832-384-7000

I have received a call from them. When I called back a man named alex cooper quoted and said he worked for the government and hes department protected payday loan companies and I owed money I spoke with him for approx. 20 min. trieng to get him to tell me who I owed but he ignored me and threatned to go ahead with the legal process. He sounded like a fraud. He didnt speak english well. When I hung up and told him go ahead with the legal process. He called back.

Party called said he is with the FBI calling about a check received, and threatens to have a arrest warrant issued. Very boligerant and harassing.

First off, that was not the FBI, guaranteed.   He's obviously a crook.    Posing as a law enforcement officer while trying to collect a debt is a violation of the Fair Debt Collection Practices Act so you should file a complaint with the FTC.   But even better, posing as an FBI agent is a violation of Title 18 Section 912 of the US Criminal Code and is a felony punishable by three years in prison.  As the FBI takes a very dim view of crooks posing as their agents,  you may want to file a complaint with them as well.

I got a call from a Jeff henderson left on my phone today, and he said he is from a company called Financial Claims Division and i was in a financial mess and he will persue legal claims againts me. His number with a heavy accent and pauses a lot, 832-384-7000.......

The phone number keeps changing but the message never does.All of these India accent phonies call and harass using different schemes and threaten to arrest you,call your employer,threaten family members(who did call and threaten my 82 yr old mother who has cancer) that she would be arrested for harboring a criminal,namely me. New voice today who says they are from the Financial Fraud unit and I owe money to some PDL who I have no account with and have never had an account with..He says he's an officer in this unit but has also called me as a member of the FBI.To even sound more legitimate,they ask me to have my attorney of record call them.The problem with this group of scammers who just want you to wire them monies(figuring they'll scare it out of you),is that no attorney general can catch them.They are constantly spoofing and the #'s are constantly changing.My atty general feels they are located out of the country and cannot be touched.She recommends, when they call, putting them on hold or giving them her phone #

Oliver read my message

I received a call from some person stating his name is Alex Cooper that he is with the Financial Crimes Division. Told me I need to call him back at 832-384-7000 regarding a very important legal matter.  It would be best for me to call or have my retained attorney of record contact them. What the H***??? He has a foreign accent and when you call back they answer “Front Desk”. Hello what is the deal? How can you get them to leave you alone???

Oliver - I got the same guy, Jeff Henderson from the Financial Criminal Division.  Same number too..  He has been calling and leaving the same threatening message every Friday for a month.  I had the local police file a report, just to have something on file.

I get these calls every 6 months from different people all the same scam.  How do I stop them?  I have once fallen for the scam, sent $715 and filed a claim in Arizona, but that went nowhere.

Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are “spoofed” numbers, so that the number appearing on a consumer’s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer’s social security number, home address, e-mail address, names of family members and the consumer’s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.  The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as “We’re filing an affidavit against you” or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General’s Office was repeatedly called both on her cell phone and at work.  Despite the employee’s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an “officer”.

“I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ‘If that’s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming’,” stated the employee.

“It is important for consumers to know their rights under the law,” Attorney General Six said. “If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.”

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer’s arrest, or using the threat of violence.

More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.

To register a complaint with the Kansas Attorney General’s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.

http://www.ksag.org/page/consumer-alert-attor ... collection-scam

Is there anyway to stop these guys??They get more and more threatening with each call.Today's was"I've been trying to reach you for days (I always tell them she's not here right now,meaning me) and I'm Jeff Henderson with the financial fraud division and because you continue to ignore us,I am sending a team of investigators and the local police to have you arrested.Either call me back or pay the price".These guys are sick but no one seems to be able to catch them.I even gave them the name of our attorney general with her phone # and they just laughed saying "she can't help you"

I have been receiving phone calls from some indians i guess threatening to lock me up for a pay day loan i paid off they even called me back on my cell phone which had 911 displayed on it from them , when i answered they didn't sat a word. T hey call my job and threaten me as well can't tell me who is actually filing an affidavit on me, they call my friends and threaten them too. These nuts use different numbers and are using american names such as jeff henderson, robert smith, patrick cadell. I believe they are scammers.

I got a phone call from this person today as well. Some woman with a very thick accent like you said calling as "Calvin Anderson" or Handerson. Said she/he represented the financial crimes division and that I was a secondary suspect to some person who's name was obscured by the accent who had commited fraud.

Is this real? I am scared to call the number to be honest.

They are calling my husband as well.  They have been calling him at work and telling the secretary that it is a life or death emergency.  How do you get this to stop we are in Texas and I called the local police department and there was really nothing they could do.  He is worried about loosing his job because of all the calls.

Got a call just like all of you from a "Jeff Henderson" Obviously of Indian decent. VERY HEAVY ACCENT. Posing as some sort of officer. Told my coworkers that the police were going to come investigate. Threatening that they will come take me away, etc... They've been trying to get me to send them money via Western Union... I mean really? I'm just concerned about how they got all of my information. FYI: They will continue to call. And they are extremely harassing and very ridiculous. File a complaint with your local police dept to at least have something on file.

