800-418-8144

These idiots are called Credit Prorection Association and they are a scam.  We have been called about everything from non payment of child support, unpaid hospital bills, and cable bills.  All bogus including the bogus Soc Sec number etc.  They send us letters in a variation of my husbands name and then phish for idiots that will call and give them the correct name and Soc Sec # and bingo, they have your identity and can screw you  over.  Complete idiots, ignore them.

They (Credit Prorection Association L.P. Comcast of Montgomery, P O Box 3006, Sourtheastern PA 19398) sent a bogus letter in in a variation of our last name. The letter claimed that we ownend them $129.24 for 2 non-retuned pieces of equipment valued at $125.00.  We called comcast and comcast told us just ignore the letter.

we received a collection letter for $157.43, creditor American Warrior Network. We don't even know who American Warrior Network is and why Credit Protection Association, ph. 800-418-8144, www.paycpa.com, is trying to collect this money. This is a bogus company and has to be reported.

I Am Reporting the> Scam on Cable Bill ( Comcast)  
They say not paid bill, in which we  havePd.  Way last year!
Have Proof of my References No's  of my Bill.
Just now found out?   whats going on here.
And I  am out raged ' with them doing this to people!
Need to be Stopped.  
NOTE:   Name of Scam { Credit Protection Association L.P. ]  out of  - P.O. Box 3006  Southwestern PA 19398-3006.  The  Phone No. > 1-800-418-8144

I am writing on behalf of Credit Protection Association (CPA). CPA is a third party collections agency and we work in the cable and utilities industries. To access your account or to retrieve more information, visit www.paycpa.com or you may contact us at 1-800-800-6499.

cpa..business must be really bad your posting the same message all day long and even on other web-sites

Unpaid cable bill????

If you were a member of the Military, and moved out of post housing
or the barracks with out paying your cable bill. This company will go after you
on behalf of the cable or utilities co on post..

If you phone number is 1-800-800-6499 why would you put 1-800-255-6775 and 1-800-418-8144 on your billing statements? I have called both of these numbers and they wont go through. I called the utility company and this bill was paid, but you state this bill hasn't had a payment since 2007. Why don't you actually get a job and earn your own money instead of scamming hard working people out of theirs. You should be ashamed of yourself.

Several calls from 888-745-2315. When I answer there is no response. I called number back today and message was truncated but said I could make payments to www.paycpa.com.

This bogus Company has been calling me non stop for at least a Month. These calls have been coming at odd hours, which made me suspicious from the beginning. Central Maine Power Company does not call after 5pm normally. This scam has made calls to my home after 9pm in the evening almost every night, and i want these calls to stop Immediatly. The tellephone number they gave was 888-745-2315. It was a short message instructing me to make payments to www.paycpa.com. My standing with Central Maine Power Company is up to date, and have no outstanding debt to them. The idiots responsible for Scamming Money from people like myself, and all the other hard working people should stop this now. Do not call me again. I will inform the Police, and you will eventually be Arrested for internet Fraud, and im sure many other charges. I hope you are caught and punished to the full extent of the Law.

They are calling my teenage daughters phone. They have called at least ten times this week and I am tired off

Contact your daughter's phone provider.  They might be able to block the calls.  

Or put the pest's number in her contacts list and assign it the ring tone "no ring".  That will send the calls straight to voice mail.  It won't stop the calls but it will make them easier to ignore.

I have never gotten a bill from bright house so what is this bill?

I wonder how I got call back everyday from this number

That website is not valid!

Received call from 800-418-8144 Lorena Cruz (Credit Protection Assoc) gave me a reference # to refer to, says attempt to collect a debt. Here's what I know (SCAM) never pay a third party collection agency. If you owe a bill go directly to that company to pay the bill. If the collection agency does not have your original contract in front of them from said consumer DO NOT PAY. It is your right to request a copy of that contract, if they can't present one then don't pay them anything. Know your rights before giving anyone your information...

You need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

CREDIT PROTECTION ASSOCIATION L.P.
Alternate Business Names
CRD PRT Assoc, Credit Protection Assoc, Equipment Recovery Services, Credit Protections Associations, Automated Mail Services, DFW Recruiting Solutions

Posted in:  https://800notes.com/Phone.aspx/1-800-255-6775
https://800notes.com/Phone.aspx/1-844-335-5701
https://800notes.com/Phone.aspx/1-888-701-1043/2
https://800notes.com/Phone.aspx/1-800-418-8144

Web site with alleged contact info:  http://www.creditprotect.com/contact/
BBB In Texas gives them a B- rating with 263 complaints and 5 negative review:  http://www.bbb.org/dallas/business-reviews/co ... h.pLgrUxOW.dpuf

Bizapedia has them listed in several states including their home state of Texas:
http://www.bizapedia.com/tx/CREDIT-PROTECTION-ASSOCIATION-LP.html

Lots of complaints across the net:
http://www.complaints.com/2008/august/6/Anoth ... ssoc_180690.htm
http://www.complaintsboard.com/complaints/credit-protection-association-l-p-c176319.html
http://www.ripoffreport.com/r/credit-protection-association-lp/dallas-texas-75240/credit-protection-association-lp-threatening-letters-with-no-way-to-contact-by-phone-dall-519677
http://www.yellowpages.com/dallas-tx/mip/credit-protection-association-424783
http://www.complaints.com/2006/november/14/Cr ... L._P._12233.htm
Massachusetts Dept. of Consumer Affairs and Business Regulation:

