757-320-1591

Actually, it's also law that if one payment is made on an old and out of statute debt, the debt is reopened and becomes current debt again.  So if they can scare people into making that initial payment on an old written-off debt, then they can legally continue to call the debtor and expect full repayment of that debt.

They just called me, the weird thing is that I JUST changed my phone number! How on earth did they get my number??

Portfolio Recovery Associates.  Called and left no message.  Haven't had any debt to collect in literally a decade.  They still call.  I'm that good, apparently.

Called left no message.

These [***] keep calling and never leave a message. Today they called at 8:21am

Call me leave no message, try calling it back no answer ever.

called and left no message

Another debt collector scam call

Called my cell left no message. Another number for those bottom feeders to try and get you to answer

Called and did not leave a message

Called my phone, did not leave a message. If it was important they would have left a message. Who are these people?

Called and did not leave a message

Called and left no message

What possible mental process caused you to think that we were calling you, or that your caller reads messages here?  
(Reply to this post to let us know, so we might fix the problem.  The absence of a reply will confirm your lack of comprehension)

Received a phone call from this number yesterday. I did not answer. He left innapropriate sounds on my voicemail. Its very creepy.

If Portfolio Recovery Services was a REAL collection service, they would get an attorney to handle debts. They would not keep calling with deceptive tactics to collect & they would not have thousands of phone numbers that they call from. It is trickery! Also the amount of debt can be made up, as they add thousands of dollars to a debt that you do not owe. As for monthly statements: forget about that!  But the stupid people will pay them & so they get to stay in business & make $$$. Just ignore them! Block them & do not answer numbers you do not know! The computer robo calling does not have feelings so it will not give up. Educate yourself & know that you can get $1500.00 for each call from them. Simply get yourself a lawyer & go after them & let them see how it feels legally!

Wow so much misinformation.  "If Portfolio Recovery Services was a REAL collection service, they would get an attorney to handle debts"  Very few DC's get attorneys to actually handle debt.  Attorneys are only hired when they intend to sue, it is to expensive otherwise.  "They would not keep calling with deceptive tactics to collect & they would not have thousands of phone numbers that they call from. It is trickery! "  They keep calling because people such as yourself do not assert your rights under the FDCPA.  "Also the amount of debt can be made up, as they add thousands of dollars to a debt that you do not owe."  Legally they cannot do that.  Again if you asserted your rights under the FDCPA you would have known that. "Educate yourself & know that you can get $1500.00 for each call from them."  You should take your own advice.  You can only assert TCPA claims under certain circumstances, the TCPA base is $500 per call and you only get treble damages if a judge asys you do.  the FDCPA does not specify a per violation amount but is a flat rate of $1000 with possible treble or actual damages.  However a good lawyer should get an amount much higher than that.

For the sake of people coming here that don't know any better, please educate yourself before giving advice strewn with misinformation and myths.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Statute of Limitations by state:  http://www.nolo.com/legal-encyclopedia/statut ... hart-29941.html

FDCPA:  https://www.ftc.gov/enforcement/rules/rulemak ... ctices-act-text

FCRA: https://www.consumer.ftc.gov/sites/default/fi ... porting-act.pdf

TCPA:  http://transition.fcc.gov/cgb/policy/TCPA-Rules.pdf

They called me this morning and asked to speak to Shaniel Johnson Fisher. I told them that this was not her number, but she was my daughter that died 1-7-2016. Why in the hell would my daughter give out my number, me and her were not close she was 47.