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- B-Edwards replies to AJ Frank| 2 repliesYou again? The Shilling Golden Knight of Scum? The protector of the downtrodden sleez-balls? You are not even honest enough to admit you are still in the business are you? Protecting your illusions?
By now, every one has looked up your "publicly traded" pos "business". Now web searches are showing you inane comments. Smooth work, you are doing a world of good for your scam. - Tygerkat replies to AJ Frank| 17 repliesGee, it's too bad there isn't some service where the post office forwards your mail when you move, even if you forget to notify everyone. Oh, wait! There is!
- AJ Frank replies to B-Edwards| 1 replyWhy are you so angry? You know as well as I do that debt collection is a necessary evil in a credit based society. Would you prefer credit abolished?
I encourage you to call this number and ask for me, if you don't believe me. Or look up ACT, the company I went to afterward, and call them. Though that would take work, so I suspect I'll be insulted again and you'll keep believing what you want.
The mods held another of my posts back, let's see if this one clears. This site seems to be a big echo chamber, where calling me awful things is cool but I have to walk on eggshells. - AJ Frank replies to Tygerkat| 16 repliesWe sent out all the legally required letters to every consumer. Overwhelmingly, borrowers claimed they didn't get them. We spent thousands of dollars a month on postage, and recorded everything that we sent out, so arguing that we didn't send anything is uninformed.
The harsh truth is that people get scared or overwhelmied or even apathetic of their debt and just ignore it. Throw away letters without opening them, or read the letter addressed to them and Return to Sender. Claim they never attended school, or simply ignore phone calls. Debt is unpleasant, and many folks just find ignoring it and hoping it goes away easier than facing their problems. - Tygerkat replies to AJ Frank| 15 repliesSo, all those people lied about not getting the letter? Wow, how awful of them.
Why would they claim they never attended school? What does that have to do with your sending them letters? - Nope replies to AJ FrankDebt collection is fine; refusing to mail the mandatory debt validation notice proving that people owe money to the caller is not. Oh, and people get calls even when they do NOT owe, or have already paid the bill. And then there's the fact that people get calls for other people and the calls continue - even when the caller is repeatedly asked to stop.
- AJ Frank replies to Tygerkat| 14 repliesYou've seen how much people hate debt collectors just from their reaction to me. Heck, somebody downvoted a comment of mine that was only a typo correction, just to spite me.
People lie to debt collectors all the time. I caught people lying every day. It's easy to lie to people you hate, trying to make you pay something you don't want to, or don't think you can afford to, pay.
Nobody wants to believe it, but most folks in debt get there by avoiding it, and lying about it is a means to that end. - TheRealSeriously® replies to AJ FrankWhen will you learn that what you're saying is just making people hate your kind more, you freaking pay-your-bills shill. I pay what I owe, but I'm not going to PAY someone who claims I owe money I know I DON'T! How often to debt collectors lie to get what they want? Who's to say YOU'RE not lying right now?! You came to the wrong place idiot! You can blame the scammers for all the hatred, not the posters here!
- Gunnar replies to AJ Frank| 9 repliesDebt collectors lie to people every day. It's a part of their job. We catch them at it all the time. You're no different than any other debt collector. We pity you & despise you at the same time. And no, you pompous fool, I have no delinquent debt. No student loans, two degrees, both paid for the old fashioned way. In cash.
I developed my hatred for the debt collection industry for the same reason that you're so thoroughly hated. You immoral, unethical bottom feeders will abuse the public in efforts to find anyone in the hopes of locating a buck. You don't care who you harass or how much you do so. You just assume that no one will follow through & pursue the matter. You ignore the FDCPA & the TCPA as a matter of course. It's just business as usual...until recently.
People have wised up. Collecting on federally subsidized loans is no longer a safe bet. More than one outfit has lost the "privilege" & they won't be the last. I'm pretty sure you're already aware of that & I'm sure that you know what brought on their removal from the collection program. In case you don't, here's a clue. It was because of people...just...like...YOU!
Skeff Ett Liv!
Gunnar - Tygerkat replies to AJ FrankPeople may "lie to debt collectors all the time" but debt collectors also lie all the time.
And I strongly disagree with your proclamation that "most folks in debt get there by avoiding it". Most people don't intentionally get into debt. Things such as illness or job loss cause debt more often than people just "avoiding" debt. - William replies to AJ Frank| 1 reply"Nobody wants to believe it, but most folks in debt get there by avoiding it, and lying about it is a means to that end."
Ha, ha. That is one very poorly constructed sentence. Let's analyze it.
"Nobody wants to believe it, ..."
Who is this nobody ? People who don't have any debt ?
People who aren't debt collectors ?
"... most folks in debt get there by avoiding it ..."
That's an oxymoron. If a person avoids debt, they can't be in debt. Oh, I know what you mean, you left out words because yo
You assume we are on the same "wavelength" you are, and understand that what you really mean is
"most folks in debt who avoid paying their debts eventually get calls from debt collectors "
"and lying about it is a means to that end."
That end being ... avoiding paying the debt. - post pending moderator approval
- post pending moderator approval
- William replies to AJ FrankSTOP this, Frank. Generic information and discussion of unethical and illegal debt collection tactics belong in the forum threads, not on this or any other number thread.
The original post now has 16 levels of nested subthreads under it !! - Fozzy Bear| 1 replyWhere can I get one of those nifty tin foil hats with a chin-strap that I see most of the people in this thread wearing?
- Alert O-Shill replies to Fozzy BearWhy?? Is your scam failing??
- ConsumerAJ Frank...too funny. So an honest, hard working debt collector makes calls to 'Greg' and won't tell him who they want to talk to AND, they spoof the phone number of an attorney considers himself a 'real' attorney who has no need for the bottom of the barrel tactics that your honest and upfront practices? Wow, not much into Judge Judy, don't care for her at all as a matter of fact. But a quote from her comes to mind right now: "Don't pee on my ankle and try to tell me it's raining." Dude, get a clue.
- Caller: GRC
- Call type: Debt collector
- Consumer replies to AJ Frank"Haha, just found this while Google searching. That was me." Yeah, sure you did.
- post pending moderator approval
- Consumer replies to Gunnar| 6 repliesI thought I'd check back in here and AJ Frank seems to miss the point. "Debt collectors lie to people every day. It's a part of their job." Lying, as in calling with a Voip'd phone number for an attorney who does not do debt collection and had never heard, until I notified them, of GRC. If you lie, you can't expect the world to bow down at your feet. When you call someone with a spoofed phone number, hoping to scare them into calling you back, especially when you don't even identify who it is that you are looking for, you can't expect anyone to take you seriously and, well, that other attorney has probably got GRC's tender toasties over the fire right about now.
This is what I think: If you work in the money loaning business, you have to be adult enough to understand that sometimes, you aren't going to win. In fact, because adult things happen to adult people, you have to be OK with losing sometimes. No one wins every single time. If you don't like the idea that you are going to get 1000000000% return on every dollar you lend, money lending is probably not the best business for you to be in. No one promised you that. And, the existence of FDCPA means that most people get it. If you don't, forget the money lending business and go earn a living digging ditches.
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