8666298004

I did not give bad advice, i gave honest information.  I have not received any court papers from this company and have not heard a word from this company since i turned it over to the sheriff's department.  And you are probably Rolando or Ronald trying to make me look bad, so just go away Mr. Anderson, Rolando or Ronald and stop posting false information.

And if you read my first reply, I DID NOT SAY TO IGNORE THEM, I SAID TO CONTACT YOUR SHERIFF'S DEPARTMENT AND LET THEM KNOW THEY ARE HARASSING YOU.  If you are going to try to make someone look bad, at least get the story straight.

I got papers served by this Company ...the use multiple attorneys for there lawsuits of what they tell me when I called in...I talk to a Mr. Ed Hermes in the Lawsuits Dept...I believe he was the paralegal there....But i ve been sued before all they do if send you to court and u get a Judgment against you...I have 2 judgments already so they cant get too much more from me!....
Hey at least I get the Payments I wanted!

I received a call from a private number yesterday and I returned the call after receiving a message from a lady named Sarah saying she had a summons to serve me and if I didn't call them back at 8666298004 within an hour I would be served. When I called them   I was greeted by a lady who only said "legal department" may I have your reference number.  I was then transferred to a Tony Wright who said I needed to pay nearly 2000.00 for a credit card I paid off in 2007.  He then said he would take 1200.00 if I paid over the phone today.  I told him I had a minimum wage job and that I couldn't afford to pay money to people I shouldn't owe.   I asked the name of the company he worked for and he said First Capitol Group who work for a group of investors called ACMG.  I told him I could come up with the money but it would take me 90 days or I could send what I could every other week until it was paid.  I proceeded to tell him I called HSBC and they said that they had record of me paying my debt with them but I never cancelled the card and had buitlt up monthly charges and they cancelled my account and forwarded the outstanding debt to "forward property.". I called them and they have a pre recorded message that asks you to send an email to findaccount@gmail.com and enclose your name social date of birth etc.  They have a voicemail system set in place but the recording says, leave a message but it will not be answered.   After explaining all of this to Mr. Wright he said "forward property" sold the account to a group of private investors called ACMG to collect the debt.  Mr. Wright states that ACMG has decided that they are going to take 95% of the accounts they bought and take those individuals to court to retain their money so they don't lose on their investment.  I told Mr. Wright that if I did pay the debt which I do not owe I would only pay via money order.  Not via any other means.  But I first would need an email stating once I paid the money I would no longer be harrassed by them.  He said he could only send the letter if I paid first.  I then called the sheriffs department and they said there was no summons waiting for me.  What should I do?

LESLIE IS A LIAR
no collection agency can just call and threaten with a lawsuit without first validating the debt is yours.  If you have never heard from them before its definitely a scam.  

FDCPA also requires they fully disclose the business name and address.  When they say they are not allowed - its a scam..  

THEY DON'T WANT YOU TO KNOW ABOUT FDCPA

ITS ILLEGAL TO FOR THEM TO THIS!   FAIR DEBT COLLECTION PRACTICES ACT.

www.budhibbs.com - you will get excellent advice and links to attorney's that will work on contingency.
IF you do get a summons SHOW UP and DISPUTE IT!   If you do not show up they get a default judgement.  

MOST FABRICATE COURT DOCUMENTS AND HOPE YOU DO NOT SHOW UP AND QUESTION THEM..    

THE BURDEN OF PROOF IS ON THE COLLECTION AGENCY!  NOT YOU

i get a call about every 2 days want 2 know the adress. my boss is getting try of it and put me on 30 day probations for getting too many phone call from them. this is a business. i do not want to loss my job.

i JUST TALK TO  a Mr. Spencer here at this office... i offered him a small ppa they took it...they seen i had no money to garnish!!! just call them they'll work with you!...they did with me at least....

I called this number after being given it from someone who called my home asking if I would be home so they could serve a summons to court on me. They wouldn't tell me why. When I called this number and asked, I was put on hold. The guy didn't say anything. He transferred me to another guy. He said he usually didn't talk to people unless they had their summons papers. I told him I have no clue who they are or what this is about. He said it was an old Orchard Bank card from years ago. Then he proceeded to threaten me with arresting me and seeing me in court if I didn't give him $1200 today! I told him I am recently divorced. I have no money! He asked if I was refusing. I was flabbergasted! I simply told him I have no money. He said he could allow me to pay $444 today, then once a month for the next three months. I said again, I HAVE NO MONEY. He said so you're refusing. Then he said he'd see me in court and hung up! He never would tell me his name or what company he was with!

they are with first capital group, they threatened me too, and i turned them into the sheriff's department for fraud because they said they were from the da's office, then they said they were with the sheriff's department, and neither the da nor the sheriff knew what i was talking about, after turning it over to a detective with the local sheriff's office, i have not heard another word from these scammers.

lie

lie

Funny because I've called them and they said Im harrasing them, they are the one calling me this FIRST CAPITAL GROUP are rude and they have no work ethics is a scam people and this guy name "ROLANDO GARCIA" is a real dick!

I owed hsbc money and settled the debt 3 yrs ago, i sent 400.00 to them and never heard a word after till 3 yrs later stating that I owe 1700.00 doolars and in a collection. I paid this with a agreement of a settled amount, now they call me stating that I owe them   After moving I can't find a copy of the cashiers check. This account was paid,  What do I do, I don't have any money to pay them.  They sent a letter saying that they will follow suit in court, By right if I explained this to a judge by law because I don't have a proof they will win and get more money out of me, the bill was only 700 and change, I paid 400, now they say its 1700.

lie

No they are liars and scammers they dont want to give out the name of the company is called first capital group

I received a call the other day from 866-629-8004.  At least that was the number they told me to call them back on. It was a woman who said her name was Susan Smith and that she was from a Process Service Office regarding a complaint against me and that they had legal documents to serve me but needed my address.  Apparently they didn't have my address- which is lame because if this is a collection company all they have to do is look up my recent address history with the three credit bureaus and mail me whatever documents they have.  She told me to call them back at that 866 number and give a reference number that she had left me and that the issuing agents legal department could give me more information at that time.  She said this was their last attempt at reaching me and then she wished me luck.  Whatever!!!!

First of all,  they do own the debt.   They have every right to sue,  also when you own the debt, you do not have to say this is an attempt to collect a debt.   Collection agency's who say this is an attemt to collect a debt,  are collecting a percentage from the original owner such as Citi and Wells Fargo.

Bottom line pay you debt people.   Yes,  these guys do own your debt and that is a 100% fact.

A Michael Jones left a message the other day.  Again, saying they are a process servers office and needed me to call back.  These people think we are stupid- always using names like Smith and Jones and Anderson.  It's all crap!  It's a scam people.