8138631962

"stating i had 48 hours to contact him back or a restraining order would be placed on me."
A "restraining order" is what you get to keep your ex away from you.  They are making up fake legal BS.  They are lying.

"I also had a claim number. "
Which proves nothing.  Anyone can make up meaningless numbers.

"They also contacted my parents with the same message. "
This type of fake "lawsuit" scam always tries to contact relatives to threaten and embarass the target.  It's basically an extortion racket, as they are trying to con money out of you using threats.

"They said i was served papers for a court hearing (which i never did),"
They just made that up.  They are lying.

"they also said certified letters been sent and i never received any."
They made that up, too. Get the pattern?  They are lying.

"So i gave out my debit card number and they took $775.42 that they said i owed. "
That is why they go through this whole act, to get you to fork over money with no proof you even owe them.

"Sad thing is i do owe a for a few credit cards"
So do lots of other people, considering the economic times.  That makes this type of scam easy to pull, with a good chance of payoff even with random calls.  But this type of scam usually targets its victims using some information about your finances.  The Indian scammers use fake "payday loan application" websites, but the U.S. scammers often just pull credit reports and pretend you owe them some old "debt" that sounds like an old account.

Pull your credit reports, and look for recent inquiries under either this name, or some name that you don't recognize as a legitimate lender or creditor.  They usually pull credit reports a couple days before they start harassing calls to relatives.

So my wife just recieved the same call from a John Archer, stating the restraining order and blah blah blah.  Thank you to the folks how have printed the same information on this site because at first we were like what the heck?  Good thing my brother is a federal agent, my next call is to him.  Do NOT respond to the junk coming out of their mouths.

This type of scam often gets information on old accounts to use in their scripts by illegally pulling your credit report.

Get copies of your credit reports, and see if a recent inquiry shows up.

Note the following:
http://www.law.cornell.edu/uscode/usc_sec_15_00001681---b000-.html
http://www.law.cornell.edu/uscode/usc_sec_15_00001681---q000-.html
http://www.law.cornell.edu/uscode/18/1030.html