877-214-3447

They also call from 18662067351.  Anthony Valone.  This company out of Florida.  Don't pay!!!!!!!! May sound real but really isnt. Been going on for over a yr now. If this was real by there point I'd be in jail 100 times over. Again don't pay. Nobody's ever showed up at my door step or at my work. EVER!

Ignore them. Block their calls.
They aren't legit, they're trying to pull a fast one.

866-214-5266 another number being given calls to Lakefront also seriously considering changing my number

I received a message (from a locator, Ava Monroe,  claiming to have papers to serve me). And, I should call Lakefront Processing Solutions at 866-214-5266, in reference, to a claim that was filed against me. Be advised, the locator called me from a blocked number (unknown number). She had my work address and work phone number. Later, I received a call from my employer about Ava Monroe and her having documents to file a claim against me; and, she wanted to drop off the documents at my workplace.... And, a family member called me and informed me of the call to her from Ava Monroe.

Then, two hours later, I had received a return call from Ava. Monroe. I spoke to her, but she would not tell me about the claim. She said, "I have the claim papers with me, in a sealed envelope. I cannot open it to see who or what the claim is about." Then, she said, "My records show that I had received a call from the debtor, yesterday. And, I had agreed to meet her, today at 3pm to receive the claim documents; and, she needed to verify my home and work address to serve me with documents."

1) No one called me, yesterday to schedule a meet.

2) IDK Ava Monroe or Lakefront Processing Solutions.

What should I do? Is this a legitimate practice of a payday loan collection agency?

More importantly, is Lakefront Processing Solitions legit?

I too am receiving calls from this Ava Monroe about my son,says she is dropping documents by my house and I need to sign for them etc,concerning my son,is this a scam?

Just happened to me 8662054180 number they gave me to call back but called all from blocked calls left vm threatening me for some claim his name was tom Richards what do I do!!!??

This is a scam and you should not pay them anything.  You won't be served papers because there is no charges involved.  I would just never answer a call from these people again.  They contacted me and said all of the same things, except it was for some payday loan that I never took out.  If you go online and even attempt to get a payday loan or anything like that and you fill out the little application or whatnot then your info becomes available.  These third party companies acquire this information i.e. last 4 of ss#, bank name, etc.  Then the phone calls start.  And they're not nice about it either.  They will look your information up either on 411.com or from your credit report and they will call anyone and everyone they can find.  If you don't answer the phone, then they should eventually stop calling since you're no longer an easy target.

See my post above regarding this "company" and I use that term loosely.  Do not give them any information whatsoever.

This is a scam and you should not pay them anything.  You won't be served papers because there is no charges involved.  I would just never answer a call from these people again.  They contacted me and said all of the same things, except it was for some payday loan that I never took out.  If you go online and even attempt to get a payday loan or anything like that and you fill out the little application or whatnot then your info becomes available.  These third party companies acquire this information i.e. last 4 of ss#, bank name, etc.  Then the phone calls start.  And they're not nice about it either.  They will look your information up either on 411.com or from your credit report and they will call anyone and everyone they can find.  If you don't answer the phone, then they should eventually stop calling since you're no longer an easy target.

I am reaching out as I am currently pursuing a company called National Principal Group DBA Lakefront 255 Great Arrow Ave Suite 201 Buffalo, NY 14207  which is a "so called" collection agency owned by Joseph C Joy and Charles G Joy. They are represented by the well know lawyer in the collection industry David Peltan of Peltan Law in 128 Church Street East Aurora, NY. I can backup all claims with the pending police report, if you search for National Principal Group or 866-205-9402 or through any communication you would like with me.

The reason why I reach out to you is that a few days ago I like many others was contacted from someone saying they worked as a process server/officer of the court/bounty hunter. They called my Brother, Work, Wife, and myself to tell us that if I didnt pay $700+ yesterday 2/10 I would be arrested for fraud for not paying back a loan, which as you can see attached is not owed to the company they referenced.

They bully, threaten, Lie, Cheat, and Steal to scare people into paying.

I bring up David Peltan as I have talked to him on his cellphone, home phone, etc and he stated that he would help me by 5pm yesterday, did not follow through, I continued to follow up, he promised the information by noon today, he has not followed through. I spoke with the owner and he said go to the agent of service and hopes I wont sue for the way they broke the law and just go away. They will not disclose if the person who called worked for them or for an actual process server or was a member of their staff that broke the law.

