720-456-3697

Try calling the customer service phone number on your bill.
Comenity Bank covers a multitude of credit cards. Chances are the number you are calling is a back line to the collections  department and won't connect you to anyone.
They are trying to call you about a past due on your credit card.
They do this when the payment isn't received by the due date.
I've accidentally completely forgotten to make a payment a few times and by just calling them back and making a minimum payment I was able to get them to reverse the late payment fee.

Big A,
It was never my intention of posting misinformation. THANK YOU for the correction! It is so nice to know where to get the RIGHT information.
My personal experience was the only thing I was posting from. That's exactly why I said that these were my experiences, and that the posting only contained a small bit of the law.
You sound very knowledgeable. I appreciate your information.
In my case, repossessing the car wasn't an option because the car had so many problems. It had a bad head gasket (would have been $1300 to fix at the time), the car's value was far less than I owed (i had bought it for much more than I should have because I was desperate and had deservedly bad credit), and I was honest when talking to the repossession tow truck driver. He had called the bank and asked if THEY wanted the car towed knowing it really wasn't worth ANYTHING. If I had just kept my mouth shut they WOULD have towed it away and it wouldn't have been a lawn ornament for the next several years.
I didn't even mention that the gas tank was rusting on the top. I didn't know it until after the repo man came.
I was living in upstate New York at that time.
THANK YOU. I am not being snide. I REALLY DO appreciate being educated. ESPECIALLY when I am WRONG.

Most people here have identified several numbers associated with Comenity Bank.
The most helpful information here is posted by Big A.
He seems pretty knowledgeable about Debt collection practices and knows just where to find the information you may need.
He posted this information:
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
http://www.cardreport.com/laws/fdcpa/ftc-opinion/wollman.html
https://www.ftc.gov/enforcement/rules/rulemak ... ctices-act-text

Thank you BigA!!!!!!!!! EDUCATION ROCKS!!!!!!!!
:D

....is this site cutting into your scammy profits?  Good!   BTW, just because someone calls and says you owe money doesn't make it true!

....you're the one who's an obnoxious, irresponsible jerk expecting people to pay bills they have either paid, don't owe to begin with or do owe - but not to the caller!

...is for these "collectors" to mail proof of debt as per the FDCPA!

Perhaps I was a little rough, since you had to read instead of communicating in another fashion, but I see so many people posting things here that are simply flat out wrong.  It seems you got a raw deal, and should have had representation to help you along with this.  Next time try to seek out someone to help you, I know that in my state there are groups that provide representation at no or low cost, and I am sure there are some where you live.  I have done a lot of research on these matters, so as i find information I make sure it is readily available for others.  Like everyone else here, I started out clueless, but thanks to others here and my own research, I am much more knowledgeable in things, and you can be also if you simply read what is here and read up at whatever links are posted.  So basically learn as much as you can, help others and keep yourself safe from being scammed in the process.

this company, and I have no idea who they are calls 15 to 20 times a day. The phone will ring one time and then they hang up. I have never dealt with Sam I have no idea who they are and I'm getting very disgusted with the harassment I'm getting ready to file a complaint

Call constantly!! Sick of it!!!

Driving me nuts!!!

It's comenity bank check your cards because they want all your information tell you they are collecting past due accts I called all my cards directly and I was not late on anything so make sure you check she wanted my social and all when I told her they need to leave a message and state why they were calling she said that's against the privacy act I said but you want me to give you my social before you tell me who you are I told her they were messed up and were listed as scam artists she did not care oh well when I told her I checked all my accounts and they were on time she said ok and I said ok I am hanging up just do your research Good Luck

COMENITY BANK
Posted in:  https://800notes.com/Phone.aspx/1-913-312-5159
https://800notes.com/Phone.aspx/1-720-456-3690
https://800notes.com/Phone.aspx/1-720-456-3679
https://800notes.com/Phone.aspx/1-614-212-5292
https://800notes.com/Phone.aspx/1-866-482-4451#p893818409014990625
https://800notes.com/Phone.aspx/1-844-271-2650
https://800notes.com/Phone.aspx/1-720-456-3696
https://800notes.com/Phone.aspx/1-720-456-3697
One has to wonder why these allegedly “legit” companies need so many phone numbers to call people with.
Seems to be a frequent flyer in these pages with a very bad reputation.  Be advised that they are not subject to the FDCPA since they are the creditor.  They may however be subject to state laws.
Web site with contact information:  http://www.comenity.net/comenity/ContactUs/
Now for the interesting part.
BBB page with 1,642 complaints, and 215 negative reviews and they still get an A+ rating.  What the heck is that all about?  http://www.bbb.org/centralohio/business-revie ... olumbus-oh-6558
They must be paying big bucks to the BBB for that.
Bizapedia has them as a Florida Fictitious name but they are located in Ohio:  http://www.bizapedia.com/fl/COMENITY-BANK.html
Name verified at Sunbiz.org
Send them a cease and desist letter by certified, return receipt US mail.  Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file a complaint here:  http://www.flofr.com/StaticPages/FileAComplaint.htm

MULTIPLE CALLS OVER WEEKEND AND AT 8AM.   DID NOT LEAVE A VOICE MESSAGE. .

We get numerous calls per day from this number.  Caller ID shows "Comenity".   If we don't answer,  no message is left.   But then they call back again, using a different phone number.   "Comenity" still shows up on caller ID.    If we answer,  we get a recording asking us to hold for the next rep.     I just hang up.   If they want to talk to us,  don't put us on hold when we answer.

Idiots.

They just record who answers and when.  Male, female, age, time of day and if lucky your name.  Simply gathering info.

This number keeps calling my cell phone constantly. My home and cell numbers are all on the do not call list. But this person or persons continue to call. I do not answer.

Keeps calling over and over no message

keeps calling over and over. numerous times a day but wont leave msg

...hasn't left a phone number to call back or hasn't also left a message...

Called this morning (Saturday) at 7:50 AM!  First call number on ID was 614-754-4131.  Called again at 9:05 AM and this was the number - 720-456-3697.  Also got a third call at 10:39 AM.  All stated they were from COMENITY.  This tells me it is a SCAM!!!  No messages were left.  I did not return their calls.