877-350-4987

They called from an unknown number stating they have legal documents for me and that I should call them back.  I called the number back and it was red cedar and associates.  They constantly call from an unknown number and I have never heard of them or received any mail from them.   There are other numbers that they have been using.  So watch out

Received a call from a "unknown number" and was told to call regarding legal documents.  I didn't call the 877 number, but I'm pretty sure its a scam..

Received a call from an unknown number, was told that they have legal documents, left a number but sounds like a scam.

Most likely this group.  Just another upper New York state "Buffalo Bully".  Ignore and block the calls.

http://redcedarassociates.com/
Red Cedar Associates
P.O. Box 228
Buffalo, New York 14207
Tel: 888-268-1931
contact@redcedarassociates.com
____________________

NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through February 17, 2017.
Selected Entity Name: RED CEDAR ASSOCIATES LLC
Selected Entity Status Information
Current Entity Name:            RED CEDAR ASSOCIATES LLC
DOS ID #:                4805971
Initial DOS Filing Date:            AUGUST 17, 2015
County:                    ERIE
Jurisdiction:                NEW YORK
Entity Type:                DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:            ACTIVE
Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
PELTAN LAW, PLLC
1207 DELAWARE AVE.
SUITE 466
BUFFALO, NEW YORK, 14209
Registered Agent
PELTAN LAW, PLLC
1207 DELAWARE AVE.
SUITE 466
BUFFALO, NEW YORK, 14209
_______________________
In any event,

Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question.  As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes.  The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question.  Most do not send debt validation letters and many often say they are collecting for someone else.  So, make the complaint anyway if they are bothering you.  Let the FTC sort it out.

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.  Tell 'em  no scammy debt collector is going to push you around.

You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking).   the only thing they understand.

RED CEDAR ASSOCIATES LLC.
Number threads associated with these crooks:  https://800notes.com/Phone.aspx/1-855-885-1077/4
https://800notes.com/Phone.aspx/1-877-350-4987#p1271500260180110221

Website says they are in Buffalo, New York, world’s #1 capital for crooks pretending to be debt collectors.:  http://redcedarassociates.com/services.html
BBB gives them an A rating with only 1 complaint:  https://www.bbb.org/upstate-new-york/business ... lo-ny-235987767

New York Dept. of State info says they have been in business since 2015 and are associated with Peltan Law a known criminal enterprise:
Selected Entity Name: RED CEDAR ASSOCIATES LLC
Selected Entity Status Information
Current Entity Name:    RED CEDAR ASSOCIATES LLC
DOS ID #:    4805971
Initial DOS Filing Date:    AUGUST 17, 2015
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
PELTAN LAW, PLLC
1207 DELAWARE AVE.
SUITE 466
BUFFALO, NEW YORK, 14209
Registered Agent
PELTAN LAW, PLLC
1207 DELAWARE AVE.
SUITE 466
BUFFALO, NEW YORK, 14209

Lots of other complaints:
https://complaintsdatabase.com/complaints/index/Red+Cedar+Associates+LLC
http://creditcardscomplaints.gdn/red-cedar-associates-llc
http://www.lendercomplaints.com/company/Red-Cedar-Associates-LLC/3478

Looks like they have been sued already:
https://www.pacermonitor.com/public/case/2181 ... edar_Associates
https://www.pacermonitor.com/public/case/2221 ... ssociates_et_al


It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/

They are LEGAL DEBT PROCESSING SERVICES( http://ldpsllc.com/_old/index.php?p=1_3_About).

Also known as:

RED CEDAR ASSOCIATES ( http://redcedarassociates.com/ )

LIONSTONE HOLDINGS GROUP ( http://www.lionstoneholdingsgroup.com/)

THE GREAT ATLANTIC GROUP ( http://thegreatatlanticgroup.com/)

WOODCREST HOLDINGS GROUP ( http://www.woodcrestholdingsgroup.com/)

NORTHWIND ASSOCIATES ( https://youtu.be/RyTIwW9QPRU)

HIGHLAND CAPITAL ASSOCIATES ( https://800notes.com/Phone.aspx/1-855-977-2080)

LEDBURY MANAGEMENT GROUP ( https://800notes.com/Phone.aspx/1-855-765-9662)

THE BRISTOL GROUP ( https://800notes.com/Phone.aspx/1-877-957-2490)

CHECK MANAGEMENT GROUP

CHEBAT PORTFOLIO GROUP  ( http://chebatportfolio.com/)

CHASE DEBT HOLDINGS ( http://chasedebtholdings.com/)

THESE ARE ALL THE SAME COMPANY.

