201-244-7722

This caller had called my place of employment and referred himself as being a OFFICER of some type. He knew my name and my home address(I have a idea about the debt)but pretty much threatened me with legal actions if I didn't return his call within that same day.

They r the legal department so do talk with them politely. And I was rude to them, so I was dragged to the court.. And I will not do any mistakes.

i got a call from the same num.and the oficer name jeff hamilton helped me to pay the loan back as i was a defolder and i did not pay the loan back in time.so i will be helfull to him.and thank u

no this is not corect .same hapened to me he told me that he was a oficer and i did not believe him so told him to do what he want .but the result was so bad that i also was draged to the court.he was a oficer from the depart of crimes and investigation.i will not do such mistakes in my life ever.and his name was jeff hamilton,,,

the is a scam...do not call back.  report to FTC and your state AG....all the responses supporting this idiot who calls are false and most likely are here to help him.  DO NOT GIVE HIM ANY INFO!!

Called and left threatening message.  With be contacting local authorities.  This is clearly a scam like the person stated above.  They left message before 8am as well and did not even sound like someone named Jeff.  Please, do not give an of your information to them.  There are scammers that have been given your info and they do anything to collect...even if you do not owe.  Always ask for proof...and only a mailed letter will be legal.  If they can't offer any....hang up and never talk to them again.

A Jeff Hamilton called my call center at my job asking about someone else.  I directed them to call the persons home or through some other way.  They cursed and harassed my staff on the phone.  These people are unprofessional; whoever they are.  They are clearly trying to extort money.  Do not trust this person who calls. Hang up!

Officer Nick (his accent indicated he probably didn't have US citizenship) left message on my machine indicating I was legally in trouble and to call immediately in order to prevent criminal charges from being intiated.  I have been in the collection industry for over 30 years.  Please people do not lend this company any credence.  They are unprofessional scam artists who read from a script and work on commission, they turn over more people than you can image.  If you have any legitimate concerns, then ask for them to provide you written proof of the debt, if they cannor or they refuse, then hang up and report them to your State Attorney General's office or your local prosecutor's office.

BBB Alerts About Phony Debt Collectors
 
6 Aug 2009
Better Business Bureau has issued a national alert about phony debt collectors that are calling consumers nationwide and claiming that they have defaulted on a payday loan and will be arrested if they don’t pay immediately.

Claiming to be lawyers, the scammers say they are with the “Financial Accountability Association” or the “Federal Legislation of Unsecured Loans” and often have the victim’s Social Security, old bank account numbers or driver’s license numbers as well as home addresses, employer information and even the names of personal friends and professional references.

https://800notes.com/articles/News.aspx/UmghNAGYQwANpAjL5OOhYA

Nick Cart called me stating he was an officer, and said I had to pay 725.00 out of court fees, or 6000.00 in court fees. He started harrasing me. I had called the BBB in New Jersey, and they have no record on the phone no, or the company he was calling from ( American Law Division. ) BBB will start a full investegation on them. However, I need to know what I can do legally before I have to change my phone number again.

You need to also call the Federal Trade Commission as well as your state's attorney general's office.

I received the same call. Well actually this place (a man named Samuel Bishop) called my employer and told them I was in serious legal trouble and had to call him right away. My boss told me that the man was very rude and he couldn't understnad his accent. I called the man back (his accent sounded indian or middle eastern-could not understand him at all) He had all of my personal information which scared me to death. He said I had to pay a debt of a payday loan which I supposedly defaulted on in 2008 (which I never took out in the first place). He said if I setteled it out of court it would be almost $1000 and if I settled in court it would be over $5000. I panicked and called a family memeber for help and they said it was a scam. they tried to call this company back (which i think called themselved American Law Division) and the first time they hung up on them. When my family member called them back they wouldnt tell them anything. I tried to get the man to explain who it was from but he never said who it was from or why i never recieved a bill or statment. I called the BBB to file a report. The lady I spoke to said first, they broke the law telling my employer that i was in serious legal trouble, Two: I have every right to a mailed bill or something showing I actually owe money. She stated that this is most likely a scam. She informed me to call the Federal Trade Commision which I did. The FTC will be looking into it as well. I am also in the process of calling the State Attourney General as well.

So I called the State Attourney General's office and spoke to someone. They said these guys from American Law Divsion are a scam (They also use other alias' that are stated above in other posts). They broke into some database online (Ace Debit or something) and stole the information. They are NOT a real debt collection agency and will use harressing tactics to scare you. They used threats of arresting me and informing my employer of allegations against me (which they CANNOT do). My state's (Colorado) Attourney General said that they have MANY complaints about these guys and they are in the process of investigating them.
Remeber: You have a right to get everything in writting before you pay anything to anyone. DO NOT PAY A DIME OVER THE PHONE AND DO NOT GIVE THEM ANY INFORMATION. These guys are located in New Jersey, Florida, Colorado and California. If they continue to call I was informed to file a complaint with my local police agency.

By the way, the posts above saying that they were dragged to court by these guys becuase they were rude to them is false. That person probably works for these scammers and is trying to scare you.

I rec'd a call like this yesterday, and when I told him he had the wrong person because I had no internet loans, I haven't rec'd any paperwork regarding this and it is not on my credit report. I also used some profanity because I was really irritated and he actually told me he was going to f*^& me, there is nooo collection agency that would allow a rep to speak like this, yes this is definately a scam

I had the exact same experience with this phone number.  I am reporting them to the Federal Trade Commission and the BBB.

I bet that you are from this company as your grammar skills are almost as bad as theirs are.

I should also add that I asked Sam Bishop for the address of his firm and he refused to give it to me.

Do not pay anything to this people. This is Paul Martinez, the real Cash Advance USA & Cash Advance Now manager. Do not release any information to them as bank accounts or credit cards. They are scammers. We are investigating with all the proper authorities. If you receive a call from this people, contact the police ASAP or contact us at 888-579-8904. We do have copy of the contracts they don't.

Paul Martinez 888-579-8904

No one has been arrested - scammer - posting lies to scare others into paying these extortionists!

NO SUCH THING AS CRIMES AND INVESTIGATIONS ITS A PHONY NAME USED TO TERRORIZE ONLY  THESE EXTORTIONISTS ARE POSTING LIES EVERYWHERE THEY CAN

LONG RUNNING AND KNOWN SCAM – ALL OVER INTERNET AND NEWS

Fake Debt Collectors – Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
https://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer’s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves “U.S. National Bank,” “Federal Investigation Bureau,” “United Legal Processing” and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating “off the grid” from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for “bank fraud” or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, “We are downloading warrants against you” or “We are filing an affidavit against you.” Consumers who don’t immediately fall for the scam are warned, “Only God can help you now.”

The scammers almost always call consumers at work several times a day, and tell their supervisors, “Your employee has committed fraud and is about to be arrested.” Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, “Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer’s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.”

McGraw added, “Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.”

More information about this fraudulent debt collection scheme is available at the Attorney General’s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General’s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com 
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-858-244-0444
https://800notes.com/Phone.aspx/1-954-678-9724
https://800notes.com/Phone.aspx/1-610-571-3252
https://800notes.com/Phone.aspx/1-310-909-8245
https://800notes.com/Phone.aspx/1-310-499-9983
https://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
https://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
https://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky

Scam alert: Bogus debt collectors
By Leslie McFadden • Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
•    Ask the debt collector to provide official documentation which substantiates the debt.
•    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
•    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
•    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.