720-370-7553

Nick saying, “This is a call from a debt collector.” As I tell people (like my ex, who was a major idiot, by the way, and didn't listen to me for my suggestions on how to handle calls like this), talk with them, & work with them to PAY OFF what you owe! When you make that last payment, you'll feel WAY BETTER and be able to do things that you want soon enough. DON'T KEEP RUNNING AWAY FROM THE PROBLEM, and/or mooching off the next person you're shacked up with to pay it for you!!! Remember, callers like Nick are simply doing their job, and only you can be blamed for getting them to call you in the first place...if no one ever went into debt, calls like Nick's wouldn't happen, so if you're truly annoyed at them, PAY OFF YOUR DEBT(S) AND DO *NOT* GIVE THEM ANY MORE REASON(S)/EXCUSE(S) TO CALL! :-) You can do this, folks...I believe in you!!! God bless all of you who read this, also!!! <><

By the way, Roger, just to ensure I'm clear: in *no* way whatsoever am I trying to call you an “idiot”, imply you may be, nor am I trying to insult you at all. :-) Those references were *solely* in regards to my ex. :-) I further hope you never are needing to deal with debt collector(s) calling you -- or any other annoying person(s) or place(s), for that matter!!!

Great :)
As you have dealt with Nick first hand then, mind letting everyone know the name and location of the company that Nick works for?
Did you happen to get Nick's license number as a debt collector so he was able to prove he was legal?

Is there any reason why you aren't answering the questions that were put you?

How about the company's name?  Since you have made payments to them, you should have easily be able to provide that, right?

How about their legally verifiable address?  Since you have made payments, you should have correspondence that lists their address, right?

Hi! :-) Sorry I didn't reply sooner, but just now saw your messages. Unfortunately, I do not have Nick's license number as I was not making any payments to him or his company. (My ex continued to rack up even more debt after me, needing a supposed hospitalization -- all a show to try to scare me or something, much like a hypochondriac.) However, I CAN tell you from the voicemail that Nick works at a company that sounds like “Wakefield & Associates”. I'm sure if someone were to Google the reverse phone number or company name, it should come up. (I'm using my phone to post comments, so it'd likely be quicker/easier for you, if you could, please.) Thanks for your reply, and I'm sorry I forgot this piece in my first comment(s). :-) God bless! <><

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

WAKEFIELD & ASSOCIATES AKA TRU A AKA CHECKFIRST AKA LAMAR CREDIT SERVICES AKA ENABLE BILLING SERVICES, INC. AKA COLLECTION ASSOCIATES, INC.
Posted in:  https://800notes.com/Phone.aspx/1-303-537-2900
https://800notes.com/Phone.aspx/1-800-864-3870
https://800notes.com/Phone.aspx/1-720-370-7553

Web site lists them In Colorado:  https://www.wakeassoc.com/contact-wakefield-associates/contact/
BBB gives them an accredited A+ with 111 complaints and 12 negative reviews, but they also note that the complaints have a pattern of violating collection laws:  http://www.bbb.org/denver/business-reviews/co ... urora-co-15591/

Colorado Dept. of State info:
Name    WAKEFIELD & ASSOCIATES, INC.
Status    Good Standing    Formation date    04/30/1986
ID number    19871670081    Form    Corporation
Periodic report month    April    Jurisdiction    Colorado
        Term of duration    Perpetual
Principal office street address    10800 E. Bethany Dr. Suite 450, Aurora, CO 80014, United States
Principal office mailing address    n/a

Registered Agent
Name    RYAN E BOETTCHER
Street address     10800 E Bethany Dr Suite 450, Aurora, CO 80014, United States
Mailing address     n/a

Trademark     TRU A DIVISION OF WAKEFIELD & ASSOCIATES, INC. ALL CHECKS VERIFIED BY TRUCHECK
Status     Expired     Date of first use in commerce     n/a
ID number     19971026609     Registration date     02/21/1997
Renewal month     n/a     Expiration date     02/21/2007
Class     L0035
Goods or services     n/a
Deleted goods or services     n/a

Registrant
Name    WAKEFIELD & ASSOCIATES INC
Street Address     n/a
Mailing Address     5460 S QUEBEC ST STE 120, ENGLEWOOD, CO 80111, US

State of Colorado license info with a notation of a state sanction:  http://www.coloradoattorneygeneral.gov/sites/ ... abReport_16.pdf

