866-647-1620

Laura you are the only scammer , you are a debtor in and out.  I dont know who CM Associates is but I know your type a theif who runs up debt then hides

Which Dallas firm is after these guys? Have they been identified as to location?

OK my nightmare started a week ago a man named Mark singer called my mother in law telling her I was being arrested, and a whole lot of info about my account, then she calls me in a panic, I called the number and it is for a payday loan I defaulted on and took out, almost 5 years ago, I then got panicked as he told me I had a huge debt, and that he would settle for 300, which was odd, he said he would forward me the email but never did, and then I hung up and herd nothing for a week, he called yesterday and I told him  Iwas waiting on the email, which I finally got today and it is crocked it was copy and pasted?? and in the email the 300 now says 460? I told him Iwould make payments like you are supposed to try to do and he said no that I needed to send at least 200 and that was all he could do for me, I then told him I was jobless as I am so he could not garnish my wages, my husband is not on this and is not paying it, so why should I call him back?
also the address he has for me is 5 years wrong, I am in a different state... Alaska, not SC soo what do I do
is this crap?? he seems to want me to pay pay pay, he said he put my court case on hold... and if I paid he would take it off the books completely...

Hi I would really love to know how this turned out for you since CM Association group is now calling me and Mark Singer is my COunty processor... Almost same exact thing, called my mother in law, I was the defendant in a civil case for a debt and they had been trying to serve me, seems they have the wrong address..

He wanted me to give my new address but I did not, since he would not send me an email, he wanted me to pay 300 for a settlement, when I finally get the email a week later it is 460..

I am thinking that this is bogus, I do have the debt it is almost off my credit, and I can't find them anywhere on the darn internet!!!!

Hope things turned out ok for you!

Your all looser's they called you because you people do not pay your bills. I agree they have sorry ass tactics of getting there money and are in violation of many laws. They are just as shady as you people. If you clowns would pay your bills you would not have to deal with people as low as you.

I recieved a call from these guys today,they threatened me and my family with me being arrested for a payday loan i never took out...CM & associates in Corona Calif.they told me to verify information by calling 877-498-5819 dont call this number.

These people are a scam. They are CM Associate Group/CMAG based out of Corona, CA. They claim to have a debt you or someone you are related to owes that they have supposedly purchased but do not show proof of ownership. They will pretend to be process servers trying to "serve" you papers for a law suit that hasn't even been filed. If you get a call from these people, ask them for proof of ownership of your debt. They will not supply it to you, this is the first step in proving they are a scam. Second, they will offer you the lowest settlement amount possible just to get money and personal information out of you. No debt settlement company will offer you something like $500 settlement for a $3000 debt.

After being harassed by these people constantly, I filed a complaint with the Texas Attorney General's office, the local police department, and was informed by both to no longer continue communication with these people. The fact they want you to verify your SSN over the phone is dangerous, yet they will not be able to even verify your current address. They use your credit report to attempt to scam you out of money. You can find other people's statements on other websites where they have made "arrangements" with this company, and then scammed out of the money and nothing is cleared off their credit report.

DO NOT BE AFRAID. If you think you are being sued, contact your local county clerk's office. They will be happy to check. If you are being served, a law suit would ALREADY be in their system. Do not let these people scare you it's what they want. Per the local PD: Block all numbers of theirs that they are contacting you on, and do NOT engage in any conversation as it will open the door to them harassing more. Unless they legally verify they own your debt, you do not have to pay a dime.

Get paid for the violations. Document what they say. Call these guys and get paid:

http://www.krohnandmoss.com/
http://www.attorneysforconsumers.com/todd-friedman.html

This idiot keeps calling and actually threatening me with the sheriff, law, etc., and is supposedly a debt collector. I aupposedly have a debt they say, which I KNOW is a lie. beware. This is a cell phone number, and they SAY THEY ARE CMA-Corona, out of Corona, Ca.

Contact FTC.

They just sued and froze the assets of one cluster of fraudulent debt collectors operating out of Corona, last week.  They may have more work to do there.

Anybody that get's a call from these guys need to look at the Fair Debt Collection Practices Act. The threats and misrepresentations are illegal. They also have a F rating with the BBB just for this sort of thing. Even if you owe the debt, DON'T PUT UP WITH THIS. Contact an Lawyer. you may be able to sue them.

The man (Adam) used profane language, threatened to sue, threatened to charge us with fraud, refused to give us his address.

I have receiving calls from CM Associates for several months. I've ignored them until they called my mother and told her I was about to be arrested. She called me in hysterics. Yesterday they called my husband's cell, our land line and my cell within 5 minutes of each other. I returned a call to a Heather Werth. She said it was in regards to a Washington Mutual Credit Card.  I explained to her that yes, I had had a WaMu credit card but I paid it off completely in 2009. I would have to call her back when I returned home with the rest off the information. She was pleasant enough. I called them back but Heather was at lunch and I was routed to a very unpleasant man. I explained to him the situation and proved him the information about when, who and the amount paid. He said that I needed to prove that I paid it because I could make it up. He was very rude and abrasive. The final straw was when he had the balls to call me, "hon" and "sweetie". I promptly hung up on him. Called WaMu directly. They told me that my account was paid in full on 10-06-2009 and that my account was closed and archived.

