800-695-0978

I believe its a collection call but they do not identify themselves and threaten legal action.

Rude,threats legal action..... I know about debts,unfortunately I  just can't pay anything at this time...I lost me job and fighting for my unemployment, which we all know that's a long long process.

Collection agency, very rude. Threatens to take legal action.... Don't bother even calling back and wasting your time.

First, the incoming call number is blocked, second it's illegal to threaten legal action. I will be calling a lawyer based on your harassment!!!

Collections. States that I should have my lawyer contact them, or action would be taken that would directly affect me. Then the caller states that you have a limited time to call. Comes through as unknown. The call is intended to sound like a threat of legal action, but is carefully worded so that it is not actually a threat.

Same as others have posted, left a threatening message about calling them back or they'll 'take action' (Ooo I'm so scared!)  Other sites say this is a phishing scam.   Ignore these no-life bozos.

I forgot to mention - I have no debts and I've never done business with 'Community Bank'.  This is a scam if ever there was one.

I have been receiving phone calls from Commenity Bank for the last 4 months. This bank calls me 5-6 times a day & uses multiple phone numbers and never leaves messages. I have reported several of their numbers to the FDIC & the FDIC put me on the do not call list. It didn't stop them from calling me using other phone numbers. I received another call from a restricted number & they finally left me a voice message asking to speak to someone who I have never heard of. So I was polite enough to call them back & let them know I don't know the person they are asking for & asked them to remove my number from this persons account & they said they will remove my number.  I have a list of all the numbers that they have called from & if they continue I just might sue them for harassment.

I received 2 calls in the past week. They left messages. They ask for my ex-wife. We divorced 14 years ago. Very sketchy.

Receiving REPEATED CALLS, and although they're looking for someone named "Kelly" and we tell them there is no at our number named Kelly they just keep calling.  The company is indeed Commetity bank, and we've asked them politely to remove our number from their list.  Supposedly they will, but I have my doubts.  FCC is next on my list regarding these folks!

Please note also that they use 614-212-7554 and 913-563-5540 to harass people.

A Mr. Brown keeps calling my cell phone the number is 800-695-0978 Ext. 1227757.  Stating needs to talk to Ms Sharon Coe?  I do not know this person!  Very important you return my call today!  If not will be turned over to court, etc.....  I want this to stop!  I am not Sharon Coe.

I received a threatening phone from this number, saying they were going to take action against Jennifer Unkart, and she should get an attorney immediately.  I was give the ext.1227703 with the name of a "specialist". Told I better respond immediately and be prepared to have action taken.  There is no one here by that name, nor do I know anyone with that name. I called at 11:00 p.m. thinking I would leave a voice mail, but got a live person, who immediately requested my social. I started to give it, duh, and then said I would not so she asked for my phone number that they had called. She was very nasty.  I asked who she was and she said Community Bank.  went on that Jennifer Unkart needed to act immediately.  I told her that I was going to contact my attorney and Lifelock. She then said she would remove my number, but today I have gotten 2 calls with no one talking, but a clicking sound.  I did not make note of that number but will next time. No one should ever ask for your social right out of the gate and they share third party info with me about a person I do not even know.  I do not know if this is a scam to get a social security number or a really, inefficient, very rude collection agency. Hope we can track this down.  I cannot find much about Community Bank eith. Any suggestions?

These people work with Victoria's Secret, The Limited, The Limited Too (children's clothes), Lane Bryant and various other clothing stores.  They sent me a letter demanding that I pay them or they will "protect their assets and interest" by hiring the very respectable law firm of Weltman, Weinberg and Reis. They claim this law firm wins EVERY case.  They have also called me telling me to "lawyer up" if they don't receive payment.  The sad thing is I owe nothing.  I paid off this account.

What proof do you have?

That law firm isn't all that respectable.  See this thread:  https://800notes.com/forum/ta-1dca23ad2240d24 ... inberg-and-reis

Follow Qwerty's advice and read that thread, pay attention to Resident47's advice.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
https://www.consumer.ftc.gov/blog/dont-recognize-debt-heres-what-do
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Try getting the name right for a start: Comenity Bank

Also apply scrutiny to what your monthly fees are really buying from placebo security firm LifeLock.

LifeLock Will Pay $12 Million to Settle Charges by the FTC and 35 States That Identity Theft Prevention and Data Security Claims Were False
https://www.ftc.gov/news-events/press-release ... s-ftc-35-states  (Mar 2010)

Cracking LifeLock: Even After a $12 Million Penalty for Deceptive Advertising, the Tempe Company Can't Be Honest About Its Identity-Theft-Protection Service
http://www.phoenixnewtimes.com/content/printVersion/1704700/  (May 2010)

LifeLock to Pay $100 Million to Consumers to Settle FTC Charges it Violated 2010 Order
- FTC Alleged Company Violated Order’s Information Security Requirements, Misled Consumers With Deceptive Advertising
https://www.ftc.gov/news-events/press-release ... ges-it-violated  (Dec 2015)

} the FDIC put me on the do not call list

Please explain. The FDIC advised Comenity to stop calling you? That's the only sensible reading of your statement, given that the FDIC does not manage any opt-out list I've ever heard of, and it refers people to the registry managed by the FTC when discussing financial fraud callers.

I sense sarcasm in Madam's reference to WWR.