866-333-9772

Yep, you got me. Working for a publicly traded company is pretty much synonymous with being a thief. Bravo.

You know, if you throw out mail because you don't know the sender, or move to a new address and never update most companies with a new one, or even just pretend to not receive letters, it doesn't make the issue any less legitimate. And trust me, the type of business matters GRC handles won't just go away, and for most people they can pursue other avenues without ever talking to you or your attorney.

Remember kids, keep your promises, or somebody will keep them for you.

A publicly traded company?  Well if the company is so legitimate then you should me more than happy to tell us the legal name and physical address of this company.  If it is publicly traded then that shouldn't be a problem.  A web search of GRC brings up a lot, but I don't see a debt collection company by that name.  Interesting how you seem to keep coming back here though.

The website's right. I worked at the Mason OH location. Haven't worked there in a while, though.
www.Generalrevenue.com General Revenue Corporation

Heck, call them if you want. The law forbids them from disclosing much on the phone, but they are a real business.

GENERAL REVENUE CORP.
Posted in:  https://800notes.com/Phone.aspx/1-800-464-4944
https://800notes.com/Phone.aspx/1-800-880-8316
https://800notes.com/Phone.aspx/1-800-347-8209/2
https://800notes.com/Phone.aspx/1-607-821-4179/2#p1061038944538700616
https://800notes.com/Phone.aspx/1-866-333-9772/3#p1071134872211364601

Web site lists them in Ohio and Western New York, known haven for criminal debt scammers:  https://www.generalrevenue.com/ContentSite/Contact.aspx
BBB gives them an accredited A+ with 141 complaints, 10 negative reviews and a note that they are owned by Navient(BBB removed 10 complaints to help them keep their A+):  http://www.bbb.org/cincinnati/business-review ... -mason-oh-3597/

Bloomberg lists the head criminals:  http://www.bloomberg.com/research/stocks/priv ... ivcapId=1503134
Facebook page brags about how they are teaching the kids to steal and to ignore any and all ethics or morals they might have:  https://www.facebook.com/pages/General-Revenue-Corp/204893986194981
Brags how they stole $7 million and lies about putting $28 million back in the economy:  http://news.salliemae.com/press-release/corpo ... -part-sallie-ma
Ohio Dept. of State info:
Corporation Details
Entity Number    584720
Business Name    GENERAL REVENUE CORPORATION
Filing Type    CORPORATION FOR PROFIT
Status    Active
Original Filing Date    11/09/1981
Expiry Date
Location: CINCINNATI    County: HAMILTON    State: OHIO

Agent / Registrant Information
CSC-LAWYERS INCORPORATING SERVICE (CORPORATION SERVICE COMPANY)
50 W. BROAD ST SUITE 1800
COLUMBUS,OH 43215
Effective Date: 06/13/2013
Contact Status: Active
Incorporator Information
MYRON D ROWLAND
Filings
Filing Type    Date of Filing    Document Number/Image
DOMESTIC ARTICLES/FOR PROFIT    11/09/1981    E991_1204

DOMESTIC/AMENDMENT TO ARTICLES    03/28/1983    F232_0793

DOMESTIC/AMENDED RESTATED ARTICLES    07/06/1987    G201_0376

DOMESTIC CONTINUED EXISTENCE LETTER    09/09/1993    000000168812
DOMESTIC CONTINUED EXISTENCE    12/01/1993    000000168813
DOMESTIC/AMENDED RESTATED ARTICLES    08/25/1995    5268_0367

DOMESTIC AGENT ADDRESS CHANGE    01/13/1998    6170_1224

DOMESTIC AGENT SUBSEQUENT APPOINTMENT    07/26/2002    200221000976

MERGER/DOMESTIC    12/31/2003    200334300938

MISCELLANEOUS FILING    06/03/2005    200516400458

DOMESTIC AGENT SUBSEQUENT APPOINTMENT    06/13/2013    201316401207

Old Names
Effective Date    Old Name
03/28/1983    GENERAL REVENUE INCORPORATED

Other complaints:
http://www.consumeraffairs.com/debt/general_revenue_corp.html
http://www.ripoffreport.com/reports/directory/general-revenue-corporation
http://www.complaintsboard.com/complaints/general-revenue-corporation-c126200.html
http://www.complaintsboard.com/complaints/general-revenue-corporation-c126200.html
https://creditboards.com/forums/index.php?showtopic=396270

Employee reviews are a bit lackluster:
http://www.indeed.com/cmp/General-Revenue-Corporation/reviews?fcountry=US
https://www.glassdoor.com/Reviews/General-Revenue-Reviews-E38634.htm

Looks like they were sued:
http://classaction.kccllc.net/CaseInfo.aspx?pas=GRB
https://casetext.com/case/ellis-v-general-revenue-corporation

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/

Oh that criminal enterprise.  Looks like they are located in Western New York, world's #1 capital for criminals pretending to be debt collectors.  Let's face it, no moral or ethical person would take a job as a debt collector because they are all crooks.  They, lie, cheat, and do anything they can to steal money from people because all they care about is the commission check.  They don't care who pays it or if that person even owes it.  So yeah, I consider you a thief if you work for them.  You can come here all you want and try to tell me and anyone else here differently but we know the truth.

You're right to a point. The industry is kind of cutthroat. Usually is a race to a bonus check, and in any job where there's real money on the linlove you see people go too far.