Physical Location(s): 1800 and 1807 Elmwood Avenue, Buffalo, N.Y., 14207.

Owner: Jimmy Chebat. ( https://www.linkedin.com/in/jimmy-chebat-b272a5121). His brothers Jason and John also have history in this industry. Chebat has done business with the likes of Douglas McKinnon in the past. McKinnon was arrested last year and charged with engaging in a number of fraudulent business practices. 2018 will be Jimmy's year.

General Manager: Titus Tallchief ( http://northbuffalo.wgrz.com/m/news/news/8195 ... ke-bomb-buffalo)

General Manager: Kristi Clark (https://www.facebook.com/kc.kristiclark) ( https://www.linkedin.com/in/kristi-clark-b01347a4/)
(https://www.instagram.com/kristiclark__/)

Manager: Jason Kosakowski (https://www.facebook.com/jay.koz.77)

Top Collector/Assistant manager : Levon Tallchief (brother of Titus, calls himself Mr. LEE OR Jack Lee)

Assistant Manager: Byron Francis

Assistant Manager: Joe Wielgus (https://www.facebook.com/joe.wielgus)

****DO NOT PAY THIS COMPANY****

If they call you, you have the right to sue them. Keep ALL recordings/voicemails. Contact your attorney general. Contact the New York State attorney general. Contact the FTC. Contact the Consumer Financial Protection Bureau.

They use ACCURINT and CBC and TLO skiptracing tools. Call these companies and tell them that this collection agency has used your personal info for fraudulent purposes.

Accurint - 866.277.8407
CBC -  877.284.8322
TLO - 800.856.5599

They are checking you out on social media, too.

This company has stolen a lot from consumers. From 2009-2014, they inflated consumer balances by upwards of $1,000 per account. That's a felony; everyone involved in this company during that time should be subject to criminal charges.

IF YOU HAVE ALREADY PAID THIS COMPANY:

Do not sign any DOCUSIGN emails. They'll send you these and as you to sign them. All this does is make it more challenging to get your money back.

Contact your bank and request a chargeback . There is a limited period of time in which you can dispute the charges. If you've set up payments with them, call them, tell them you no longer wish to pay and they will take you off file. Call your bank and request a chargeback of ALL payments made up to that point.

Their debt is supplied by United Debt Holdings in Castle Rock, CO. UDH is well aware of the tactics Jimmy's agency use.

United Debt Holdings- (800) 860-1582

Here are some other agencies you will need in order to help stop Chebat and his team of social engineering violators:

Consumer Financial Protection Bureau:

https://www.consumerfinance.gov/about-us/contact-us/

Federal Trade Commission:

https://www.ftc.gov/faq/consumer-protection/submit-consumer-complaint-ftc

New York State Attorney General:

https://ag.ny.gov/contact-attorney-general

It also doesn't hurt to reach out to an enforcement attorney at the CFPB.

Death to scammers.

We are combing through the details and trying to put a face to these thugs. They have your personal info. So why not return the favor?

We have spoken to a number of enforcement attorneys with the CFPB. They are thrilled to have this information. Chebat is on hind legs now. His attorney, David Peltan is a crook, too. Look at his website :

http://peltanlaw.com/

Same format & same design as Jimmy's phony websites. There is some money laundering occurring there I am sure. The official address of Red Cedar Associates goes back to Peltan Law. You don't have that many moving pieces and fake companies without money laundering being involved.

I have received calls from the number 877-350-4987, they say they are United Arbitration. They keep telling me there will be a summons served today and no summons is ever served, been going on for a couple months. they are not in my contacts so I don't answer. I took out a pay day loan 5 1/2 years ago and I'm being told I have never made a single payment. Yet my bank statements say otherwise. Google searched the company and there is nothing on them. I called them last night after they started calling my parents and my wife. The guy answered the phone saying "what do you need?"