877-228-3235

Same in Lubbock, TX... just NOW!! VERY suspicious!!

These people keep calling & calling & calling....I see alot of people leaving messages here show a debt from 2008..That's what they told me. I feel they are scammers. If they come to my house, they will just have to face me....And I'm ready!!

My entire family has been harassed by these guys for about a year . They say that we are who they say we are we are not!!!! They threaten legal actions for a on line loan when we lived and worked in texas and banked in texas never have the number they call from is restricted and the process server is Miss Lopez . Well we are waiting for her and the local authorities have been called. Cross point assoc. is not bbb accredited and on their website there is no number for you to call that is so they can change it they are now using the # 877-228-8549. This is a big scam if they cant find the person they are looking for the continue to harrass the wrong people, And for those of you that think im a bum who does not pay my bills i have no debit and do not plan on getting any and if i need a loan i will go to a bank and get one in person not on line.

This is BS

877-228-3235 Crosspoint Associates, They keep calling me but I have no past debts, They tolled me before that they were calling because my son gave me as a reference.  I know that is false because he never puts me down as a reference.  They also call my cell phone which I didn't have during the time period.  They don't call my home phone.

I also received a voicemail from this company which I did not return.  I have excellent credit and absolutely no late payments on anything and believe this is a complete scam.  I am reporting this company to both the BBB and the Texas Attorney General's office.

I have been receiving threatening calls from Cross Point Associates with a file #, I have been told I was being served papers at work and home and if I was not there that they would file a lawsuit against me saying I refused to sign.  I was told I would be taken to court.  When I did call back I spoke with a guy named John and he told me I needed to go out and purchase a debit card so I could make payments on a loan from 2007.  I told him I was on social security and could not pay or get a card until a later time at which he said I had to had to go out today and get the card.  I told him he was not attempting to work with me. I told him I have never received any letters from this company trying to collect only this phone call telling me I was being taken to court.  When I told him I was recording our conversation he hung up on me.  I am reporting this company and all their phone #'s to the Federal Trade Commission to let them know how they are harrassing people at work and home.

I just got a call from this number. I am not going to return the call. They did not ask for anyone nor leave a name. It was a message from CrossPoint Associates saying something about some legal claim and they left a claim number for me to reference. The message made it sound as if I'm being sued and this is my official notice. It's all BS!!! I've been sued. I know how it works! It's the latest scam. People pretending to be lawyers suing you and innocent people hand them all the info they need to steel their identity. I don't even want to answer the phone anymore. Soon they be able to suck the information out of your brain without you even speaking. I'm moving to Mars!

I received a call from these clowns a few weeks ago saying they were a "process" server threatening to serve me with a "certified" notice of intent.When the lady gave me the # to the "claimaints" office, I spoke with a John who was extremely rude..he tried telling me they were a litigation firm and they were suing me for over $2000 when it was a $300 loan I had taken out.My brother-in-law is an attorney and when I told him he said I have legal grounds to sue them for violating the FDCPA.They had called my relatives and left personal info on their answering machine which is a direct violation, and makes me extremely angry.

I did some digging and they are Crosspoint Associates, a debt collection agency located in Buffalo , NY. They are NOT BBB accredited, It seems they have been doing this for months now. I contacted my local sheriff along with e-mailing and calling our state attorney general.

I also got a call from these clowns and recorded all conversations. No letter was sent. No mini miranda was given. I was told by Mr. Gibson(fake name obviously) that I had pending litigation against me. Today I talked to Ella who told me her computers were locked because I was getting ready to be sued. Well which is it? She told me they were not a collection agency and I said you collect on debts right so that makes you a collection agency and she said technically yes but they still were not. They just do consumers a favor by keep debts out of court. HAHAHAHAHA seriously. Anyway I have 14 years voluntter work with a specialty in the fdcpa, fcra,and fccpa and this has already been given over to my attorney. Not only will I sue their company but I will see the collectors personally. I am not the person you want to deal with on this stuff. If they refuse to pay up I will simply send in a sheriff to take all their equipment and anything else they have. I have done it before and will do it again.

This is pretty interesting. I'm a pretty young guy with student loan debt so this message (the same ones you guys have been getting) sent me into a full blown panic attack but from reading the messages from this group I've been able to relax a bit. I checked out their site and its slapped together and basic. It in no way looks professional to me. no mention of BBB or any other official licensing or representation and they specialize in bad checks. I Don't even have a check book. I never answer calls from unknown numbers so they can keep leaving me threatening messages because they're all saved.

Thanks everyone here for helping shed some light on the company and representation. for those who say they plan on suing them, please post progress if you make any. Would love to know more about this place.

And for anyone wishing to call me thieving scum, you should be aware that I have never written a check for anything in my life, nor have I taken out a loan apart from my subsidized student loan to which I pay on time, every month.

I was called by this company, but I left them speak to my voice mail so that I have it recorded. I have never borrowed money on any type of short term loan, so I know that this collection call is fraud. The same type of companies can get your bank account information and withdraw small amounts of money that may not be noticeable at first. If you do not dispute the ACH with your bank larger amounts will then be withdrawn.  Be careful.

I have recieved the same calls. A Linda Harris has called and left messages with detail from an unknown number threaten to serve me. She also called and left a detailed message on my husbands phone about me. Both of these are against the law. They cannot call from an unknown number and they cannot leave messages in great detail. I have filed a complaint with the ag. She also said she would try to serve me once and if I was not there, she would state I refused to sign. She never showed up. They have 4 years to sue you from  the last date of payment. They try to scare you.

So that would make sense. 4 years to sue you. They state it's from 2008 and it's 2012. Makes perfect sense. These people are something else. I wonder if we could do a class action law suit. Take these jerks out!

did anything ever come of this? they have been harrasing me for over a year?

Bradley James attempted to call me again. I kept picking up and hanging up. Not sure how he got my voicemail. He told me I better make myself available from the hours of 10am and 2pm. Uh oh! I'm so scared. Bring it on. He doesn't scare me. Meet me in front of the police station. Funny how this Bradley James guy calls people in Texas too. That's not even close to the state I live in. Bring it on, tough guy!

Shut up or put up. If you are really going to sue me, then get on with it and sue me. Otherwise stop the idle threats.

I got same phone calls telling me they were going to serve me papers .. they called on a friday and woman was using the name Mrs. Scott they also called my family members.. that is so wrong!  I had already read all the complaints about them on here so i knew they were not comming.  They buy these payday loans at pennys on the dollar and they use this bs tactic to try to get u to call them and pay .  if they only get 1 and ten people to pay they are making a good living.. do not pay atten to there calls DO NOT CALL THEM BACK.  they will not show up to your house or your work place. They did not show up to mine nor have i heard back from them snice..  Funny thing is they said they were going to show up between 10 and 2.. they called me that day and said they were still showing up between 10 and 2 and it was allready 1 pm LOL .. they should at least do the follow scam call earlier then time they say there going to be here LOL.. Even if they were going to follow thru and there NOT. I would fight these guys tooth and nail.. I have all there threating messages saved as wave files on my puter.. there is no way there tactics are legal!

seems to be theres a bot or someone with copy and paste skills roaming the board

nice copy and paste skills