But honestly, we weren't all bad. I know that I was a stickler for the law, as were the coworkers in my department. And I'd say 90% of the time we were legitimately helping people get out of debt. Most people only ended up paying $5 a month to get their student loans out of default.

That's the thing with debt collectors. People ignored us, a lot, but it doesn't hurt to talk to us. Like, if you want to refuse info so we don't garnish you, sure, but there are always programs we can offer. Student loans especially, since they both have very lenient payment options and are quite easy to enforce.

Now, I wouldn't say debt collectors are a credit to society or anything, as I know they can be awful to deal with, but the reality of an economy based on credit and borrowing is that if you don't pay, somebody's got to try and recover that.

I got out of debt collection because it was too stressful and sometimes morally gray, but the harsh feelings toward debt collectors aren't always really deserved.

And now I brace for another round of insults.

D'oh, auto correct. "on the line*"

Dear Liar McShillface, have you read your own post?

Quote:

People always think it's fishy, but there are dozens of laws we had to follow that forced us to act like that.

So you were forced by law to be sleezy, fishy DC's?

Or maybe you are complaining about how you were forced by Evil Laws to at at least pretend to operate with in Fed and State regulations?  How tragic!  How Traumatic that must have been!  Obeying laws can really be hardship on crooks....smh

Your shill piece there implies that you "just had to try to find people who didn't want to be found."  As if all you did was locate someone and pass that info along.  But the story does not end there does it?  Once found (and not any too picky about if you had the right person or not) you used lies and threats and harassment as part of your business plan, and to wring your filthy money from anyone you could intimidate.

How do you live with your lies?  With knowing you are an common thief?  Shame on you and your "publicly traded company'.  Your lies do not set the record straight, between Man or God.

Interesting, that when you go to their website, and click the employment link, you apply throough navient.

I have to say, you're very well-written for a debt collector shill. Most of them can't seem to string 2 words together in a coherent sentence. Kudos for that.

Navient bought them.  I guess they needed more felons to work for them.

Sallie Mae split into two companies, Sallie Mae and Navient. GRC is a subsidiary.

The ironic thing is that I worked there because college was unaffordable to me. Go figure.

It beats a minimum wage job, though. And it definitely teaches you a lot about how debt works. I can tell you, some of the advice on here is solid, but often it can just as easily be a horrible idea, depending on circumstance.

Let me define what some of your terms mean, in relation to what I actually did there.

The "evil laws" we followed made us sound very strange on the phone. We could ask for the person, but by law could not say why until we verified it was the consumer on the phone. So we would ask for date of birth, last 4 of SSN, or other similar info, but when asked why we couldn't say it was for student loans, because that would be potentially disclosing someone's debt to a third party. The laws are good for that, but the unintended consequence is people think debt collectors are scammers every time.

My job mainly involved skiptracing. For those who don't know, that means using search engines, personal info databases, and the like to find potential contact info. So we call every number that might be yours. Sure, your mother has had that phone for 10 years, but if your phone is disconnected, it's not unreasonable to assume you moved back in with parents. (Yes, this has happened and I have reached borrowers this way). If we call third parties, by law we are permitted to ask for your phone number, your address, and where you work. We can't disclose debt to them, but often they guess the reason, and as long as we say no details that's not on us if we can't reach you by what we have.

As far as lies, i can't speak for every debt collector in America, but I took pride in knowing the rules and following them. If I told you that you were eligible for wage garnishment, it meant that I verified your employment and we were likely going to pursue administrative wage garnishment soon. If I told you the debt wasn't going away from statute of limitations, it's because federal student loans are exempt from that as well as bankruptcy.

As to harassment, we typically called four times a day. That might feel excessive, but the industry as a whole typically calls more. And the laws are possibly intentionally vague to what constitutes harassment. If a consumer requests no calls, or reduced calls, or requests to call only one number, GRC honored those requests, even when the law didn't require us to. If someone feels harassed, but never answers the phone, we have no way of knowing.

Look, you guys and gals can insult me all you want. Thief seems like the preferred name. But people signed a promissory note agreeing to student loans. That money was paid to the school. Now, the lender is out that much money. If you lent your friend twenty thousand dollars, and he didn't pay you, I think you would do everything within the law to get it back.

Irony is calling  what you do work.

Your methods are what catagorize you as dishonest and a scammer.  You are pimping here for your company and that makes you a Shill.  In case you had not noticed, Shills are not exactly welcome here.  Pretend all you want, you are a lowlife shill and scammer.  Keep posting - We Love You for it!  All you do is call more and more views to your hopelessly executed Shilling.  I think I have read some your material before... doing some shilling for another Buffalo Bully...

College was unaffordable to a lot of us, myself included, but we never stooped so low as to work for a scamming debt collector.
And we all know how debt works. The DC needs to mail a validation of debt to whomever they called, within 5 business days of the initial call. I'm guessing your wonderful company did this?

Well now, we are getting somewhere.  You admit you laid down with pigs, and now you are swine.
Some Jr. College in Cheektowaggie?  Or down in Cat County?  Jamestown maybe...JCC?  That would be like Harvard to most of your cellmates... opps, Cubical mates....

Yeah, we did. Our company was pretty good at sending out first notices, as well as honoring validation periods.

The reason most people think debt collectors don't do this is because of bad addresses. If you get, say, a Visa credit card, and then move away without telling them, they'll send that first notice to your old address. As will any debt collection company they hire. Until they get return mail, or confirmation that you moved, they have done their due diligence.