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I just received your identical call. Problem is I paid payments on a 1 time small pay day loan and when I asked for the account number thinking I missed a payment they said pay a ridiculous amount or they will take on thousands charge me with fraud and the balance he quotes was under $100, but repeated we will disclose the loan info after settlement only

I got a call today form a processing group stating that I can a complaint against me for speedy cash that was suppose taken out in 2013.  I ask why it never showed up on my criedit report and she hung up on me