WAKEFIELD & ASSOCIATES
INC
10800 E BETHANY STE 450
AURORA, CO 80014
990750
2/5/2010
A
Active
10800 E BETHANY DR STE 450
AURORA, CO 80014
PO BOX 441590
AURORA, CO 80014-1590

WAKEFIELD & ASSOCIATES
INC
3091 S JAMAICA CT STE 200
AURORA, CO 80014
101136
2/18/1987
C
5/5/2009
Yes
3091 S JAMAICA CT STE 200
AURORA, CO 80014
3091 S JAMAICA CT STE 200
AURORA, CO 80014

WAKEFIELD & ASSOCIATES
INC
3091 S JAMAICA CT STE 200
AURORA, CO 80014
990272
5/5/2009
C
2/5/2010

Other complaints:
http://www.ripoffreport.com/r/Wakefield-and-Associates/internet/Wakefield-and-Associates-Scam-artists-Internet-953367
http://www.debtcollectionanswers.com/wakefield-and-associates1.html
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... on/td-p/2350001
http://www.ripoffreport.com/r/Wakefield-and-Associate-Denver-Colorado/Internet-Colorado-80014-2697/Wakefield-and-Associate-Denver-Colorado-Bad-Collection-practices-violation-of-federal-col-1021213
http://www.ripoffreport.com/r/Wakefield-and-Associates/Fort-Morgan-Colorado-80701/Wakefield-and-Associates-Art-and-Crystal-Refuse-to-talk-to-me-and-called-me-comfused-Fort-909625
Looks like they have been sued a few times:
https://www.pacermonitor.com/public/case/9216 ... Associates,_Inc
http://www.leagle.com/decision/In%20FDCO%2020 ... SOCIATES,%20INC
http://www.law360.com/cases/52430f57c819cd3cb1000001
http://www.leagle.com/decision/In%20FDCO%2020 ... p;%20ASSOCIATES

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file a complaint here:  http://www.coloradoattorneygeneral.gov/car/complaint

And here:  https://www.colorado.gov/pacific/dora/node/96181

Yes, your bosses are well known debt scammers.  "Remember, callers like Nick are simply doing their job, and only you can be blamed for getting them to call you in the first place.."  Except for the multitude of people that get called repeatedly every day over nonexistent debt from criminal outfits like this.    By the way, you must certainly resemble your screen name if you think you can come here and get us to believe that BS.  After all, if you knew who called, why would you need to look up the number?

Nicely done BigA! I wonder how overjoyed "Joyous" will be with your post? The Shill responds to a post regarding a new number being used by his group of bottom feeders & runs smack in to a brick wall!
They never learn, do they?
Live Well.
 Gunnar

:-O

Wow, BigA. That's a TON of info. :-) I know my ex needs to pay off debt(s), though, because every single time things would get difficult, or my ex couldn't pay for something, such as payments on such debts, or any other time things didn't go as my ex would want, my ex would essentially run away from the problems, hoping the problems/issues wouldn't follow. (My ex didn't understand things like "credit", either, thinking that all was ever truly needed on a credit card was a signature, and that's it.) So I know without a doubt these debts are legit & need to be taken care of. I -- as in me personally -- am not going to be the one to pay or otherwise take care of them. I hope this helps explain where I was coming from & making my point better. :-) Nonetheless, BigA, I sincerely & greatly appreciate all that info you provided, so thank you very much! :-) Hope you are likewise not dealing with any harassing calls or anything of the sort! God bless! <><

No, but one good thing came out of it, besides alerting us to this new number that is.  I got to update my report.  The BBB page was down when I first did it.  Now it shows how these sleaze balls violate Federal and State Collection laws.  Looks like it is going to be another hot one here today.  I'm going to try to stay in the A/C.

Hi Gunnar,

As I hope is clear now (though if not, I'll gladly explain), my ex was dealing with these debt collector people, and I'm near 100% it's legit debt my ex just wouldn't want to deal with. (By the way, everyone, my ex was *highly* spoiled, with family *always* covering any responsibility. I never would.) In this case, the debt collector agency is fully in the right -- and likely following all laws, I'd guess -- while my ex & that family (which I wish I would've seen prior) are the bottom feeders. ;-) lol

Thanks for the humor in your reply.

