8004644944

It's 1995.  I've been working in IT for 15 years and literally worked myself out of a job, and unlike before, no "networking" found me a new job.  So I hit the pavement.  No degree.  15 years experience and outstanding references aren't good enough.  "Go back to school and get your Associates degree, and then you'll qualify for a job."  So I did.  I got it in 6 months, having tested through most courses due to experience.  "Sorry, Associate Degrees aren't good enough.  Get a Bachelor's degree."  So I did - 2 years and nearly $30,000 in loans.  Graduated with High Honors.  Job?  No.  "Bachelor's degrees aren't enough any more.  Get a Masters!"  "Sorry, you don't qualify for enough financial assistance."

This is back when student loans were not excluded from bankruptcy.  I could have declared then, but I didn't. Over the next decade, I paid back everything I could, building my own income in payphones.  Then they changed the law so I can't go bankrupt.  "That's okay," I thought, because I was still paying... $30,000 and still counting, with an outstanding balance nearly $20,000.  

Then Obama expanded "Lifeline" to cell phones, and through rampant fraud and abuse, Obamaphones have wiped out the struggling payphone industry.

Now I was forced into bankruptcy.  No job, no income, and despite still looking for work, no one even cared that I had those d***ed degrees.

Congratulate me!  I'm now earning almost $8 per hour - the same thing I earned in 1982.  Now 50 years old with a family to pay for.  After what the banks did to me by raising interest rates on my business credit cards despite never missing a payment, I couldn't care less about them ever receiving one more dime - even if I had a dime to send them...

BTW, with the new "rights" that the Feds have grabbed - you know, the right to tell me what I must buy by "taxing" me if I don't do it - the US is no longer the land of the free.

I left.  And, I'm much happier now.  I am truly free of all the s**t the US Federal Government is doing to Americans.  I'm out of reach.  And that $8/hr?  That's good money here!

Does that make me a scumbag or a survivor?

just to let you  know, your wrong. i work for them and they dont buy the debt. they are hired by the schools to collect on the debt. when the debt is collected (or whatever we can collect) the general revenue is paid.

it could be that you have left over tuition. people get that confused with having school loans but its totally different. you should just talk to them and theyll explain.

it could be that you have left over tuition. people get that confused with having school loans but its totally different. you should just talk to them and theyll explain.

How long did it take them to garnish your wages & income tax ?

called me for some one else i know???

I have gotten two calls in two days....no message left either time.  I do not owe a dime to anybody, so if it is a debt collector I have no idea why they are calling me.

Wait what?!?!?  Liberals don't want to pay taxes.  I think you might be off by a hell of a lot.  It's the conservatives always finding ways to cut taxes and anything social, if anything the guy you are arguing with is the far right.

My balance was paid off in 2006. Why would they be calling me? I only have two high dollar amount loans and they are both current and not in default? WTH

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection


To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/

That not true because the government passed a law that states that they cannot call you and they cannot garnish any wages at all.  Your student loans are still with the government and that you pay them directly.  These people are fishing to get control of your account so that they can attach their fees to them so you end up paying more.

This person calls and breaks into a private conversation and says nothing.  They call all and leave ot name or anything just stays on the line.  I find them tho be harrassing nature and needs to be stop.

This company phone number can be traced and you can [***] with them with unwanted phone calls with calling them thousand of times just to sit on the line and say nothing.  You can locate the address and mess with them for just 85 cents.

I am being harrassed by this person who has been calling my home fourteen times a day....and leaves no message except an electronic message recording asking me to stay on the line.  I do not have any business with them and my student loans are not with them to handle.

If this is a legit collection company, why would they call us?  In our 60's, never had student loans, have no outstanding debt other than our house mortgage which is paid on time every month.

Called but left no message - I just blocked them - scum robo-callers...

I would like to report 1.800.464.4944 for calling my number repeatedly asking for another individual.  I have asked them to take me off of the calling list permanently yet they refuse to do so.

