus, calls himself Mr. LEE OR Jack Lee) ( https://myspace.com/256372024)

Assistant manager: Josh Hodge ( https://www.facebook.com/Josh.Hodge9 )

Assistant manager: Phil Williams ( https://www.facebook.com/philip.t.williams )

Personal trainer  (yes, their earnings have afforded them an office gym): Kristopher Hollie  of Kris Hollie Fitness. ( http://www.krisholliefitness.com/ )

****DO NOT PAY THIS COMPANY****

If they call you....SUE THEM. Contact your attorney general. Contact the New York State attorney general. Contact the FTC. Contact the Consumer Financial Protection Bureau. Contact your attorney or GET ONE.

THESE PEOPLE HAVE YOUR NAME, ADDRESS, SOCIAL SECURITY NUMBER, PHONE NUMBER AND YOUR RELATIVE'S PERSONAL INFORMATION.

They use ACCURINT and CBC skiptracing tools. Call these companies and tell them that this collection agency has used your personal info for fraudulent purposes.

Accurint - 866.277.8407
CBC -  877.284.8322

This company has stolen MILLIONS from consumers for the better part of a decade. They are a booming business, growing by the day. They stay under the radar by changing names to prevent REAL legal consequences. They have more than sixty collectors making hundreds of illegal calls daily.

IF YOU HAVE ALREADY PAID THIS COMPANY:

Contact your bank and request a chargeback IMMEDIATELY. There is only a limited period of time in which you can successfully get your money back. If you've set up payments with them, call them, tell them you no longer wish to pay and they will take you off file. CALL YOUR BANK. Request a chargeback of ALL payments made up to that point.

They are supplied accounts by NATIONAL CREDIT ADJUSTERS in Kansas. NCA is well aware of the tactics Jimmy's agency use. They don't care as long as they get their checks.

So, CALL NATIONAL CREDIT ADJUSTERS. Tell them you know your payday loan account was supplied to a fraudulent company and REPORT THEM AS WELL.

National Credit Adjusters - (888) 768-0674

Here are some other agencies you will need in order to help stop Chebat and his team of social engineering violators:

Consumer Financial Protection Bureau:

 https://www.consumerfinance.gov/about-us/contact-us/

Federal Trade Commission:

 https://www.ftc.gov/faq/consumer-protection/submit-consumer-complaint-ftc

New York State Attorney General:

 https://ag.ny.gov/contact-attorney-general

The criminals at Legal Debt Processing Services WILL see this post. They will likely take all measures possible to minimize its impact....so it is important that we make this information widely available to potential victims.