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How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

Also got a call and called back and was transferred to this sob Mike Wilson. I cursed him out and ask him not to f..g call me again. They threatening to come to my job so I can sign legal documents, court paper. This guy needs to be dealt with. It sounds like he is abusing the people that do not know about these scammers. I have no outstanding debts. These people need to stop

I got this same call on my cell only from a Kimberly. Almost identical to this info. Asked me to call back 1-877-937-0509. I called and it was answered as M&S Associates. I didn't recognize this as a company i know so I hung up. This tells me all I need to know. If I get further harassing calls I will sent to my state attorney general.

His real name is michael marzulli

The loser in question here is Michael Marzulli, aka Mike Knowles, Mike Wilson and etc. As with most shady collection agencies he changes his company name when things get too hot. TGK & associates, LMK & associates, M&S associates are just a few. He is NOT a attorney nor has he ever been, nor does he work with one, unless he's fighting some type of trouble he's in due to violating FDCPA laws, or other poor life choices he's made. If for some unfortunate reason you have to deal with this loser the best thing you can do is just hang up. If he continues to harass you id recommend using a call recording app. Without proof its his word against yours. If you can catch him on recording saying things like...police, charges, court, getting served or calls to family, friends, neighbors, co-workers saying he's trying to locate you or get a message to you regarding legal matters, court, serving papers on and on. If you do get a call from him just play along AND BE RECORDING. If you give him just enough rope he WILL hang himself. Take any documentation to the Attorney General.