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- rottieloverGot a call from supposed "process server" that they had a summons to deliver to me (came up as Private Caller on caller ID). Told me that it originated from 866-629-8004, would not tell me what company it was from. When I called that number, they answered the phone as "legal department". Talked to an Ebony Drake, claimed that I owed over $2,000 on a credit card debt from 2006, insisted that I pay her the total amount over the phone with another credit card to "stop litigation", would not take any kind of payment terms. When I told her that I did not have a credit card, she told me that she needed it resolved today, once served the summons that I would have to go to court and I could not pay the debt. Once served the summons, only option is court. Told her that I had zero money and no job. Told me that I would have to call her back within one hour or she could not stop the summons. That was at 11:45 in the morning. She called me back at 4:15 that afternoon (this came up as Private Caller on caller ID as well)to say that they would take a "good faith payment of $500". When I asked her to give me the name of her firm, she claimed that she could not give that to me. Got belligerent with me and actually hung up when I insisted on the name of the firm. I called them back and told her that I would get a hold of a friend tonight and have her overnight a certified bank money order for the $500 tomorrow and asked her for the information to send it (tried another approach to get her information out of her), she said "she can do an ATM deposit". This sounds very shady to me. How can they insist on a credit card payment to them or an ATM deposit and not give out the information of what company is calling me? And why do they answer their phone as "legal department" and not distinguish what company or firm they are with. when I asked her to give me the information to give to my friend as she works all day and will have to make an excuse to get to the bank and overnight it, she said when my friend has the money order to have her call her and hung up on me. From all that I have read, if I receive a summons, I have 20 days to respond to it and can make payment prior to the date of court. I have also checked to see if anything has been filed with the county and it has not. And why am I now getting a call on an old credit card debt that was $860 in 2006 and I have not heard a word from them in over 2 years and is now over $2,200 and them telling me that it is a civil court matter and not small claims court? Tried to see if I could locate what company has this number and this is how I found this.
- rottielover| 6 repliesTracy - I had gotten a Private Caller call this morning from a supposed process server telling me that they had a Summons to deliver to me originating from this phone number. When I called it, they answered as "legal department" and transferred me to an Ebony Drake. She claims that I had an outstanding credit card from 2006 and if I did not pay her over the phone within one hour the total amount by credit card payment that they will be serving the summons and I would have to go to court (civil court per her, and not small claims court). Told me that once the summons is served that I cannot pay the debt prior to a court hearing. When I told her that I did not have a credit card to pay and she would not agree to a payment agreement, she told me that I will have to go to court. At 4:15 I got another Private Caller phone call from her telling me that she would take a "good faith payment of $500" now by credit card (is the lady an imbecile) and it would stop the summons. When I asked her for the name of her company, she told me that she can't give that information out. She expected me to give her credit card information and take a payment and not give me the name of her company. When I questioned her about that, she got ticked off and hung up on me. I called her back and tried another approach, told her that I would have a friend leave her job tomorrow and go to the bank and get a certified money order and have it overnighted to her, but I needed the information of where to send it. She then told me that my friend could call her tomorrow and she could do an ATM deposit. Something very fishy about this whole thing. I have had another credit card debt that I got served on and they gave me 20 days to respond, I called the company, they made payment arrangements with me and got it paid off without going to court. For her to insist that once the summons is served that they cannot accept full payment on the debt or make payment arrangements prior to a court date is bull, and for them not to give our their company information is also bull. I am waiting for the supposed "summons" to see what it says, but from the other one I had received, it had to specify what company had filed the summons. I also had checked online to see if anything had been filed with the court on the summons and there is no record. I would be very careful if you call them. I even asked her for an e-mail address to update her tonight and she wouldn't give me that information.
- Shannon replies to rottielover| 4 repliesI got a call from them to they told me to money gram 200 dollars to them to stop the civil law suit and then 4 outrages payments for the next 4 months to them they say its for a credit card should I believe them
- Melissa| 2 repliesI got a call from these guys too. I did not take their calls because I wasn't sure and ended up having some court documents delivered to my work by a process server. I contacted them after I got the documents. They told me they could not help me anymore, and I would have to let it take its course. I owed about $2200 on the card, and they said with all the court fees and stuff it would be over $5000. They also said if I would have called them earlier the could of helped and it would of been way cheaper.
- Leslie J. replies to Shannon| 1 replyThey were able to help me get a good deal on the card I owed on. I think it was worth it instead of going through all the legal head aches. I ran into issues before and taking care of it was way way easier.
- madThey called me earlier this year. I couldn't pay it at the time but they offered me get on a payment plan that I could afford. I did not do it now I am paying 3x what I originally owed. The judge said the lawyer fees and court fees adds up. I screwed up because it is taken directly out of my pay chek now and my tax return. I wish I did not delay it because I was going to buy a car with my return and now I have to wait.