Credit Protection Association, L. P.
NMLS ID:     933191
    Street Address:     13355 Noel Road
Suite 2100
Dallas, TX 75240
Mailing Address:     13355 Noel Road
Suite 2100
Dallas, TX 75240
    Phone:    972-233-9616x1186
Toll-Free Number:    800-800-6499
Fax:    972-980-8192
    Website:    www.creditprotect.com
Email:    jeffd@creditprotect.com

Other Trade Names  :     None
Prior Other Trade Names  :     None
Prior Legal Names  :     None
Sponsored MLOs  :     0
Fiscal Year End:     12/31     Formed in:     Texas, United States     Date Formed:     02/22/1977     Stock Symbol:     None     Business Structure:     Other
State Regulatory Actions   :     None posted in NMLS.

Branch Locations

(2 Active, 0 Inactive)

State Licenses/Registrations
(Displaying 4 Active of 4 Total)
Regulator      License/Registration Name     Authorized to
Conduct Business      Consumer Complaint
Idaho
Collection Agency License     Yes     Submit to Regulator
Hide Details

License/Registration #: CCA-3293     Original Issue Date  : 05/21/1997

Status  : Approved     Status Date: 03/24/2015     Renewed Through  : 2015
Other Trade Names used in Idaho  : None

Hide License Status History
Start    End    Authorized to
Conduct Business
2/25/2014    Present    Yes

View Resident/Registered Agent(s) for Service of Process

Indiana-SOS
Collection Agency License     Yes     Submit to Regulator
Hide Details

License/Registration #: INSOS-C-02040     Original Issue Date  : 12/02/2013

Status  : Approved     Status Date: 12/02/2013     Renewed Through  : 2015
Other Trade Names used in Indiana-SOS  : None

Hide License Status History
Start    End    Authorized to
Conduct Business
12/2/2013    Present    Yes

View Resident/Registered Agent(s) for Service of Process

Massachusetts
Debt Collector     Yes     Submit to Regulator
Hide Details

License/Registration #: DC0459     Original Issue Date  : 10/23/1997

Status  : Approved     Status Date: 04/23/2014     Renewed Through  : 2015
Other Trade Names used in Massachusetts  : None

Hide License Status History
Start    End    Authorized to
Conduct Business
10/26/2012    Present    Yes

View Resident/Registered Agent(s) for Service of Process

North Dakota
Collection Agency License     Yes     Submit to Regulator
Hide Details

License/Registration #: CA100317     Original Issue Date  : 07/01/1996

Status  : Approved     Status Date: 07/01/1996     Renewed Through  : 2015
Other Trade Names used in North Dakota  : None

Hide License Status History
Start    End    Authorized to
Conduct Business
6/11/2014    Present    Yes

View Resident/Registered Agent(s) for Service of Process

State Regulatory Actions
    While some state agencies may add actions taken in previous years against a licensee, the majority are adding only new actions from 2012 or later. To view complete information regarding regulatory actions posted by the state, click any regulator link.
No regulatory actions have been posted in NMLS.

I also found this:
http://direct.sos.state.tx.us/debtcollectors/DCSearch.asp

Section 392.101 of the Texas Finance Code prohibits a third-party debt collector or credit bureau from engaging in debt collection in Texas unless the third-party debt collector or credit bureau has obtained a surety bond and filed a copy of the bond with the Office of the Secretary of State.

Principal Name: Credit Protection Association LP     # 1

Address:    P O Box 802068
Dallas, TX 75240-
File Number:    940020
Status:    Canceled Close File
Date Filed:    1/18/1994
Cancellation Date:    11/21/2012
Phone:    (972) 233-9614
Bonding Company:    United States Fire Insurance Company
Bond No:    6101970741

Principal Name: Credit Protection Association LP     # 2

Address:    P O Box 802068
Dallas, TX 75380
File Number:    20060004
Status:    Active
Date Filed:    1/12/2006
Cancellation Date:
Phone:    (972) 233-9614
Bonding Company:    Hartford Casualty Insurance Company
Bond No:    46BSBDS9706

Other complaints:
http://www.debtorboards.com/index.php?topic=1190.0

Looks like the FTC took them to court:
https://www.ftc.gov/enforcement/cases-proceed ... ion-association
https://www.gpo.gov/fdsys/pkg/USCOURTS-caed-2_11-cv-02276
http://www.law360.com/cases/51fbc14b4cf20c75dc00993b
http://www.leagle.com/decision/In%20FDCO%2020 ... SSOCIATION%20LP
http://documents.jdsupra.com/726ac07b-5ec0-4344-9c4a-e6ed4f52209b.pdf

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file a complaint with the Massachusetts Consumer Affairs and Business Regulation:  http://www.mass.gov/ocabr/government/oca-agen ... -complaint.html

And the Massachusetts AG office:  http://www.mass.gov/ago/

States: "my name is evangelina cruz with the federal credit association concerning a business matter" then she states: "please refer to an account with your phone number" and she claims, she is a debt-temp to collect a debt

listen to the voicemail very carefully; anyone uneducated or unaware of their surroundings may fall for such a scam. But first; she sounds very monotone, as if she's "trying" to read off a script, and the script itself is scrambled. Lol paraphrased obviously, but poorly done