866-756-6804

866-756-6804
Same problem.  Keep getting calls from this unknown caller.  sometimes 3-4 times in a day.
No messages left.  How do we stop them?  

Fine.   Want to tell us where they are physically located and the name of an agent?

Call blocker might be your best bet.

They said is was a debt collection from the power company from my old address. Total [***].  They tried to scam me out of $650.00  Left of bogus account number and a PO Box to send payment.  Asked for check or money order.

Side note: I called the power company they said I had no debts.

I get a call everyday from this number...I never answer and they don't leave a message.  If they are a collection company I don't know why they'd be calling me.  I don't owe any money.  I always pay my bills on time

Keeps calling after interval of two- three days! Never leaves message.

Torres Credit Services, Inc.
PO Box 189
Carlisle, PA 17013

(717) 243-8424

Informational Post:

It is worth reading the BBB complaints here.

http://www.bbb.org/washington-dc-eastern-pa/b ... e-pa-165447593/


This Business is not BBB accredited
Torres Credit Service, Inc.
Additional Locations

View Additional Phone Numbers

   (717) 243-6637(Phone)
   (717) 243-8424(Phone)

P.O. Box 189, Carlisle, PA 17013
BBB® D Rating

73 complaints closed with BBB in last 3 years | 21 closed in last 12 months
Complaint Type     Total Closed Complaints
Advertising/Sales Issues     0
Billing/Collection Issues     67
Delivery Issues     0
Guarantee/Warranty Issues     0
Problems with Product/Service     6
Total Closed Complaints     73

Additional Information
top
BBB file opened: October 31, 2005
Business Category

Collection Agencies
Alternate Business Names
Torres Credit Services, Inc
Additional Information

On October 22, 2012, the BBB requested information from the company regarding certain company policies, debt collection practices, pattern of complaints, company representatives, and to determine whether the company was in compliance with FTC regulations concerning the Fair Debt Collection Practices Act. The company failed to respond to the BBB inquiry.

Follow the steps in what you need to know here:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
**Also with the BBB and follow through with the complaint
Seek a FDCPA/TCPA Attorney if need be.

credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports

They call everyday I do not have a debt they need to stop calling me. Very annoying.

Torres Credit Service

Same as other people report, multiple daily calls, no messages, calls start at 8:30am CST.  I'm also on do not call list.

Constant call.  No messages left.

Just called and left no message. I called the number and was told it was for Bounce Energy.

A lady said I owned money to the Gas Company, she asked for $$$.

They keep calling. I have not answered.

Whether you are on the DOC list, doesn't matter if it's a bill collector. That is only valid with telemarketers and solicitors. If you have any sort of debt, whether  $100 or $100,000, these no name companies will call to collect. I agree that them calling me 10 times EVERY day sucks!! And if it's THAT important, LEAVE A MESSAGE!!! the best way to get them off your back, is to tell them "I'm not so and so"

sorry DNC list

Just receive a phone call from 717-243-8424 I don't know who this is. But after doing some checking I found out who and where they are: Torres Credit Service, Inc., PO Box 189, Carlisle, Pa. 17013, (717)243-8424 or (866)756-6820. Companies here in the US out source to companies in other countries and they don't know anything about the Do NOT Call List in this country so they keep calling and calling. Stay Safe.

TORRES CREDIT SERVICES, INC.
Posted in:  https://800notes.com/Phone.aspx/1-717-243-8424
https://800notes.com/Phone.aspx/1-866-756-6804/3#p1038839218877666237
No web site found.
BBB gives them an A- with 42 complaints and lists one of the owners as an attorney:  http://www.bbb.org/washington-dc-eastern-pa/b ... e-pa-165447593/
Carlisle Chamber of Commerce page:  http://business.carlislechamber.org/list/memb ... ces-inc-5004463
Bizapedia.com listing for this criminal enterprise:
Company Name:      TORRES CREDIT SERVICES, INC.

File Number:      3140359

Filing State:      Pennsylvania (PA)

Filing Status:      Active

Filing Date:      April 29, 2003

Company Age:      13 Years, 1 Month

Principal Address:               27 Fairview St Ste 103
Carlisle, PA 17013

Company Contacts
DAVID J BUCHER

President

         27 Fairview St
Carlisle, PA 17015-3200

The PA web site is down at the moment (May 10th, 2016) so I could not check to see if this so called attorney is in fact an attorney, nor could I check his disciplinary record.

Lots and lots of other complaints on their illegal activities:
http://www.complaintsboard.com/complaints/torres-credit-services-c432824.html#comments
http://www.ripoffreport.com/r/Torres-Credit-Services/Carlisle-Pennsylvania-17015/Torres-Credit-Services-Illegal-Debt-Collection-Practices-Carlisle-Pennsylvania-902380
http://www.ripoffreport.com/r/Torres-Credit-Services/Carlisle-Pennsylvania-17015-3200/Torres-Credit-Services-Excessive-Reporting-and-Uncooporative-Carlisle-Pennsylvania-758492
https://creditboards.com/forums/index.php?showtopic=74349
http://badfinance.org/review/1393383/torres-c ... debt-collection
http://badfinance.org/review/1623440/torres-c ... debt-collection
http://www.complaintboard.com/torres-credit-services-l12013.html
http://www.reviewstalk.com/complaints-reviews ... ces-l14238.html

And they have been sued a whole lot as well:
https://dockets.justia.com/docket/california/cacdce/2:2016cv00256/637616
https://www.pacermonitor.com/public/case/4139 ... T_SERVICES,_INC
http://www.plainsite.org/dockets/1svpe7hfc/ne ... t-services-inc/
https://dockets.justia.com/docket/missouri/moedce/4:2013cv00775/126556
http://www.plainsite.org/dockets/2cim5jg75/il ... t-services-inc/
http://caselaw.findlaw.com/ne-supreme-court/1224080.html
http://www.law360.com/cases/5085ad8a3e15cd1ac70042eb
https://dockets.justia.com/docket/illinois/ilcdce/1:2015cv01154/63052

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

As well as the PA AG’s Office:   https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/