The burden of proof is on them, not you as per the FDCPA laws!  To my knowledge, WaMu is now Chase though. Follow the steps in what you need to know below. Here's the info on this company!  Don't let them get away with this at all. Send a Cease & desist letter via USPS certified, return receipt mail.

C & M Associates Group, Inc. aka Chadworth & Macons Associates Group Inc aka Chadworth & Macons Asst
Products & Services
http://www.bbb.org/chicago/business-reviews/d ... rk-il-88490430/

This business is not BBB accredited.
C & M Associates Group, Inc.

Phone: (877) 889-6936
Fax: (630) 812-1807
View Additional Phone Numbers

   (630) 599-8580(Phone)
   (708) 299-9244(Phone)
   (630) 517-5098(Phone)

PO Box 5550, Villa Park, IL 60181
adam.goldberg@cmassociatesinc.com
BBB® B Rating

45 complaints closed with BBB in last 3 years | 12 closed in last 12 months
Complaint Type     Total Closed Complaints
Advertising/Sales Issues     39
Billing/Collection Issues     3
Delivery Issues     0
Guarantee/Warranty Issues     0
Problems with Product/Service     3
Total Closed Complaints     45

Additional Information
BBB file opened: February 17, 2012
Business started: 03/14/2011
Business started locally: 03/14/2011
Business incorporated 03/14/2011 in IL

Type of Entity
Corporation

Business Management
Mr. Adam Goldberg, Director of Financial Support
Mr. Carl Mabins, Owner
Contact Information
Principal: Mr. Adam Goldberg, Director of Financial Support
Number of Employees
4
Business Category

Debt Relief Services
Collection Agencies
Debt Management Plans
Credit-Jgmt Collections, Skip Tracing, Child Debt Relief Services
All Other Professional, Scientific, and Technical Services (NAICS: 541990)
Alternate Business Names
Chadworth & Macons Associates Group Inc
Chadworth & Macons Asst

Products & Services
Debt Acquisition and collection.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

There is a possibility you have the wrong CM group.

CM ASSOCIATION GROUP AKA ORCA PORTFOLIO MANAGEMENT AKA FIRST CAPITAL GROUP AKA FCG
Posted in:  https://800notes.com/Phone.aspx/1-866-647-1620/3
https://800notes.com/Phone.aspx/1-888-557-5029

Web site for CM lists a UPS store or equivalent for an address:  http://cmassociationgroup.blogspot.com/
The web site they refer to on that site is 404.
BBB page for CM gives no rating or complaints:  http://www.bbb.org/central-california-inland- ... na-ca-100105031
BBB page for Orca gives no rating or complaints but indicates that they have moved:  http://www.bbb.org/western-michigan/business- ... lle-mi-38145631
Chamber of Commerce page listing Orca at the same address the BBB has on file for CM:  https://www.chamberofcommerce.com/corona-ca/2 ... olio-management
Orca might be registered in Delaware.  California has no registration for Orca, CM, but has several First Capital listings, only one of which is active.  With no registration, they are legally precluded from doing business.
Other complaints:
http://www.complaintsboard.com/complaints/orca-portfolio-management-scammers-c621649.html
https://complaintwire.org/complaint/SpoBAAAAAAA/pmg/25

Looks like they have both been sued, at least one against CM they lost because they didn’t show up:
http://www.law360.com/cases/50cb9abcf662aa1d69000001/dockets
https://docs.justia.com/cases/federal/distric ... 07499/261493/15

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
California AG’s Office:   http://oag.ca.gov/

These are scammers making these calls, and you are one of them.  Going on to these types of websites to harass and intimidate the posters is a common tactic of scammers. They see the name of the company that the poster is reporting, and they work for that scammer. They hope that the posters do have bad debts so that they will be convinced that the scam is a real and become frightened that it's not a scam and give in.  I don't owe any money, yet I get calls from scammers all the time. Give it up buddy, we're on to scum like you.

...and don't pay attention to the ones posting here who are calling you deadbeats or whatever.  They are the scammers themselves trying to intimidate you. They search the Internet using their fake company's name, then post harassing and intimidating comments to scare you into complying.

This is a scam I wouldn't pay him nothing I've been getting these call for over 2 years and I have known someone else who's receiving calls from them. I'll call you once or twice if you don't return a call you hear from them a year or two later. I look up their phone number and found many reviews saying theit scammers

Fraudulent phone harrassment rude and curses you. Refused to remove a number