800-755-5249

They call every so often no I'd no message I am going to forward this to my state ag office and then go from there

This number calls my house six to seven times a day so I answered the call. The lady wanted me to verify that my NEIGHBOR name is Mary Brown. I was sleep but when I heard that I went into space on her @$$.. I don't associate with my neighbors so why are you calling my house instead of theirs. I was informed that their phone is no longer operational... I said WITCH, without the ( W) but with a ( B) don't call my house no more...

Wow. A good attorney could definitely find a way to turn this into 3rd Party Disclosure. It's hilarious when collectors from the company that they work for comment on complaints about their company and to their debtors. Amateurs.

Says who!? They knew what job they were taking and were briefed how to conduct themselves! Screw them rats!!

I just dont answer the phone. If you want me, come get me! If you can't leave me a message then it must not be important. I have no time for children's games lol but the next time they catch me in a moment of boredom, maybe I will answer and have a little fun if they are being rude.

Here are 10 important rules that a debt collector must follow when contacting you about an unpaid bill.

1. No Early Morning or Late Night Calls
A debt collector may not call you before 8am or after 9pm (in your time zone) unless you ask them to call you at a different time. Whatever debt you may owe, you still have the right to a quiet morning and a quiet evening.

2. No Calls at Work, Once You Request It
Debt collectors may not contact you at work if they know your employer disapproves of such calls. So make it clear to a debt collector straight away that calls at work are unacceptable.

3. No Repeated or Continuous Calls
Debt collectors may not harass you by calling numerous times a day about an unpaid bill.

4. No Verbal Abuse
A debt collector may not use threatening or profane language when contacting you about a debt. A debt collector may not falsely imply that you have committed a crime by failing to pay a bill.

5. No Informing Friends, Neighbors, Co-Workers, or Family Members About a Debt
A debt collector may contact people that know you, but only to find out your address, your phone number, and where you work. In most cases, a debt collector may not tell anyone other than you or your attorney that you owe money.

6. No Collecting on a Debt Larger Than the Consumer Actually Owes
A debt collector may not demand more money from you than you actually owe.

7. No Dire Threats
A debt collector may not threaten to have you arrested if you do not pay your debt. Debt collectors may not threaten to sue you, unless they actually intend to file a lawsuit.

8. A Debt Collector Must Send Written Notice of a Debt
Within five days of contacting you, a debt collector must send you a written notice telling you the amount of money you owe and the name of the creditor. This notice also must explain what actions to take if you believe you do not owe the money.

9. A Debt Collector Must Honor a Written Request for No Further Contact
A debt collector must cease contact with you if you send a letter requesting that the debt collector do so. If you believe you do not owe the money, you may state this in your letter. Be aware that a legitimate debt will not go away simply because the collection calls stop. You could still be sued by the debt collector or your original creditor for the amount that you owe.

10. The Debt Collector Must Verify All Disputed Debts
Debt collectors must verify any debt that you dispute in writing prior to renewing collection calls. Once a debt collector sends you verification of the debt, collections activities may resume.

These are some of the most important consumer rights under the Fair Debt Collection Practices Act. Simply informing a debt collector that you are aware of these rights may curb any errant collection behavior.

If a debt collector breaks any of these rules when contacting you about a debt, feel free to report the debt collector to your state attorney general’s office, the Consumer Financial Protection Bureau and/or the Federal Trade Commission. Many states have their own collection laws and a debt collector who violates the federal Fair Debt Collection Practices Act may be violating state collection laws as well. Your state attorney general’s office will be able to inform of your rights.

The Consumer Action website from the Federal Citizen Information Center includes links to state and local consumer protection agencies around the country, including state attorney general offices.

You may also report any problems you encounter with a particular debt collector to the Federal Trade Commission by visiting ftc.gov or by calling 1-877-FTC-HELP (1-877-382-4357).

For help with handling collection calls, you may want to contact an attorney. Once you hire an attorney, a debt collection agency must contact your attorney and not you.

LawHelp.org connects low- and moderate-income people with free legal aid programs in their communities. And a consumer guide from the American Bar Association, provides a directory of legal resources available in each state.

You may be able to find an attorney experienced with debt collection through the National Association of Consumer Advocates. This non-profit association of attorneys and consumer

They will violate the law until you stop them.

Here are 10 important rules that a debt collector must follow when contacting you about an unpaid bill.

1. No Early Morning or Late Night Calls
A debt collector may not call you before 8am or after 9pm (in your time zone) unless you ask them to call you at a different time. Whatever debt you may owe, you still have the right to a quiet morning and a quiet evening.

2. No Calls at Work, Once You Request It
Debt collectors may not contact you at work if they know your employer disapproves of such calls. So make it clear to a debt collector straight away that calls at work are unacceptable.

3. No Repeated or Continuous Calls
Debt collectors may not harass you by calling numerous times a day about an unpaid bill.

4. No Verbal Abuse
A debt collector may not use threatening or profane language when contacting you about a debt. A debt collector may not falsely imply that you have committed a crime by failing to pay a bill.

5. No Informing Friends, Neighbors, Co-Workers, or Family Members About a Debt
A debt collector may contact people that know you, but only to find out your address, your phone number, and where you work. In most cases, a debt collector may not tell anyone other than you or your attorney that you owe money.

