855-977-2080

Who are these people?

Received a call from 855-977-2080 stating that he was Richard Harold who serves papers in the Travis County Area. If I didn't settle with his client 866-460-7833 and 866-750-4733, he would be at my place of work (stated address) and my home (stated address) to serve me Notice to Appear papers in court and that I would need to be available all day with proof of identity prepared to sign for these papers.

You are NOT warned if you are to receive a summons.  Did you receive a written document of this "debt" MAILED to you???  If not - SCAM!!

They ID themselves as Highland Capital Associates.  Most likely another New York state debt collection/scamming operation.

Looks like another "Buffalo Bully."


http://highlandcapitalassociates.com/
P.O. Box 1031
Buffalo, New York 14207
Tel: 855-509-8625
contact@highlandcapitalassociates.com


NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through October 31, 2014.

Selected Entity Name: HIGHLAND CAPITAL ASSOCIATES, LLC
Selected Entity Status Information
Current Entity Name:    HIGHLAND CAPITAL ASSOCIATES, LLC
DOS ID #:    4592338
Initial DOS Filing Date:    JUNE 13, 2014
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
PELTAN LAW, PLLC
1207 DELAWARE AVE SUITE 206
BUFFALO, NEW YORK, 14203
Registered Agent
NONE

Total scam.  No real process server calls you up and lets you know in advance he's going to serve you.  This is just a scare technique to get you to call the 855-977-2080 number.   These people are located in New York state, how the devil are they going to serve you in Travis County, Texas.  He got on a plane and flew to Texas in order to serve you papers?   Not likely.  The phony "I'm going to serve you with papers" call,  is all part of their debt collection strategy.  Which is to scare you into paying them something.   Ignore them and block their calls.

Report them:

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection

Also contact your local attorney general

Also contact the New York Attorney General:  http://www.ag.ny.gov/debt-settlement/debt-collection-companies

If they continue to bother you, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

Keep calling saying there going to serve me papers between 1-5 tomorrow at my job or home!! I'm sick of the harassment

So did he ever show?

Got a phone call from these [***], you haven't responded we will tell our client to continue with legal actions.

I got a call from a guy who said he would be at my home at 3 PM. I got the call at 9 AM. The man stated he was coming to serve court papers and was shocked that no one had contacted me. I was half asleep so I was caught off guard. I knew something wasn't right but at the time I was worried about having to go to court. I was given another number to call and spoke to a man who sounded like the same "courier" who called the first time. I did give them a debit card number but it was a prepaid so I can always cancel it. They threatened to take me to court and I would be responsible for paying court fees as well as debt owed. I'm glad I looked into this. I hate scams!!

http://www.bbb.org/upstate-new-york/business- ... lo-ny-235976885


This Business is not BBB accredited
Highland Capital Associates, LLC

Phone: (855) 509-8625
PO BOX 1031 , Buffalo, NY 14207
http://highlandcapitalassociates.com
! There is an alert on Highland Capital Associates, LLC !
BBB has seen a major increase in collection agencies starting business in the Upstate New York area over the past several years. In an effort to keep consumers informed about which collection agencies are operating in accordance with federal and state law, we have asked for specific information from all collection agencies located in our service area, including proof of licensing, bonding, and or registration required by NY state or other governments where the business is located, as well as proof of licensing required by any state in which the business operates. This collection agency has not responded to our requests. BBB advises consumers to be aware of their rights in regard to collections. This includes New York States law prohibiting any collection agency from collecting on Payday loans in the State of New York. The Fair Debt Collection Practices Act (FDCPA) outlines prohibited behavior when attempting to collect a debt, and outlines specific rights for consumers. There are penalties for agencies found in violation of the Act. BBB advises consumers to become familiar with their rights under the Act, which can be found at the Federal Trade Commission
BBB® F Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Factors that lowered the rating for Highland Capital Associates, LLC include:

   BBB does not have sufficient information to determine how long this business has been operating
   Failure to respond to 1 complaint filed against business
   1 serious complaint filed against business
   BBB does not have sufficient background information on this business


1 complaint closed with BBB in last 3 years | 1 closed in last 12 months
Complaint Type     Total Closed Complaints
Advertising/Sales Issues     0
Billing/Collection Issues     1
Delivery Issues     0
Guarantee/Warranty Issues     0
Problems with Product/Service     0
Total Closed Complaints     1

Additional Information

BBB file opened: October 30, 2014
Contact Information
Customer Contact: Jason Pellegrino, Manager
Business Category

COLLECTION AGENCIES

*******************
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.dfi.wa.gov/consumers/alerts/nationwide-debt-association.htm
*********************
http://www.fbi.gov/scams-safety
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http://www.ic3.gov/media/2014/140627.aspx
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https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
************
http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
*****************
http://www.net-security.org/article.php?id=1828
***************
https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
******************
http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
http://www.cashnetusa.com/consumer-notices
**************
To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
Also with the BBB and follow completely through with it.
Seek a FDCPA/TCPA Attorney if need be.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.


For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime

I received a call from a man calling himself John Scott he said he was looking for my Tim I advise him he was not in he said I have some legal paper for him I need his phone number , I advise him I could give him a message he said tell him he will be serving him legal paper to go to court he left a case number and I said ok . My son texted me very upset that he had got voice mail saying John would be out to serve him with some sort of paper about going  to court and did not know what it was about .
My son was on his way out of town and did not know what he should do .  
I advised him that he should go out of town and enjoy his vacation and not worry about it , being a supervisor of collection I knew that this was a scare tactic because if you are going to serve paper you don't need my permission to do it you just do. Also it is against the law to disclose personal information to a third party , and lastly 855 is a scam # .