Report them to the Department of Education. Five other debt collection agencies have just had their government contracts axed for similar bad behavior:

http://www.insidearm.com/daily/debt-collectio ... ction-agencies/

Got a call from this number and a voicemail. The voicemail was nothing but music all the way to the end. No other message at all.

GENERAL REVENUE CORP.
Posted in:  https://800notes.com/Phone.aspx/1-800-464-4944
https://800notes.com/Phone.aspx/1-800-880-8316

Web site lists them in Ohio and Western New York, known haven for criminal debt scammers:  https://www.generalrevenue.com/ContentSite/Contact.aspx
BBB gives them an accredited A+ with 151 complaints, 10 negative reviews and a note that they are owned by Navient:  http://www.bbb.org/cincinnati/business-review ... -mason-oh-3597/
Bloomberg lists the head criminals:  http://www.bloomberg.com/research/stocks/priv ... ivcapId=1503134
Facebook page brags about how they are teaching the kids to steal and to ignore any and all ethics or morals they might have:  https://www.facebook.com/pages/General-Revenue-Corp/204893986194981
Brags how they stole $7 million and lies about putting $28 million back in the economy:  http://news.salliemae.com/press-release/corpo ... -part-sallie-ma
Ohio Dept. of State info:
Corporation Details
Entity Number    584720
Business Name    GENERAL REVENUE CORPORATION
Filing Type    CORPORATION FOR PROFIT
Status    Active
Original Filing Date    11/09/1981
Expiry Date
Location: CINCINNATI    County: HAMILTON    State: OHIO

Agent / Registrant Information
CSC-LAWYERS INCORPORATING SERVICE (CORPORATION SERVICE COMPANY)
50 W. BROAD ST SUITE 1800
COLUMBUS,OH 43215
Effective Date: 06/13/2013
Contact Status: Active
Incorporator Information
MYRON D ROWLAND
Filings
Filing Type    Date of Filing    Document Number/Image
DOMESTIC ARTICLES/FOR PROFIT    11/09/1981    E991_1204

DOMESTIC/AMENDMENT TO ARTICLES    03/28/1983    F232_0793

DOMESTIC/AMENDED RESTATED ARTICLES    07/06/1987    G201_0376

DOMESTIC CONTINUED EXISTENCE LETTER    09/09/1993    000000168812
DOMESTIC CONTINUED EXISTENCE    12/01/1993    000000168813
DOMESTIC/AMENDED RESTATED ARTICLES    08/25/1995    5268_0367

DOMESTIC AGENT ADDRESS CHANGE    01/13/1998    6170_1224

DOMESTIC AGENT SUBSEQUENT APPOINTMENT    07/26/2002    200221000976

MERGER/DOMESTIC    12/31/2003    200334300938

MISCELLANEOUS FILING    06/03/2005    200516400458

DOMESTIC AGENT SUBSEQUENT APPOINTMENT    06/13/2013    201316401207

Old Names
Effective Date    Old Name
03/28/1983    GENERAL REVENUE INCORPORATED

Other complaints:
http://www.consumeraffairs.com/debt/general_revenue_corp.html
http://www.ripoffreport.com/reports/directory/general-revenue-corporation
http://www.complaintsboard.com/complaints/general-revenue-corporation-c126200.html
http://www.complaintsboard.com/complaints/general-revenue-corporation-c126200.html
https://creditboards.com/forums/index.php?showtopic=396270

Employee reviews are a bit lackluster:
http://www.indeed.com/cmp/General-Revenue-Corporation/reviews?fcountry=US
https://www.glassdoor.com/Reviews/General-Revenue-Reviews-E38634.htm

Looks like they were sued:
http://classaction.kccllc.net/CaseInfo.aspx?pas=GRB
https://casetext.com/case/ellis-v-general-revenue-corporation

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/

Any company you take a loan student or otherwise has a right to collect and will sell the debt off if they cannot collect to get them off there books and any company they sell that to has the right to collect. They would have to sue you in court first to be able to take your taxes or garnish your wages but they deffantly can and will sue you for unpaid loans.