6. No Collecting on a Debt Larger Than the Consumer Actually Owes
A debt collector may not demand more money from you than you actually owe.

7. No Dire Threats
A debt collector may not threaten to have you arrested if you do not pay your debt. Debt collectors may not threaten to sue you, unless they actually intend to file a lawsuit.

8. A Debt Collector Must Send Written Notice of a Debt
Within five days of contacting you, a debt collector must send you a written notice telling you the amount of money you owe and the name of the creditor. This notice also must explain what actions to take if you believe you do not owe the money.

9. A Debt Collector Must Honor a Written Request for No Further Contact
A debt collector must cease contact with you if you send a letter requesting that the debt collector do so. If you believe you do not owe the money, you may state this in your letter. Be aware that a legitimate debt will not go away simply because the collection calls stop. You could still be sued by the debt collector or your original creditor for the amount that you owe.

10. The Debt Collector Must Verify All Disputed Debts
Debt collectors must verify any debt that you dispute in writing prior to renewing collection calls. Once a debt collector sends you verification of the debt, collections activities may resume.

These are some of the most important consumer rights under the Fair Debt Collection Practices Act. Simply informing a debt collector that you are aware of these rights may curb any errant collection behavior.

If a debt collector breaks any of these rules when contacting you about a debt, feel free to report the debt collector to your state attorney general’s office, the Consumer Financial Protection Bureau and/or the Federal Trade Commission. Many states have their own collection laws and a debt collector who violates the federal Fair Debt Collection Practices Act may be violating state collection laws as well. Your state attorney general’s office will be able to inform of your rights.

The Consumer Action website from the Federal Citizen Information Center includes links to state and local consumer protection agencies around the country, including state attorney general offices.

You may also report any problems you encounter with a particular debt collector to the Federal Trade Commission by visiting ftc.gov or by calling 1-877-FTC-HELP (1-877-382-4357).

For help with handling collection calls, you may want to contact an attorney. Once you hire an attorney, a debt collection agency must contact your attorney and not you.

LawHelp.org connects low- and moderate-income people with free legal aid programs in their communities. And a consumer guide from the American Bar Association, provides a directory of legal resources available in each state.

You may be able to find an attorney experienced with debt collection through the National Association of Consumer Advocates. This non-profit association of attorneys and consumer

http://ccbcreditservices.com/
CCB Credit Services, Inc.
5300 South 6th Street
Frontage Road East
Springfield, IL 62703

Phone: (217) 786-4800
Toll-Free: 1-800-252-1772
Fax: (217) 529-7185
_______________________________
BBB:
This Business is not BBB Accredited
CCB Credit Services, Inc.
Find a Location
Phone: (217) 786-4800
Fax: (217) 529-7185
View Additional Phone Numbers
5300 S. Sixth Street, Springfield, IL 62703
dwatts@ccbcreditservices.net
http://www.ccbcreditservices.com
BBB® Non-Accredited A+ Rating
On a scale of A+ to F
- See more at: http://www.bbb.org/central-illinois/business- ... h.6dzteXyI.dpuf

That is illegal what they did and you can obtain an attorney for harassment as it is not your debt.

I love blocking these idiots

Received a call this morning let it go to voicemail, this dumb @$$ fool paused for three seconds so that no one around me could hear what she has to say, how stupid are these people, have dealt with many of these calls, stopped when my attorney started intercepting the calls, that's whose number I gave them, now he has to deal with fools, which he should be doing just as we speak, give them your attorneys number they' ll leave tou alone

Received a hang-up call from this company., no message. Apparently a wrong number as I have no debt. Misdialing happens, but how rude to just hang-up.

Calling your place of employment is illegal.

Calling a work place is not illegal until and if they are told otherwise.  And your advice to that person is 8 years too late.

I have received a call from this number at my place of employment. I want them to stop calling me.

Please realize that: »

» Your post here will NOT stop the calls.  We did not call you.  Your caller probably does not read these messages.  We cannot block calls to you.  We cannot put you on or take you off the list.

Click_This_Line_for_Info_About_the_DNC_List

The National Do Not Call list is respected by legitimate telemarketers, but is ignored by criminal telescammers.

Surveys, charities, political calls, NON-sales calls and certain preexisting business calls are exempt from the DNCL.

Business phones do not qualify for DNCL protection.

» YOU are your own best defense against unwanted calls! You can use a call blocking app, device, service or procedure to block such calls.

Here are two pages of links to (mostly government) sites in Canada and the USA were you can report phone scams, or learn more about them:

1) First, look elsewhere on this site for an Article, entitled "Where to Report Phone Crime".  (It may appear in the column to your right).

2) For a more frequently updated list of complaint sites, with links to government web pages, look here:
http://phonehelp.2truth.com/complaint_sites.html

If you wish to visit a page of FAQs and REAL answers, try this one
http://phonehelp.2truth.com/faqs.html

~~~~~~~~
Please reply to this post, to let us know you read it, or have taken suitable actions to protect yourself.

Keeps calling my Google Voice number but Won't Leave a message.

Received a hang-up call from this number. Legitimate businesses leave messages, this is obviously not a legitimate business.

Good observation-do not answer unknown calls and do not call them back.

No idea who this is.  Calls every few days during Nov-Dec.
No voicemail left.  When answered just silence.