God bless! <><

Yeah, moronic Shills always do themselves more harm than good. This "Joyous" fool is just another example of that. He'll keep trying (already is) & will make a bigger idiot of himself.
It's Friday. The simpletons at the fraud-shops get their meager paychecks & reality sets in. They find that they're as worthless this week as they were last week. No bonuses, no commissions. They always fail to understand that they're "working" for bigger frauds than they are. It takes a special kind of person to work for a bogus/fraudulent debt collector or JDB. As in "short bus" special...
Live Well.
 Gunnar

You're not worth wasting time on!
Skeff Ett Liv!
 Gunnar

“your bosses”? Wat? Maybe I’m wrong but it sounds like JOPI’s ex had legit debt……maybe thats what he/she was meaning.

JoyousOverPeoplesIdiocy……I think I’m reading everyone’s comments out of order or something, including yours……I also think it would help out around here if you explained just a little better. Otherwise BigA & Gunnar are simply just calling you out. (What the **** is up with your name, anyway?)

Shill, Nick, or whatever your real name is, let's face it; this number is busted.  If you were truly Joyous, you would have done the legal, correct thing when collecting a legal debt in this country.  Clearly identify yourself by name, correct call back number, full mailing address, and would have joyfully also sent the legally required documents to debtors.  But you didn't do that, did you?  So, as noted above; busted.  Anyone you call can look her and see all the comments about the phony collections and realize what you are.
DON'T KEEP RUNNING AWAY FROM YOUR PROBLEM; you are a common thief.  Ol' Mom and Dad proud of you?  Get a real job that involves producing something useful from the fruits of your labor.

Maybe because this person is happy people are stupid enough to send money for any reason.  Kind of cute, yeah?  The name says it all.  A shill, for phony debt collection.  See how the "ex" just didn't learn, in spite of the sage counsel?  And how lucky this "ex" was to have the info in spite of how they didn't listen.  Any how wonderful these debt collectors are, keeping in mind that if it's an "ex" this person wouldn't be legally able to be contacted after they notified "Nick" that they were no longer married and therefore had no legal obligations?  And, of course, that if this wonderful "Nick" continued to contact someone they had been notified wasn't who they were looking for, why, they'd possibly be sued for violating the federal debt collection laws?  Nick must be just wonderful.

Yes, I know, if a debt collector calls you then you must absolutely owe the money, right?  You people are all alike, trying to convince people to pay for nonexistent debt, calling the wrong house, not providing proof that the debt is real and most importantly that you have the legal right to collect it.  Take your shilling elsewhere.  This scam has been blown wide open.  Anyone receiving a call from this criminal organization should immediately sue them into oblivion.

If you know who this number belongs to, why did you look it up? And why are you so sure this company is legitimate, just because your ex has debt? That's no proof THIS company is legitimate. Unless they MAIL proof of the debt as required by law, no one should EVER assume a caller is a legitimate debt collector.

I don't believe you get to walk back what a psychologist might term "transference". Your alleged complaints against an alleged ex-spouse are a private matter. There is no room here on a public board to expand your diatribe to include all persons accused of owing money, or indeed all recipients of collection agency calls.

This of course is a common trait of bullying collection agents everywhere, who wallow in the moral and financial failures of their co-workers, social circles, and possibly themselves, then project a magnified reflection of that misery upon every poor schmuck who happens to be listed in a debt portfolio.

Your stated belief that someone else's debt is genuine does not rinse away sins committed by its collectors, which may include calling "the ex" about it needlessly and freely revealing the call purpose. Your belief in a benign industry populated by those "simply doing their job" does not jive with the majority's experience of deceptive and abusive behavior.

For the record, I did try to "talk/work with them" and did not "run from my problem" whenever debt collectors appeared. When they hassled me for people I've never met, they often refused to quit when asked. When they had a plausible claim on me, they did not want talk or work. They wanted the quickest shortcut to my money while trampling my rights to get there. Also for the record, I'm consistent in removing the excuse to keep calling with those three little words, "stop calling here". The FTC and CFPB do not expect me to pay a ransom for a quieter phone. In fact, when caustic collectors make me "truly annoyed at them", they become my defendants and they lose badly.

You're half right in that once I get that fat check from a lawbreaker I "feel WAY BETTER" and "am able to do things that (I) want" .... like buying this huge pro monitor I'm using as I write, or getting months ahead of my real bills which you'd casually assume I like to ignore. See, I can't be the only person in a debt dispute who believes in responsible behavior. I won't tolerate the imbalance and the law says I shouldn't.