866-399-8115

Received a call stating pre litigation for 1450.23....for a pdl never heard of the company LTS

The man name Bryan called and left me a threatened voice mail saying there is a legal action against you and the papers will be process for further action.

Voice mails mean nothing!!  Scam to extort money from you!

Bull!!   Shill alert!

Have you ever receive a call from him or any company similar? If so what can I do about it.

Wow...what rubbish!

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

This is a common SCAM using MANY different numbers.  Ignore him - or DEMAND written proof of the "problem" that is mailed to you.  That is the official notification of debt.  It must give their company name & address, original creditor, dates, amounts, etc.  A scammer would not want to give that (expect excuses & illegal threats).   The report the call to your state attorney general's office.
Real process servers do not call & warn you.

Well you should be more than happy to give us their address.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

they leave voice mail threatening court action ,never heard of LTS and some guy named steven adams,says he is in Florida but the phone number he called from was in PA, says I will have to appear in court in Fort Lauderdale FL but won't send me paper work, states he needs to make a decision today on this.

This is what I get when I look up the address he gave http://m.regus.com/mt/b.regus.com/locations/b ... campaign=Places

My parents received calls from this number saying that I had 24 hours to contact Christopher King or legal actions would be taken. I don't even give their numbers out

I also received a call from this company stating they had contacted me several times.  they do not tell me what this is about nor have they sent me anything in writing.  they said they are putting a 24 hour old on the case to give me a chance to call back. I'm not calling back.  this happens every several months.  I get calls from different companies.  when I do not respond, they must sell it to another company because whatever it is they think I owe, they must not have enough info to do anything about it, but are trying to get me to call to scare me into calling them back and paying them.  I have this company and another company (SAR and associates) calling me at the same time.  I do not have any past due debts that the moment.  I did have some at one time, but they are all past the SOL at this point.  they are all from about 8 years ago.

So how about giving us the rest of the info on this so called great company there! Since you have done business with them you should have the following information.

▬► Legal verifiable Business name
▬► Legal verifiable street address, city and state
▬► Web site
▬► BBB page

SAR & ASSOCIATES POSSIBLY ASSOCIATED WITH STUDENT AID CENTER
Posted in:  https://800notes.com/Phone.aspx/1-866-399-1719
https://800notes.com/Phone.aspx/1-888-310-9738/7
https://800notes.com/Phone.aspx/1-866-399-8115
Web site gives an alleged address:  http://sarandassociates.org/contact.html
BBB lists an SAR & Associates as being a debt relief company:  http://www.bbb.org/south-east-florida/busines ... ion-fl-90299686
The address on the web site comes back to a company called the Student Aid Center:  http://www.studentaidcenter.org/contact.php
Which has a bad review on their BBB page with an F rating, an alert about a pattern of complaints, totaling 195 and 14 negative reviews:  http://www.bbb.org/south-east-florida/busines ... ral-fl-90084328#
Now the important part is the last name of the co president, Alvarez.
Sunbiz. Org information on Student Aid Center:
STUDENT AID CENTER, INC.
Filing Information
Document NumberP13000030956 FEI/EIN Number46-2453199 Date Filed04/04/2013 Effective Date04/04/2013 StateFL StatusACTIVE Last EventAMENDMENT Event Date Filed12/10/2014 Event Effective DateNONE
Principal Address
2500 NW 79TH AVE.
SUITE 190
DORAL, FL 33122

Changed: 12/10/2014
Mailing Address
2500 NW 79TH AVE.
SUITE 190
DORAL, FL 33122

Changed: 12/10/2014
Registered Agent Name & Address FERNANDEZ-MORIS, RAMIRO
2500 NW 79TH AVE.
SUITE 190
DORAL, FL 33122

Address Changed: 12/10/2014
Officer/Director Detail Name & Address

Title President

MORIS, RAMIRO
2500 NW 79TH AVE.
SUITE 190
DORAL, FL 33122

Title President

ALVAREZ, DAMIEN
2500 NW 79TH AVE
SUITE 190
DORAL, FL 33122

Sunbiz.org has four SAR & associates, but here is one with the principal having the same last name as the Alvarez listed in Student aid Center:
S.A.R & ASSOCIATES, LLC
Filing Information
Document NumberL15000148080 FEI/EIN NumberNONE Date Filed08/28/2015 Effective Date08/28/2015 StateFL StatusINACTIVE Last EventVOLUNTARY DISSOLUTION Event Date Filed09/25/2015 Event Effective DateNONE
Principal Address
8201 PETERS ROAD
SUITE 1000
FORT LAUDERDALE, FL 33324
Mailing Address
8201 PETERS ROAD
SUITE 1000
FORT LAUDERDALE, FL 33324
Registered Agent Name & Address ALVAREZ, ALAN
8201 PETERS RD
SUITE 1000
FORT LAUDERDALE, FL 33324
Authorized Person(s) Detail Name & Address

Title MGR

ALVAREZ, ALAN
8201 PETERS RD, SUITE 1000
FORT LAUDERDALE, FL 33324

This site lists them as active even though Sunbiz does not:  http://florida.intercreditreport.com/company/ ... lc-l15000148080

Florida office of Financial Regulation has no listing for them as required by Florida law to be a debt collector.
It seems they send the same letter and amount to everyone.  Other complaints:
http://www.ripoffreport.com/r/Sar-Associates/Plantation-Florida/Sar-Associates-The-company-sent-me-a-threatening-lawsuit-letter-stating-I-owe-them-1450-1264940
http://www.ripoffreport.com/r/sar-associates/plantation-florida-33324/sar-associates-said-the-are-representing-lts-management-they-say-i-owe-them-money-i-d-1264798
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file a complaint with the Florida AG’s Office:  http://myfloridalegal.com/
http://www.flofr.com/StaticPages/FileAComplaint.htm

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

You are a lying scumbag scamming criminal shill for this crooked outfit.  I love how the shills always say they were emailed a paid-in-full letter.  What about the debt validation letter that should have come first - by regular mail?  Oh wait - your employer doesn't bother with such trifling matters as FDCPA compliance, do they?

if you had a debt from 2012, it is past the SOL so you should not have paid. depending on what state you are in.