855-807-4729

They say there are legal action being taken against me

They say 2nd attempt to contact (calls nearly every other day) for a pressing legal matter. If I do not respond they will move forward with visiting me at my place of employment or home.

Threatening litigation for an unnamed civil matter unless I plan to make restitution. States they will have to serve me at my place of employment or my home

Says they are a firm retained to process an unnamed civil complaint that names me as a respondent. Unless I plan to make restitution, the litigation dept. will have to serve me at my place of employment or my home with a date to appear.

Scam! Real process servers don't call in advance and they don't take money to not serve you. Block and ignore such calls if you can.

Taking legal action against me.  Places you on hold and doesn't come back to the line. Doesnt give you the name of the company either

She was very nasty and rude when I asked for a file or case # she refused and told me she would make an example of me and process warrant paperwork for my refusal to pay on something she would not give me information on. All I asked her for was a case number, or who was taking legal action against me. She refused to provide anything and hung up on me. I called back, she again refused to provide any information about the "legal action" being taken against me.  She did say this was for a web loan and they used my old last name. I have never taken out any web loans in my entire life nor will i ever.

Thanks for putting a name to these criminals.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

SPIRE RECOVERY SOLUTIONS LLC AKA CORNERSTONE RECOVERY GROUP,LLC.

Web page with an address in Western New York:  https://spirerecoverysolutions.com/contact-us/

This is previously what the BBB said about Spire:
BBB page gives them a B+ with 10 complaints and it seems the company did not want to cooperate with them and properly identify itself.  Now why would that be if they are honest and fully legitimate and compliant with the FDCPA?

BBB now gives Spire an accredited A+ rating with 18 complaints and 0 reviews as of 8/2/22.  BBB also lists and alternated address for them:
http://www.bbb.org/upstate-new-york/business- ... t-ny-235980888/

New York Dept. of State info:
Selected Entity Name: SPIRE RECOVERY SOLUTIONS LLC
Selected Entity Status Information
Current Entity Name:
SPIRE RECOVERY SOLUTIONS LLC
DOS ID #:
4536420
Initial DOS Filing Date:
FEBRUARY 28, 2014
County:
NIAGARA
Jurisdiction:
NEW YORK
Entity Type:
DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:
ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
LIPPES MATHIAS WEXLER FRIEDMAN LLP
665 MAIN STREET, SUITE 300
BUFFALO, NEW YORK, 14203
Registered Agent
NONE

Courtesy of Shillkill:
https://800notes.com/Phone.aspx/1-716-362-2812/8

ShillKill
16 Dec 2013 | IP: United States
The following is posted for informational purposes only

BBB information

http://www.bbb.org/upstate-new-york/Business- ... ga-ny-235967035

Nichols & Grant LLC
3806 Union Rd Suite 224, Cheektowaga, NY 14225
   (716) 362-8988(Phone)
   (888) 472-5873(Phone)

The BBB gives this company an F for the following reasons
   Length of time business has been operating
   155 complaints filed against business
   Failure to respond to 4 complaints filed against business
   2 complaints filed against business that were not resolved
   83 serious complaints filed against business
   Overall complaint history with BBB

The following is the domain registrant details for the website http://ngcapital.biz/

Domain Name:                                 NGCAPITAL.BIZ
Domain ID:                                   D48321778-BIZ
Sponsoring Registrar:                        GODADDY.COM, INC.
Sponsoring Registrar IANA ID:                146
Registrar URL (registration services):       whois.godaddy.com
Domain Status:                               clientDeleteProhibited
Domain Status:                               clientRenewProhibited
Domain Status:                               clientTransferProhibited
Domain Status:                               clientUpdateProhibited
Registrant ID:                               CR101454931
Registrant Name:                             Neal Esford
Registrant Organization:                     N&G Capital LLC
Registrant Address1:                         4245 Union Road
Registrant Address2:                         Suite 103
Registrant City:                             Cheektowaga
Registrant State/Province:                   New York
Registrant Postal Code:                      14225
Registrant Country:                          United States
Registrant Country Code:                     US
Registrant Phone Number:                     +1.7164793852
Registrant Email:                            nesford2457@yahoo.com
Administrative Contact ID:                   CR101454933
Administrative Contact Name:                 Neal Esford
Administrative Contact Organization:         N&G Capital LLC
Administrative Contact Address1:             4245 Union Road
Administrative Contact Address2:             Suite 103
Administrative Contact City:                 Cheektowaga
Administrative Contact State/Province:       New York
Administrative Contact Postal Code:          14225
Administrative Contact Country:              United States
Administrative Contact Country Code:         US
Administrative Contact Phone Number:         +1.7164793852
Administrative Contact Email:                nesford2457@yahoo.com

Other complaints:
http://jerkcall.com/1-855-813-3791
http://www.ripoffreport.com/r/DJRGroup/Lockport-New-York-14094/DJRGroup-Spitre-Recovery-Solutions-This-company-DJRGroup-and-Recovery-solutions-is-sayi-1228739
http://badfinance.org/review/1427619/torriere-holdings-inc-debt-collection
http://whowascaller.com/phone-number/1-210-399-8179
http://dncl.me/9093260045.tel
http://dncl.me/5132599848.tel

  It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation.  It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/

I was called with the same threat. They now go by DGRIFFEN&GOLDSTEIN. They have a “website,” but it is poorly designed and actually offers products for sale. When you click on the shop there’s nothing there. It was obviously copied from another website just to throw something up real quick.

They keep leaving me recorded voicemails and are threatening to serve me if I don't call them back.

(Left Message on my answering machine)* They say 2nd attempt to contact NOT! Says they are a firm retained to process an unnamed civil complaint that names me as a respondent. Unless I plan to make restitution, the litigation dept. will have to serve me at my place of employment or my home with a date to appear.

Calls everyday saying it's the 2nd attempt been going on for 2 months now. If it was legitimate I'd of been processed and served. From all I see this is a scam. If you call back (after hours) you get a voice-mail not stating a company name. This has to be a scam.

If it was legitimate you wouldn't be called in advance, they would just show up.

Called us as well with the same scam! Don't fall for it!  NOTHING legal is EVER done over the phone like this!!!

I received the same call today

They were claiming to serve me at place employment or residency for some legal matter

At least you now know what to do about it!

Called today and left a VM saying that I've forfeited and now they're going to serve me. Getting a little nervous. Called them and left a VM saying I want verification and I don't have any debts.

Been getting these type of calls for at least 10 years!  It's a scam, just ignore it.  It is very irritating though, as they somehow get your relatives and even kids # and call them looking for you as they are very persistent!!

Same as everyone. I have the number blocked so it goes to my voicemail. Half recorded for the number my name and then some “tough” girl comes in threatening me. I knew it was a scam and let the judge I work with listen to it and she gave me advise on what to do. They don’t identify whom they are and it is illegal to serve by phone lol. She actually told me they broke several federal laws and I could take them to court. Maybe we should all ban together in a class action if I knew who they were.