PayDay Loan Calls coming in randomnly..???? What gives????

So today, I've been getting phone calls out of the blue all day long, ever since 9am this morning I have been getting calls from various phone numbers that look to be US phone numbers but I personally think they're not and they are scams. I have not done any online payday loans in a long time, the last time I did one was at the beginning of this year which I paid off but my phones have been very quiet for a long time but all of sudden today, consistent call kept coming in but I decline the calls and let  them ring but no voicemails are left whatsover, except for one call that I looked up the phone number her in 800notes and noticed it is a scam. Here's the list of phone numbers I've gotten today so far.. and it's driving me nutz!! Should I change my phone number? Would that help this situation cause I'm getting sick and tired of it...

681-632-7265
397-963-0579
685-745-3447
930-626-2812
529-958-1632
625-835-3972
960-567-4816
750-218-6333
516-502-7840
111-111-1111
516-362-6611 - called twice/SCAM!
312-473-6013
516-362-6611 - called twice/SCAM!
605-333-6299
936-333-5642

and 2 "NO CALLER ID" calls as well..

So these are all the numbers that I've received all day so far today from a period of 9am to 3pm.. It's unbelievalbe and insane to see this amount of numbers call in and I'm sick of it! Anyone know how this happens?

Yep, get calls all of the time from dif. numbers with pretty much the same message. Always something about filing charges against me, or that if i do not respond within 48 hours there will be papers served on me to go to court.  Its all a scam and it is def. from pay day loan companies.  If you had one of those before the company most likely sold your phone number to these scam artists!  I will tell y ou what will happen here!  You will get the calls for a couple of days and then they will stop.  Do NOT answer any of these calls, just let it go t voice mail.  What ever you do NEVER give out  your information!  After a while you will start getting calls again sorry to say.  I never got that many calls from dif. numbers in one day however, but i have been keeping track of all the different #'s and when they call.  Usually call from one number but leave a different number to call back.  The biggest problem for me is that they call my work # and i can not change that number!  These people are SCUMS of the earth!  If you are just getting calls on your home or cell # i say change your number and do it now!

It happens because you gave them your info.

The semi-legit company you dealt with probable decided to make a quick buck by selling your contact info to other not-so-semi-legit companies who will now hound you to get a loan through them or scam you into paying off your non-existing loan to them.

You may want to go ahead and have your phone number changed and hope you don't get the number of someone who went through what you are going through now aka recycled number.

Bottom line, treat ALL payday loan companies as crooks and you generally wont have to deal with any fallout.

Well today hasn't been too bad at all. Been receiving calls that supposingly are from the Cayman Islands. Crazy huh? But overall today, total calls have probably been 4-5 calls. Total calls yesterday was about 25-30 call from different random numbers. Even though I reported those numbers above, my phone kept ringing even then till about 8pm last night. I was anticipating calls around 9pm but thank goodness my phone stop ringing around 8pm. It's incredible how this has gotten out of hand. Never again will I ever ever in my entire life apply for payday loans. NEVER AGAIN!! Lesson learned! I'd rather be poor and not have to go through these damn SCAMMING Lenders and THIEVES!..

Dave, is to late for regret.
One day without calls, doesn't mean anything. They will call you less, then you think, you are out of the woods, but they sold your phone number to others, and story starts again. You are dead meat unfortunately.
Listen to Fox and experienced members.

If you had one of those before the company most likely sold your phone number to these scam artists***

          so if they sold your number to someone else wouldnt that make the payday loan companies the scam not the collectors? its not the collectors fault that they were sold a debt that was already collected on correct? and its not their fault that it is sold 100x over again buy these idians who feel they can scam anyone because theyre over seas. and its partially your fault for taking out an unsecured loan. my 2 cents

} It happens because you gave them your info.

This one point needs to be in winking 34 point type and bordered in a chaser lights animation.

