7204563697

You really came here just to be rude?
Grow up.
Obviously you googled what the number was too, so maybe you should learn your own "self-responsibility" and pay your damn bills before you try to talk smack to someone else about it.

calls 12 times a day Please stop

these jack [***] call every 2hrs.

Left no message but it was Comenity Bank - Eddie Bauer card was past due. Whoops.

you're a [***] douche!

If people pay their bills when due then you will never get a call from these machines. Simple solution, do not be a deadbeat paying your bills. I am sure if come payday and you did not get your money you would be the first in line screaming for your paycheck.

What harrasing things are they saying and why do you continualy wait on hold to speak to them? Just block the number, or pay your bill.

So what you are saying is that you are a deadbeat thief. You are correct about the money but they can take your car or other items like furniture, jewelry, or any other personal items of value. What is even funnier and sad is that someone actualy trusted you to keep your word and pay for the items you have stolen by not paying for them. Great thing to teach your children. Have a nice life.

The true bloodsuckers are those who do not pay their bills  and run and hide like thieving cowards in the night from the collectors
Making every one else pay for their stealing by higher prices in the stores. You should be proud of yourselves. All they want is their money and if you talk to them you can most of the time work out a payment schedule both can live with. But most people are cowards so you run and hide behind blocked numbers etc.

You extract many faulty assumptions from a comment five words long.

Yes, and the entire Western economy shudders because someone missed a finance charge on a pair of slacks. It's not "their money" or "your money" until you establish your right to collect, a correct amount, and that you can manage not to act like hyenas at the kill site.

Yet all of my billers are very happy with me and all of the dozens of collector calls I get each year are meant for total strangers. You are the reason the CFPB is ready to punish original creditors for bad collection practices the same way they tan third party agencies.

Fortunately in the America where the rest of us live, defaulted credit accounts are not considered theft. The latter is an action requiring an advance plan. Default is not a result of choice but circumstance for the vast majority of debtors, a position even the collection industry does not deny. We also must teach our children that wise money management includes not bending over each time hostile strangers demand money.

You are the one who must "please stop" collection calls, not random strangers reading on a comment site, by contacting the source of your calls.

} they are not subject to the FDCPA since they are the creditor.  They may however be subject to state laws.

Correct. Several enlightened states restrict the behavior of original creditor collections in ways similar to the FDCPA, usually granting private right of action, meaning the bank's in-house thugs can be sued by consumers. Those states include California, Florida, Pennsylvania, Utah, and Wisconsin.

Thanks for that info.

They keep calling for someone who used to have my cell number 10 times a day. My name is not Dave, I do not have any credit cards... my thought is if I can't afford it I dont have it. Sick of getting calls on Dave's bad debt. All I did was upgrade my cellphone. Not ask for people to call me from 7am- 10 pm daily, really getting upset. I pay my bills and this Dave is using my number so he is not bothered... I could see if I owed money and when I do I make arrangements for my debt.

If you got a 'new' number with that upgrade, I would say there's how it's happening. If you can, either block the calls, or assign the numbers to a name at the bottom of your list (start it with Z) and just put them there with a silent ringtone.

do be so quick to judge a 'deadbeat" bill payer. I happened to have lost my job and I'ma a widow with a child. I'm sorry but my child and her well being come before some freaking bill that I may be a month late paying. Think before you speak idiot!

i meant "don't" be