Would you like to assist me with making sure these people do not torture people ever again?

I want them to not have access to my information, I want them to tell me how they have my information, Who was the person who threatened me, and then I think that Mr Peltan should be disbarred, and Chris and Joseph should not be able to work in the financial industry.

I have also been getting these calls from unknown numbers or private number on caller ID.  They called 4 times back to back leaving 5 minute rude voice mails each time. The caller stated her name was Selma White. They also called my family stating I had a claim against me.  I called back this morning and Kaitlyn answered.  I asked what was this about she stated I had to verify my SS# before she could tell me.  I said no and asked to speak with Selma White.  She then told me she doesn't know how to contact her because she was out in the field looking for me. Lol. I asked for the address and she gave me 3014 Delaware Ave Kenmore NY 14217. I looked it up and it's a post office in Buffalo NY.  I advised her that it was illegal to call someone to collect a debt that many times. She said it wasn't.  It is by federal law.  It's considered harassment.  She hung up.  So i called back this time Bryan Moore answered and the same kind of BS. So I figured hell they want to harass me so I am going to harass their ass. So i just kept call back hell I was bored lol. Each time the man Brian answered. He told me I was harassing them. Lol But anyway long story short I guess they got sick of my [***] and blocked my number.lol I asked my husband to call from a different number and he was able to get through lol.

I received a call on 3/9/15 from an Anthony Valone/Malone and a Scott Hall saying that a complaint was filed against me and instructed me to contact their client, Lakefront Processing Solutions or else, basically.  I got the message late, and was going to call on the 10th.  However, that night, these SAME people proceed to contact my elderly inlaws and on the voicemail message start to make threats again me.  Needless to say, I was mad.  I contacted a Sharisse, who said that I had taken out an online payday advance loan from a company called BEL Capital, aka, Riverside Financial, aka Evergreen back in 2011 and that Lakefront had legally bought the debt from them.  I told her that I had no knowledge of this.  I had indeed taken out a loan, but that was long since paid for and I had the proof of that.  I asked her to provide proof that this was my debt.  She said ok, but all she produced was a verification of the debt from Lakefront, but nothing that had my signature proving it was my debt.  When I asked her for this, she said she didn't have it, and that I should have gotten proof from the original creditor in an email.  I keep EVERYTHING, so I looked as far back as 2010 and found nothing, which is correct, because this is a scam.  I also told her that I kept getting harrassing phone calls from their locator service and she told me she would put a Cease and Desist Notice on the case and sent it to their locators.  Not more than 15 minutes later, I got a call from Scott Hall stating that since I had not contacted Lakefront yest (which I HAD), I only had 1 more day to make contact or else.  So, I call Sharisse back and told her I was just contacted again.  She said that she again put another notice through.  Today, 3/12/15, I got another restricted call and answered it.  It was Anthony Valone/Malone stating that I still had not contacted Lakefront.  I explained that I had, and to contact Lakefront and that I would not speak with him again.  He continued to call back, to which I hung up.  He called back at LEAST three more times, to which I said PLEASE STOP CALLING ME.  The final time it went to voicemail and he stated that he had now verified my location and that he would be proceeding with the complaint and that papers would be delivered.

This is absolutely ridiculous!  I have reported them to the FTC, and I have sent them a CEASE and DESISIT letter asking for proof with my signature of any debt, why I owe it, and how they came to be the collector of this.  I also told them that per the law, they can no longer contact me about this matter, or any other, unless it is in writing by US Mail, and only then to tell me that they were terminating collection of this.  BELIEVE me, if they violate this, they will be reported!  I am not even CLOSE to kidding about this.  They are messing with the wrong person....a very smart person who knows her rights, and has nothing but time on her hands.

BEWARE of LAKEFRONT PROCESSING SOLUTIONS!!