Please do your research before you hand out your hard earned cash .

They (Jeffrey Rogers) called me and said I had an outstanding loan. I do not as ive filed chapter 7 already. They're threatening to "serve" me with legal documents, via voicemail also, disclosing my Ssn on my voicemail. I called the number they left on my voicemail, 855-977-2105 and spoke with Troy Howard from Highland Capital Associates. He, Troy said my husbands name was utilized... But they're reaching out to me to collect this debt. This made no sense to me! Not only did they call me, they called my sisters, with my personal information!!!. What in the world?!

I'm glad I did too! They just called me today and scared the living jujus out of me!

Thank you for sharing this information Collections Supervisor! You've made my life that much easier!

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

They are LEGAL DEBT PROCESSING SERVICES( http://ldpsllc.com/_old/index.php?p=1_3_About).

Also known as:

LIONSTONE HOLDINGS GROUP ( http://www.lionstoneholdingsgroup.com/)

THE GREAT ATLANTIC GROUP ( http://thegreatatlanticgroup.com/)

RED CEDAR ASSOCIATES ( http://redcedarassociates.com/ )

WOODCREST HOLDINGS GROUP ( http://www.woodcrestholdingsgroup.com/)

NORTHWIND ASSOCIATES ( https://youtu.be/RyTIwW9QPRU)

HIGHLAND CAPITAL ASSOCIATES ( https://800notes.com/Phone.aspx/1-855-977-2080)

LEDBURY MANAGEMENT GROUP ( https://800notes.com/Phone.aspx/1-855-765-9662)

THE BRISTOL GROUP ( https://800notes.com/Phone.aspx/1-877-957-2490)

CHECK MANAGEMENT GROUP

CHEBAT PORTFOLIO GROUP  ( http://chebatportfolio.com/)

CHASE DEBT HOLDINGS ( http://chasedebtholdings.com/)

THESE ARE ALL THE SAME COMPANY.

Physical Location(s): 1800 and 1807 Elmwood Avenue, Buffalo, N.Y., 14207.

Owner: Jimmy Chebat. ( https://www.linkedin.com/in/jimmy-chebat-b272a5121). His brother George Chebat also operates in the same building.

General Manager: Titus Tallchief ( http://northbuffalo.wgrz.com/m/news/news/8195 ... ke-bomb-buffalo)

General Manager: Kristi Clark (calls herself Kristi Mahoney) ( https://www.facebook.com/kc.kristiclark) ( https://www.linkedin.com/in/kristi-clark-b01347a4/)

Manager: Jason Kosakowski (calls himself Jason Pellogrino) ( https://www.facebook.com/jay.koz.7 )

Top Collector/Assistant manager : Levon Tallchief (brother of Titus, calls himself Mr. LEE OR Jack Lee) ( https://myspace.com/256372024)

Assistant manager: Josh Hodge ( https://www.facebook.com/Josh.Hodge9 )

Assistant manager: Phil Williams ( https://www.facebook.com/philip.t.williams )

Personal trainer  (yes, their earnings have afforded them an office gym): Kristopher Hollie  of Kris Hollie Fitness. ( http://www.krisholliefitness.com/ )

****DO NOT PAY THIS COMPANY****

If they call you....SUE THEM. Contact your attorney general. Contact the New York State attorney general. Contact the FTC. Contact the Consumer Financial Protection Bureau. Contact your attorney or GET ONE.

THESE PEOPLE HAVE YOUR NAME, ADDRESS, SOCIAL SECURITY NUMBER, PHONE NUMBER AND YOUR RELATIVE'S PERSONAL INFORMATION.

They use ACCURINT and CBC skiptracing tools. Call these companies and tell them that this collection agency has used your personal info for fraudulent purposes.

Accurint - 866.277.8407
CBC -  877.284.8322

This company has stolen MILLIONS from consumers for the better part of a decade. They are a booming business, growing by the day. They stay under the radar by changing names to prevent REAL legal consequences. They have more than sixty collectors making hundreds of illegal calls daily.

IF YOU HAVE ALREADY PAID THIS COMPANY:

Contact your bank and request a chargeback IMMEDIATELY. There is only a limited period of time in which you can successfully get your money back. If you've set up payments with them, call them, tell them you no longer wish to pay and they will take you off file. CALL YOUR BANK. Request a chargeback of ALL payments made up to that point.

They are supplied accounts by NATIONAL CREDIT ADJUSTERS in Kansas. NCA is well aware of the tactics Jimmy's agency use. They don't care as long as they get their checks.

So, CALL NATIONAL CREDIT ADJUSTERS. Tell them you know your payday loan account was supplied to a fraudulent company and REPORT THEM AS WELL.

National Credit Adjusters - (888) 768-0674

Here are some other agencies you will need in order to help stop Chebat and his team of social engineering violators:

Consumer Financial Protection Bureau:

 https://www.consumerfinance.gov/about-us/contact-us/

Federal Trade Commission:

 https://www.ftc.gov/faq/consumer-protection/submit-consumer-complaint-ftc

New York State Attorney General:

 https://ag.ny.gov/contact-attorney-general

The criminals at Legal Debt Processing Services WILL see this post. They will likely take all measures possible to minimize its impact....so it is important that we make this information widely available to potential victims.