- Jared| 1 replyjust called the company. these guys are actually suing me. my uncle gave me the court paper work yesterday. i have to go to court in about three weeks. what should i do?
- Will fight to End| 3 repliesI got a call from these guys 3 days ago....I got Paperworked served for some lawsuit from Child Support...and tried to work something out before I was served when I got called...but I think she doesnt deserve anything shes on child support...sucks the government of all the freedies she can!!! why should she get any More!?!?! I got a attorney and its the best thing it was around $4000.00 but Well worth it to fight the case against her!!!!!
- Caller: Who Cares!
- Call type: Unwanted
- Jessica L.I got a call too
- Jess| 2 repliesthese guys helped me out and i saved about 3000. It would cost me about 5000 extra to go to court not including the time and effort i would have to put forth. everyone tells me i got off pretty good. one of my friends went to court and has a wage garnishment for about 2.5 years. i'm glad i don't have to deal with that.
- reporting| 1 replymy wife received a call from this company this week, the person was very threatning to her and told her she was going to be summoned with paper work from the courts, my wife gave me the number to call and i received a woman claiming that this was firt capital, but wouldn't disclose her name or tell me what they were collecting on or give me a disclosure of FCC regulations i.e "This is an attempt to collect a debt and any information obtained will be used for that purpose"! So when i didn't hear the mini miranda a flag raised because legit collection companies have to give that by law, this person was very nasty in tone and told me to "get wit my wife about the matter" and hung up! so for those of you who say that this company help you, i will almost assure you that the person behind this is posting positive replies to make it seem like a legit company be careful! and if your reading these complaint understand this you just got the right one to find out who you are, AND I WILL FIND YOU, AND PROSECUTE YOU, AND YOU WILL SEE WHAT IT FEELS LIKE TO BE HARASSED FOR SOMETHING YOU DIDN'T DO! If you are legit you need to do your job correctly and professionally and not distasteful. people do want to take care of their previous mishaps and don't mind working arrangements out, but when the approach is on these terms no one will listen. I DO FEEL THAT THE FCC SHOULD KNOW ABOUT THIS MATTER, AND THE DO NOT CALL REGISTRY SHOULD KNOW, AND THE LOCAL NEWS INVESTIGATIVE REPORTERS SHOULD KNOW. YOU FOUND THE RIGHT ONE TO CALL....
- Caller: SUPPOSEDLY FIRST CAPITAL
- Call type: Debt collector
- Reporting Is Right!When I got served with documents at my job I called these scum bags...they said they were already on planning on garnishment they knew my job and about my property...I got my Atty and showed up to court were In the process right Now!!! IM goona Get these guys !
- Caller: Supposedly FCG?
- tazzfromla| 3 repliesSomeone at my job answered a call from someone who called himself Mike who said he worked for the DA's Office, then proceeded to tell her that i owed $2000.00 o a bad debt from a credit card from 2006 and they were coming out to my job to serve me papers. My Boss took the call and told them they were not to come out to my workplace and serve any papers. "Mike" then gave my boss the number and a case number for me to call back so i could tell them where i would be to serve the papers. I called the number back, and they answered "legal department". I gave them the case number and he put me on hold or about 20 minutes, then someone came on the phone and asked me if i had the papers, i told him i had no papers, then he asked me how i got this number, i told him "Mike" from the DA's office called my job and gave them this number for me to call. He then informed me that if i looked at the papers i had in front of me, he would tell me what page to turn to. Again, i informed him that i did not have any papers. Then he said they had sent me a letter and i had not responded back to it, i told him i had never received any letter saying i owed anyone $2000. He said he was looking at a copy of the letter. I told him i did not know, but i did not get any letter. He then became rude and said if i wanted to "play that game", he would contact the sheriff right now and have them come out to serve the papers in a few moments. I told him to do whatever he had to do and i would contact my attorney and i hung up the phone. About an hour later, "Mike" from the DA's office called my place of business again and said i had not called them and the sheriff was waiting to serve me the papers. I called them back and was then transferred to a "Robert Anderson", who informed me he was a lawyer for credit card companies and they didn't want you to pay them back, he said the credit card companies want to take you to court so they can get more money because of the economy the way it is. I told him i had heard nothing about this so called credit card and didn't think i owed anything to them or the credit card company. He read things from my credit report and said i had a few outstanding things and nothing too serious, so he said he would make a deal with me because he thought i was telling him the truth. I told him i had no reason to lie becaus i did not owe anything. He offered to stop the paperwork if i agreed to pay them $100 that day, and pay him another few hundred dllars on the first of May. I said i would contact my bank to see what i could come up with and contact him back, he said he was due in court but would be at the number for 30 minutes. I called him a few minutes later and told him i could pay the $100 today, he said he would have someone contact me in the next 30 minutes or so to setup the payment, and i would have to give them a e-mail address so they could send me the paperwork for the agreement before they could pull the paperwork so the judge couldn't sign it. "Rolando" called me back and said he was calling because of the deal between myself and "Robert Anderson". Then a few minutes later when i called him "Rolando" he corrected me and said his name was "Ronald". He then proceeded to tell me the deal myself and "Robert Anderson" worked out. He said i told him i would pay them $100 today and another $400 on the 1st of May, i told him i did not say that about the 1st of may, he told me i did and that i would pay $350 a month for the next 4 months until the $1900 was paid off. I asked what the name of the company was that would be getting the $100, he said he wasn't allowed to tell me, so i told him i didn't have my credit card on me and he said he would call me back later. That night i pulled up my credit reports from july 2007 and equifax and transunion both showed on that account that my balance was $0 and my past due was $0, it showed closed on both of those credit reports. The next day, "Rolando" called back and asked if i was ready to make the payment, i told him i found the 2 credit reports and they showed i owed nothing to that credit card and i would show that to the judge and would not be giving them any money and hung up on them.
