888-339-6750

SDWILLIO  P.O. bx 1022 is a letter service for a collection agency and if you call them you have to tell them its comming from that p o box number and address there number is 1-888-280-6750,they do not know why peoples names are not in there system but they can stop it

Thanks very much for posting the mailing address PO Box 1022, Wixom MI! I don't know that I got a call from them, but just got a letter from "ONRABI01" at this address, in a security envelope so I can't read through it ... I'm going to return it to sender unopened. They can't get blood from a turnip. I need a good job to pay off my debts.

I had a loan from Wells Fargo that was given to them.  I called them to say I wanted to modify the loan because it was a second mortgage.  They said they don't do that.  So I guess this is just a debt they are trying to collect.  Does anyone know???  That guy Brad is very rude and so is that lady Tonya! IfI gave them 30k that the loan would be satisfied.  I told Brad that if I had 30k I wouldn't be in this problem right now!!! We have already caught them in lies.  We haven't gotten any emails or letters from them like they stated.

So you corrected your area code for them?

Your POS collection agency sent me a huge bill on a parking ticket that I paid immediately after I received it.

letter to me addressed from

CDPRAS01
POB 1099
Wixom, MI

Tricky collection agency.  
They are thinking out of the box.  

Just create labels mirroring the US Mail labels or stamp that recipient moved and return to sender...

work very well and the collectors need to chase down new addresses before they can get back to you.

Got a note with this same return address on it.
This was from Portfolio Recovery Services or Associates or something like that.

I called their number requesting that my address be removed because nobody lived at this address by tht name (Helpes that I butchered the first name)

She stated that she would remove my address from this name (Yeah, I'll believe that when I ddon't get any more)

yeah....PO Box 1022 Wixom MI is an debt collector that uses the alias name of "Pinnacle Financial".  They are the cockroaches of our society.

These people are idiots. I've never had any dealings with Wells Fargo in my life, so this stupid little piece of correspondence is landing right in the shredder.

thanks! almost fell for their awful trick.

Your debts stay on credit bureau reports for seven years, After which you are no longer Liable to pay this debt after the seven years.  2002 I had a house foreclosure, Paid and filed for bankruptcy and the lawyer skipped town with all my money.  Seven years went by and this debt came off All three of my credit reports.  Here I am 11 years later and portfolio recovery services has tried calling me and still trying to tell me I still owe that debt, which I don't.   They can't even spell my name correctly.  I have even purchased another home three years ago, Because it is not on my credit reports.  DO NOT FALL FOR THEIR SCAM!C6V3

Got this a letter with no name on it but the return address as  PO Box 1022 Wixom MI 48393 its a debt collector

Portfolio Recovery Service, LLC trying to collect on an old credit card from 2001.
They used the code CDPRAS01 in Wixom, MI.

Actually you do still owe the debt until the statute of limitations runs out. They can only report it for 7 1/2 years after the first major delinquency but you could owe the debt for 15 plus years. So make sure to check the limitations for your state because they can and will sue if you have not passed the time frame.

I got a letter from PO Box 1022 Wixom Mi so I simply sent it back unopened.

for safety sake.
if you get ANY unsolicited mail, especially from a company you dont recognize or ONLY A PO BOX.
always send it back unopened. mark it RETURN TO SENDER, and it costs you nothing to get rid of it.

i would suggest getting a LARGE permanent label (avery 48263/5163) and print with a LASER printer RETURN TO SENDER in BIG BOLD LETTERS. affix it with a few drops of super glue around the edges and a bit in the middle. (there are some dumb ass postal idiots that try to peel the label off and force you to take the mail).
mail it back from a different zip code than the one you live in, preferably in another state.
after 3 or 4 times doing this, most dumbasses get the hint and remove your name.

of course there are always some POS scams like GERBER, that have even stolen financial information and stole funds from bank accounts. so buyer beware!

I just 7 letters from these people all addressed to someone who doesn't live at my address. After searching for them and finding this forum I scratched out the barcode, wrote "Not Here" on all 7 of them, and put them back in my mailbox.
I was just wondering if they are legit or a scam company from all the bad pr they seem to have and those 7 letters they sent
Thanks so much for the information

This company is using Alias names such as Porfolio Recovey out of Norfolk Va. They using false info to contact people this unlawful in most states and using a P O  box instead of being honest abut themself  this must be a scam  trying to collect a debts from more ten years there a S>O>L>  but this is fraud to do so    will not pay a collection company anyways

These Scumbag Debt Collectors don't give up - they will wait for you to slip up.   If you may have an old debt even after Statute of Limitations is over bottom feeders like PRA will still try to collect hoping you may be ignorant of the SOL or FDCPA.

Some good advice has already been listed in the thread like send back Return to Sender.  You can just write it in pen or a sharpie because the letter carrier can't "peel off the lable and force you to take it"  they have to send back any unopened mail you refuse to accept.   But realize if you owe a lot they may send a human to your house to serve you court papers if they believe you live there and that you have financial resources to pay.  They usually would have called your neighbors, etc first to see if you live at the address they have if you owe several thousands of dollars especially if it is over 10K.

Phone calls never seem to stop even if you tell them to and that the person is not at the number.  If you have a land line phone you could try one of the phone systems that lets you block #'s that you choose or if there are so many different numbers your only option may be to change your number and keep it unlisted.   Keeping it unlisted takes some vigilance as I have a client I am working with who is getting calls on a new and unlisted number from a Debt Agency.  I asked her if she gave the number to her power company and she said YES.   Never give a number you don't want to get out to any utility company or any company you have an account with that reports to credit bureaus.  Many Debt Collectors use utility companies to get your contact information.  It is really so easy.  They have your Address and Social Security # and call the power company posing as you asking to update the telephone # on file for which the company confirms your current # on file and BINGO they have your phone #.   You may consider getting a Google Voice # if changing your number and only give that # out.

If you have a cell phone and don't have a smartphone - get one.  With a smart phone you can use Google Voice to create a black list that will hang up on, or have false voice mail boxes with someone elses name as the message and they won't even ring through.  There are also several great applications which you can get in the Play Store on I Phone that will pickup and hangup on callers in your black list.

Never answer a call from someone you don't know/  Not just 1-800, 866, etc numbers but LOCAL NUMBERS.  Today's scumbag bill collector uses VOIP technology to call you using a number from your local area hoping you may pick it up thinking it is someone you know.  They do this because most people in debt don't answer the toll free or out of area numbers.  Screen the call but they are being tricky so they might not leave you a message.  You are best to go to the internet and check 800-notes, spokeo and whocalled.us to see if anyone else has info on the number.   If you find no reports that may be because no one else in your area code filed a report.  But if the information comes back as the number is from a telecom provider that is not the local telephone company chances are it is a VOIP or spoofed # and a bill collector is on the other line.  If you are curious who it is you can always use Spoof App to spoof another number to try to call them.  I like to use the local police department # to show up on their caller ID.  Once you find out who it is please report it to sites like this  to help the next victim of the Bill Collectors trick.

Also - NEVER post your address, phone number, etc on social media sites.   Keep your information private and only show it to people in your family or close friends circle.  If you don't know how to do that then stay off those sites or have generic info of where you live like - United States.

Get a app from your phone's app store to block numbers.  There are several good ones out there and they are pretty cheap.