I swear if I read one more PDL scam victim bleat "but they had ALL my personal information", I'll hurl a lead crystal paperweight straight through my monitor. The PDL industry has this apparent fan base of customers who are convinced that the risk from a lender charging over three hundred percent can be managed. They blind themselves to the factors they cannot manage:

- Someone is charging at least 260% more than the worst credit card rate for a penny-ante loan which is promoted as "short term".
- At that price, the lender doesn't care if it's repaid on time, and prefers not to be.
- The payday lender *wants you to fail* and never escape its trap.
- If a lender of that caliber cannot monetize your own stupidity directly, it will do the next best thing and sell you out to its criminal friends. We know for a fact this happens whether or not a loan is granted.

Your personal data are better than currency in an "information economy". You can always make another dollar, but you cannot make another legal name or Social Security number or birthdate. (... not without severe burden, anyway) If you distribute your most precious commodities the way candies are tossed from a parade float, it's already too late to cry about some crook abusing them.

} its not the collectors fault

State and federal law prohibits those collectors you would hold harmless from misrepresenting "the character, amount, or legal status of any debt".

FDCPA § 1692e. False or misleading representations
http://www.law.cornell.edu/uscode/text/15/1692e

Junk debt portfolios carry the operative word "junk" for a reason. Collectors working for debt buyers know perfectly well that some, most, or all of the accounts they work are "distressed assets", riddled with fatal flaws. The worst actors *do not care* about facts, only how fast they can tease and bully people into paying. Any account which fails to perform is not examined for its flaws, it's sent back to the buyer and will likely be resold for another try. Rather clouds your idea of liability, doesn't it?

As for the payday loan sector, the actual topic here, we are not necessarily dealing with the trade of loan accounts but the trafficking of data from loan *applications*. When "Officer Villiam John-sone" calls from South Asia talking "check fraud" and "served at work" and "arrest warrant", he's working from a hustler script and *NOT* any "papers on his desk" which might prove a person owes debt. The talk-offs are composed and designed to work both on actual former debtors and also people who *never agreed* to a loan.

94 calls today.  I have not given my cell phone number out to anyone in  the last few months -- other than friends.
they began at 7 am and kept it up until 8pm.  Same list of number listed above by Dave on Oct. 23.

Did not answer any of them. Have turned off my ringer.  94!  Sometimes it was  3 per minute.  What will tomorrow be like?

Ken, time to employ a whistle or boat fog horn..   Report them also:
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2
http://www.consumerfinance.gov/complaint/

If a "legit" debt collector decides to buy rights to supposed debts from PDL scammers, it wouldn't take long for said collector to realize they have been scammed.....
But what do 99.99% of the "legit" collectors do? They go ahead and try to collect anyway.
When the "legit" collector crosses that line, they are now the scammer.

I'm getting the same calls but I have NEVER gotten a pay day loan.  How can they have my number??

There are many ways your number may show up in the sights of a PDL scammer.

It is possible that:
You used your info/number on some application or drawing for something not related to PDL, but that company that collected that info turned around and sold it to PDL scammers.
Your number was among a batch of random computer selected numbers that were blind-called. If you answered that blind call, then your number was then flagged as a valid number and worth selling to PDL scammers.
Your info/number was used by someone you may or may not know to apply for or get information on a PDL.
Your number was used, way back in the past, by you or someone who had the number before it was assigned to you to apply for or get info on a PDL.

If you once applied for a PDL, the criminal fallout is not so random. How can you have missed that theme in this thread, expressed in bold type?

I have also been receiving calls all day for the last couple days I just hate to have to change my number ugh... the first call came in this morning at 6:49 am and I have received 20 calls already and its 11:54 am the numbers I am receiving are for payday loans not sure how they got my number I think it was from an app I downloaded but not 100% the numbers calling me are 209-216-6116
855-269-3382
678-518-2904
333-333-3333
855-269-3382
614-405-2090
270-777-2591
407-545-2365 x6
209-275-7001
928-323-3030
800-986-5574
954-512-5000
678-518-2904
757-251-0505
773-492-6471
270-777-2591
does anyone is there anything we can do besides change our number