I got a call saying that he was  investigating officer Adam Clark, and that it would affect my credit rating and it was a serious legal matter, if I did not contact him, and then I couldn't understand the rest of the message, you should know that a guy with that accent would not have a normal name like Adam.
I wish all this would end, they contact me every 6 months this is getting ridiculous.

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ – HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO

LONG RUNNING AND KNOWN SCAM – ALL OVER INTERNET AND NEWS FOR ALMOST 2 YEARS NOW


Fake Debt Collectors – Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
https://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html  

http://consumeraffairs.com/news04/2010/07/video_bill_collector_scam.html  NEWEST CONSUMER ALERT ABOUT THIS SCAM WITH VIDEO!  

http://www.wvago.gov/internetloanscam.cfm
If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:


https://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
https://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
https://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
https://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
https://800notes.com/Phone.aspx/1-626-200-4646   Scammer false postings at this new number as silshan kanniue and Tina – preparing a new number to use.
https://800notes.com/Phone.aspx/1-424-354-4270   Scammer false postings as Rose
https://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
https://800notes.com/Phone.aspx/1-909-327-4870   Scammer false postings as Marry
https://800notes.com/Phone.aspx/1-646-274-1143   Scammer false postings as Karen Miller, Chichi and Tom Little
https://800notes.com/Phone.aspx/1-561-300-8018   Scammer false postings as Marco Polo (real original)
https://800notes.com/Phone.aspx/1-877-226-7488   Scammer false postings as SAM, David S
https://800notes.com/Phone.aspx/1-888-706-7463   Scammer false postings as George
https://800notes.com/Phone.aspx/1-209-349-7382   Scammer false postings as Towanda Robinson, Shannon Walsh, Jack Dawson and Cynthia
https://800notes.com/Phone.aspx/1-760-514-0132   scammer false postings as Suzy01, Johanna Hall, Cindie McMellon, Michael Dublin, Mark Williams, Carol and Rio   (800notes removed some of the scammers posts because the all came from the SAME IP ADDRESS)
https://800notes.com/Phone.aspx/1-209-797-2212   scammer false posting as Jaison Connar
https://800notes.com/Phone.aspx/1-707-401-4056   Scammer false posting as John Carner, KSR
https://800notes.com/Phone.aspx/1-650-241-4604   Scammer false postings as jhon and Kevin
https://800notes.com/Phone.aspx/1-708-401-0535   Scammer false posting here as JHON
https://800notes.com/Phone.aspx/1-518-212-0219  Scammer false posting as Prince Christian, Arpit
https://800notes.com/Phone.aspx/1-718-705-8669  Scammer false postings as Alicia
https://800notes.com/Phone.aspx/1-707-633-2789  Scammer false postings as Rojer, Minni, Rhone, Smith, Lisa Jack, Julie, Sean, and Carol. – preparing a new number to use to steal money
https://800notes.com/Phone.aspx/1-205-294-6271  Scammer false posting as Thomas Jhonson

Scam alert: Bogus debt collectors
By Leslie McFadden • Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
•    Ask the debt collector to provide official documentation which substantiates the debt.
•    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
•    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
•    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

This person who said his name is officer Jeff Henderson keeps calling my phone saying someone gave him my name and number as a reference. He said
that we are avoiding the situation and will be responsible for legal consequences. It is some bull about a loan that does not exist. We are so sick of these phone calls.

hello all ive been receiving these phone calls for a little over two years now everytime they keep telling me they are from the fbi now really? do you think the fbi would call you if they are comming to get you? lol lets get serious for a second i used to get pissed off about these calls but now i just have fun with them tell these guys to kiss your ass i do all they time it makes the calls at least more bearable to deal with ! lol

I keep getting the same calls from a guy by the name of Calvin Anderson from financial crimes division. These people have indian accents and threaten to scare you with actions which are bogus. They are scammers. I get at least one every 3 months asking for the same thing but a different name. Just hang up on them or tell them that person no longer lives there or has passed away. Tell them the same lies they tell you. Give them a taste of there own medicine. The FBI doesn't deal with payday loan collections. The police won't arrest you for a unpaid delinquent payday account. If they can't give you proper identification  an address to follow up with or haven't contacted you by mail they are not legit.

And how exactly can we get the FBI to investigate such criminals? Since they are not located in America they feel like they can't be touched. They jst keep calling over n over like they have nothing else to do in life, and actually people pay these freaking indian [***]. Please don't fall for these scams!! Change your number if you have to, Report them to your jobs human resource as stalkers and have them filter out or block their numbers from coming through. Is it called Malicious Caller ID? yeah do that. Aside from them being the dumbest scammers in the world, they are freaking annoying, don't even speak English that well, give themselves American names and love to be entertained; so don't even keep them on the phone for a min, Just hang up. Anyway on a serious note if you have info on how we can complain to the feds and actually have these fools investigated, let us know..