888-899-6650

debt collector

Calls several times a day, every day.  Have the number blocked but is still anoying.

This number has called me for the last 7 months. Ugh! They won't leave me alone.

Yes, when you do nothing at all that happens.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

NCO FINANCIAL AKA NCO GROUP AKA EXPERT GLOBAL SOLUTIONS AKA TRANSWORLD NOW EGS FINANCIAL SYSTEMS, INC. AKA TSI
Alternate Business Names:
CRW Financial, Inovision, Marlin Integrated Capital, Medclear, Medclr, N.C.O. Financial Systems, Incorporated, OSI Collections, Transworld
And now they have a new name, wonder why?  Maybe they got sued to many times?

Website lists no physical address: https://www.tsico.com/contact-us/

My thanks to Slim and Tamianth for their additional input.

BBB gives NCO no rating with no complaints or reviews and lists multiple locations for them (BBB wiped out
543 complaints, the pattern to the complaints where the response was to simply close the file, and a sanction by the FTC were all removed.  Wonder how much that cost?) as of 7/27/22:
https://www.bbb.org/us/pa/horsham/profile/col ... c-0694-25002177

BBB gives Transworld no rating with no complaints or reviews as of 6/17/2021:  http://www.bbb.org/evansville/business-review ... lle-in-11000173

BBB gives Credit Management Services no  rating with 0 complaint and no reviews as well as a note that they are out of business as of 6/17/2021:  http://www.bbb.org/dayton/business-reviews/co ... aine-oh-5000261

Bloomberg shows their information with the names of the head criminals in this organization:  http://www.bloomberg.com/research/stocks/priv ... ivcapId=4326126

Looks like being the head of a criminal organization pays well:  http://www.bloomberg.com/research/stocks/priv ... vcapId=35245707

Zoom info:  http://www.zoominfo.com/p/John-Schwab/116035401

Some more information on his criminal transactions (insider trading):  http://people.equilar.com/bio/john-schwab-jgwpt-holdings/salary/821491
Some other Web sites:

http://www.ftc.gov/enforcement/cases-proceedi ... o-group-inc-nco

http://www.egscorp.com/
http://www.oneequity.com/News?n=233
http://www.bbb.org/dallas/business-reviews/co ... ano-tx-90468519
https://www.ncogroup.com/
http://www.bbb.org/washington-dc-eastern-pa/b ... am-pa-80002360/
http://www.bbb.org/atlanta/business-reviews/c ... luth-ga-5001121
http://www.bbb.org/delaware/Business-Reviews/ ... on-de-22002558/

http://www.bbb.org/south-east-florida/busines ... ham-pa-26001119

http://www.consumeraffairs.com/debt/nco.html
http://www.debtcollectionanswers.com/NCO-Financial.html
http://www.ftc.gov/news-events/press-releases ... tc-charges-will

Here is a copy of the 2013 filing:
http://www.ftc.gov/sites/default/files/docume ... 0709ncocmpt.pdf

And the results ...
Results of FTC Complaint

The penalties that NCO Financial faced as a result of the FTC complaint came in at a steep $3.2 million civil penalty. This became the largest penalty amount ever obtained by the FTC against a third party debt collector. This giant penalty amount also came with an agreement from Expert Global Solutions (NCO Financial) and its subsidiaries to stop harassing consumers and using abusive collection tactics that are against the law. If they violate the FDCPA at any time within 5 years after the complaint was filed (July 8, 2013) each violation will be looked at as a separate violation from those listed in the complaint, and will result in more monetary penalties to be paid by the collection agency.

http://www.castlelaw.net/blog/ftc-brings-char ... ating-fdcpa.cfm

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid. 

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

As well as the PA AG’s Office:   https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/

I love that lol

Except that your phone number will show up as the calling party. "lol"

Whomever this is needs to STOP HARRASSING ME. KEEPS BYPASSING BLOCK.

Sorry but even shouting won't send your message back in time to 2020 for that person to see your reply.

I have more than 15 calls from this same number charging me sometimes they transfer me and leave me online it is a scam number I have no debts and I also ask who they want to talk to and they do not measure, they only ask my name and talk about a debt which you did not say is a fraudulent number

I have received a few calls from this number. They did not leave a VM so I called the number back. I reached a recording that did not give a company name. The recording said "the person at extension 18552457098 is not available. Please leave a message after the beep".
1-855-245-7098 seems like another phone number, not an extension.

+18888996650 este número me ha llamado diciendo de una deuda que tengo supuestamente de una emergencia que tuve en el hospital Saint Peter . Me pareció algo estraño ya que no he tenido ninguna emergencia. Le pregunto que cuál es la deuda y no me quiso decir . Pues porque no le daría ningún tipo de información personal mía
 Solo me cerró y dijo me llamaría otro día . Por  eso dude

La ley establece que deben verificar que realmente están hablando con el presunto deudor antes de dar cualquier información. Después de todo, si tuviera una deuda, ¿no se lo contarían a cada Tom, Dick y Harry? Todo lo demás que necesita saber ya ha sido publicado.

The law states that they must verify that they are actually talking to the alleged debtor before giving out any information.  After all, if you owed a debt you wouldn't them telling every Tom, Dick, and Harry about it would you?  Everything else that you need to know has already been posted.