814-631-1515

Saying they are going to file a complaint against me. Won't state what office it is and it will go to attorneys office and I will be served. For what?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

This number 8146311515 keeps calling me. Says his name is Steven Matthews pretending to be from Chex Systems about a prepaid card I applied to 4 years ago. Supposedly when I signed up for the prepaid card (and was denied) it was a contract and that I owe them $300. And since it's been 4 years the interest has gone up to over $1,000. But if I pay today he can reduce it to $400. Or if I pay next week I have to put a $200 down payment today and the rest next week. He is either leaving irate voice mails or telling me over the phone irate things. He even talked to my ex and told him that since we were together at the time he needs to help me pay this. He said he has papers and he's going to file a lawsuit in my county. I said I have no common sense and he hollered. I ended up hanging up on him. But he still keeps calling and threatening me. I called that bank he spoke of , the operator there said it was a scam because they don't charge people just for applying for a prepaid card.

RECEIVED CALL FROM SOMEONE WHO SAYS HE IS STEVEN MATTHEWS AND WAS CALLING ABOUT A DEBT OWED BY ONE OF OUR FORMER EMPLOYEES.  HE LEFT A VOICEMAIL ON MY PHONE LIKE I WAS THE FORMER EMPLOYEE. I DIDN'T BOTHER TO CALL HIM BACK.

I have received many calls that are from 814-631-1508.  Someone who says his name is Dan McCoy claims to be from Chex Systems.  He told me that I have been reported for fraud due to a closed bank account.  He said that I have an unpaid pay day loan, which I do not.  He told me that my debt is for $1200 but if I paid him with a credit card, it could be settled right away for $305.  I told him that I do not have any outstanding payday loans and I asked him to mail me a copy of the supposed debt and the name of the debtor.  He told me that it was Loan.com.  I never had a loan with them.  He told me that a copy of the collection notice had already been sent to me and that I had had ample time to respond.  None of this was true.  I told him that I would not give him my cc number or bank information and that if he was a real collection agency, he would send me a copy of the collection notice with the debtor and contact information. He said he didn't have to do that.  I asked for the address of "Chex Systems"  and he told me that he couldn't give me that information for security purposes. He told me that if I didn't pay up by the end of business day, the county in which I live in was going to pursue me for fraud and that they would show up at my work and home and he also said that my driver's license was going to be revoked and that I would have to go to court.  He told me that my wages would be garnished.  I told him that unless he could provide me with real proof, in the form of a notice in the mail with the contact information of the debtor that I could verify...  he was a scammer.  He then told me "Good luck, you're going to need it because I will be contacting your county and you are going to face fraud charges."  I then continued to receive calls up to 3 times daily from him and then from another man stating he was from chex systems and working with Dan McCoy and he also left messages, threatening me with legal action.  I finally contacted my county sheriff's department and reported it because they just kept calling even if I never picked up the phone.  A deputy actually contacted them and spoke with "Dan McCoy"  and told him that I had no judgements against me and that she knew he was a fraud.  She told him that he must never contact me again.  He insisted, even after she identified herself as a deputy from the county in which I live, that he was a legitimate business man.  He also refused to give her his mailing address.  They did stop calling me now and I'm grateful.  Please...  if you get a call like this, don't give them any money.  Report them to your local county office.  They are con artists and this is a huge nationwide scam.  The deputy also was able to contact the real Chex System and reported the number to them and also the name of Dan McCoy.  Chex Systems stated that they do not own that number and also do not employ Dan McCoy.  They told the deputy that they are receiving up to 5 reports a day from people nationwide stating that someone is claiming to be from their company and threatening people to pay them immediately.

Well, he may not be able to tell you that (ROFL) but I can give you the information you need! :) And then some..   One important thing to remember if these losers have any of your personal information such as your social security number, date of birth or drivers license make sure you register with identity protection notify the credit agencies as well as your banks!!
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credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
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How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/

Also read up on the laws and your rights:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:

https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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https://800notes.com/forum/ta-4f7d326029dcf9d ... lectors-finally
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Thank you for all the links!  Very helpful

I keep receiving calls constantly from this phone number asking for a Mayra and I am not Mayra and do not know any Mayra.  I ask them to take my phone number off their list and the person on the other end gives me a hard time and is very rude!!