800-969-4345

Received a call to reduce my credit card interest rate with Cap One.  Lowered my card rate to 1.9%.

I received a message saying i might be eligible for a lower rate.  I had to go through a review of my income and information but in the end I was approved and did receive 1.9.  My account was closed at my request but i verified it wouldn't hurt my credit

Received a call to lower interest rate to 1.9, number was. 800-969-4345. Is it legit???

Found voice mail about interest reduction on Capital One card.  Have never had an account with them.  Scam call and illegal.

Cap going to lower my interest rate. Except I have never had a card with them. When I asked for their actual business name she became evasive. Then it wasn't Cap 1 it was educational services.  When I told her I don't have a credit card anywhere, only a debit card. She said if I give her the number to it she could lower that rate. Idiots.

I found it odd,  that you say they're legit. Capitol One says this company had no association with them and they consider them to be a fraud.

It is called a preemptive strike around here.  Scammer try to make their calls sound legitimate by coming here and posting stuff like that.  The mods must have missed it at that time.  I will report it to the administration for removal.

not a capital one agency.  capital one had no call log to my account regarding lower interest rate, etc.

You lie. Totally a scam, you must be one of them. Blocked and reported to my state's attorney general.

You lied to. How dare you try to scam people? You're obviously one of the people involved. I have reported your number to our attorney general.

Who ever said this was legit is a liar. I demand your SSN so i can block it and report you to a magistrate judge or grand jury!!

I contacted Capital One. This is totally a scam. They said they never do interest rate reduction calls. You actually have to call them to request a reduction. They said to beware of these calls. Sometimes they spoof Capital One #'s to show up on your caller Id. Never answer these calls or give out your information. You can contact the Capital One # on the back of your card and check to see if the call was legit and also if there are any reductions available. It worked out for me in the end, I actually qualified for a interest rate reduction. I would not have called if it had not been for the scam call to begin with. So thanks scammers! LOL

Says capital 1 to lower my rate...I don’t have a credit card. .. ..   hmmm ..

I got two calls, back to back. Both left a message about lowering my interest rate with my Capital One card, which I don’t have

Receive 2 calls and 2 voice mails with number a number to call back 8009694345.
The voicemail I received states "Hello this is Ashely calling from the underwriting department regarding your capital one credit card account.  Based on your recent payment activity and balance you may be eligible for an interest-rate reduction to as little as 1.9%. There is additional information I need to confirm your eligibility so please return my call directly in the underwriting department at 1-800-969-4345 once again 1-800-969-4345.  This will be the only notice you will receive and this offer is only valid for three business days.  Thank you."  I thought it possibly was capital one wanting me back since the account was closed since I hadn't used it in 3 years.  After seeing this I'm glad I'm didn't contact them.  The timing of the call is the only thing that thought it may be true since the card was just cancelled this last week.  I will report them.

Scam alert! This is a scam! Do not call and definitely do not give them any additional info!!!!

SCAM ALERT

About reduction in interest rate on capital one card. Contacted capital one and was informed no record of of the 800-9694345 # or reduction in interest rate.

it is not legit its a scam, right after the report that cap-1 reported an attack from a women who was caught ! As the saying goes if it sounds to good to be true it usually is !

Received phone call saying this is Ashley and I have three days to lower my Capital One interest rate to 1.9%. Also my phone id: showed 1602 200 1005.