Yet ANOTHER phone call this morning from a Diana Hammond saying that I have NOT contacted the Lakefront Processing Solutions, which I HAVE.  She states that I have until she reaches me personally to contact Lakefront.  THEN she says, this will be the FINAL AND ONLY time that I will hear from her.  WTF?!?!  Yesterday, I sent out a letter to Lakefront telling them to Cease and Desist, and this includes their locator service.  I will send another out today, this time certified to be sure that they got it.  I also got TrapCall put on my phone (the police suggested I do this).  I can now get the number when this "collector" calls with a restricted number.

This is a scam!!!!!! They got me by calling my job and catching me off guard. I made payment arrangements and they actually got 112 bucks out of me. I had to get new debit cards and am now dealing with the bank stuff. Somebody must have sold my info. They knew everything about me so I thought it was legit. They are very good at scamming people! Don't let them fool you. If they call you don't give them any information!!!

They call from a "private number" or a number that shows up on my cell phone as "+100000000."  The first call was some man named Charles Cartwright who left me a stern and very threatening VM saying that my brother, who has a different name, address and phone number from mines, needed to contact his office ASAP because he had some paperwork in his office regarding a legal matter. Again, on MY VM, Charles goes on to say that my brother needed to contact him so that they could verify his home or place of employment as well as a date and time that my brother needed to be present to "receive" these legal documents. Charles ended the VM with "Mr. (my brother's surname), you have been notified!" Talk about violation of privacy!  I erased the VM because I went through something similar a few months back where I figured out rather quickly, someone was trying to scam me. I knew with 100% certainty that this Charles Cartwright joker was a scammer as well.

A few hours after receiving the VM, my phone rang and it was Charles.  I told Charles he had the wrong number and that, knowing this was a scam, I would not be disclosing my brothers' contact information and for him to stop contacting me. Charles told me he would NOT stop contacting me until I gave him my brother's address and phone number!!  The phone call went on for 10 minutes. He told me he would keep me on the phone until I told him my brothers' whereabouts!!   The scariest part was that he knew my full name, my address, my DOB and the names of my parents, my other brother and their addresses!!! He even so much as threatened to have ME served with MY BROTHERS' "legal documentation"!  These guys are sociopaths! He also refused to give me his address or direct phone number but he gave me the number 877-264-8999 for a company called LPS. He told me he was going to continue calling me and hung up. I called the number and discovered the number belonged to Lakefront Processing Solutions.

I researched the company and determined it is some sort of process server company. Then I stumbled across this website and I am so glad I did. This is definitely a scam because 1) process servers DO NOT collect money from debtors to satisfy debt. They are officers of the court who deliver legal documentation from the court to a defendant or witness; 2) in a legitimate court proceeding, once a process server is involved, they ALWAYS have a correct address.  Once  you have been sued by a creditor and served with a court summons from a process server, the ONLY way to rectify the situation is to go to court where the JUDGE has the final decision. Paying a process server for an unpaid debt that a creditor sued you for does not fix anything with the court; and, last but not least, 3) process servers NEVER call and disclose when they are going to present and serve you with a summons. It completely negates the "surprise" element of process serving.

The fact that this company and the associates lie about who they are, claiming they aren't "debt collectors" but process servers is a huge RED FLAG.  It is obvious their methods are to circumvent fair debt collection, which means this a major scam.  I know, because I have dealt with legitimate debt collectors and they never have an issue providing mailing information and will not call family members or friends repeatedly and harass them about debt owed by someone else. DO NOT give money to these people and NEVER disclose any personal information to them!! This is getting so ridiculous that I am afraid I am going to have to change my number.

Some nasty or u professing woman called from unknown caller ID today. She said she had an order come across her desk that I was liable. She wouldn't give me any info and I wouldn't give her the personal info she wanted.  She wanted to know if I was home right now!  I hung up. Then she called again leaving 877 211 6015 to call. I called  The answering machine said it was Lakefront Processing solutions then a rep of theirs wanted all kinds of personal info very rude. I didn't not confirm anything. I believe it to be a total scam. They all called my husband asking about info in regard to me! I will report them to the police.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

I continually get the same call from them. I have asked several time for them to send me a notice in the mail they have refused. I am sooo frustrated by this company. They say that they won't share any information about why they are calling until I give them the last 4 of my ss number and address. I am not giving them any information until they tell me who they are!!

if you have paid, please file a complaint using this link and include your info http://forms.ag.ny.gov/CIS/consumer-complaints.jsp
location: Bflo