The next morning, i contacted the local DA's offices, they told me they had no pending cases on me, but to call the sheriff's departments to be sure. I called both local sheriff's offices and was told they had no summons or anything on me. I called my local sheriff's office and talked with a detective regarding this scam and he said that is all it is from what the facts were so far, they are trying to get money from people by threatening them with legal action to get them to cough up money to keep from going to jail. Later, the company called back again, but i was away from my phone. when i returned the call, instead of saying "legal department", the phone was answered "yeah", i told them my name and he wanted to know when i was going to give them the money. I asked who was on the phone, he said it was "Rolando", i asked him where the paperwork was, he said they pulled it back because i agreed to pay them the money and avoid going to court. I told him i spoke with the DA's offices and the sheriff's offices and they have no papers to serve me and i told him i had reported his company to my local sheriff's office for fraud. He became beligerent and started threatening me saying things like "i'm coming out to serve you at your place of employment now", and "me and my friend were going to be sued for the maximum amount" as soon as we got the papers. I told him i had turned the phone numbers they had called me from to the police also, he said "you won't find our numbers", i told him my caller id on my cell phone had shown their numbers. He became verbally abusive and then he hung up on me. I called back and got ahold of "Robert Anderson", i gave him the local sheriff's office number and the name of the detective to call and see if i had talked to the detective regarding this or not, then hung up. I immediately called the number that the detective had called me from earlier in the day but he was away from his desk, so i left a voicemail stating that the company had called me again and became verbally abusive and what they had said. A few minutes later, i got a call that showed up as "withheld" on my cell phone, when i answered it, it was "Robert Anderson", i told him i had nothing to say to him and he could talk to the sheriff's office from now on because i was through with their scam and hung up.- Caller: First Capital Group
- tazzfromlashould have said above to avoid going to court, not to jail.
- Caller: First Capital Group
- Ramon Santos replies to rottieloverI am a debt collector myself, I encounter this person when she was calling one of my customer who had been paying on her debt for 3 years digilently, when I called them with customer on the line got the same spill. I as a Debt Collector urge you please to make your complaints heard, write to you Attorney General, or you Congress man... We, all Debt collectors are the same...
I just finish making a formal complaint with the Alambama State Attorney, is free, search for your state and state attorney... - upset at unknown numbersJust received a call from 8666298004 the lady said she worked for the sheriff's office and that she needed to send me a summons she also said that she was going to send these papers along with a sheriff to arrest me. I am shocked. She didn't give me a chance to ask what this was about, her name she claims is Sally Smith. I don't know what to do about this. Anyone have advise?
- Caller: legal dept
- upset at unknown numbers| 1 replyJust received a call from 8666298004 the lady said she worked for the sheriff's office and that she needed to send me a summons she also said that she was going to send these papers along with a sheriff to arrest me. I am shocked. She didn't give me a chance to ask what this was about, her name she claims is Sally Smith. I don't know what to do about this. Anyone have advise?
- Caller: legal dept
- tazzfromla replies to upset at unknown numbersContact your sheriff's department and let them know that you are being harassed by First Capital Group out of Corona City California, they called me about a month ago and said they were from the DA's office and were going to sue me, i turned them over to the sheriff's department and so far have not heard another peep out of them.
- upset now!!| 2 repliesI just got the paperwork today i ignored them like toy told me tazz and i received docs to appear in court with a court date and all!! its at the county courts july 14, 2009 im going to get a attorney ill let everyone know how it goes!
when you give bad advise you just dont hurt yourself tazz!!- Caller: Lawsuit by Household Credit Card
- bapps replies to ShannonI got the same call at work. They told me that I will be served tonite and I will see them in court.
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