201-244-7722

This caller had called my place of employment and referred himself as being a OFFICER of some type. He knew my name and my home address(I have a idea about the debt)but pretty much threatened me with legal actions if I didn't return his call within that same day.

THEY R THE LEGAL DEPARTMENT SO DO TALK WITH THEM POLITELY.AND I WAS RUDE TO THEM,SO I WAS DRAG TO THE COURT..AND I WILL NOT DO ANY MISTAKES .

i got a call from the same num.and the oficer name jeff hamilton helped me to pay the loan back as i was a defolder and i did not pay the loan back in time.so i will be helfull to him.and thank u

no this is not corect .same hapened to me he told me that he was a oficer and i did not believe him so told him to do what he want .but the result was so bad that i also was draged to the court.he was a oficer from the depart of crimes and investigation.i will not do such mistakes in my life ever.and his name was jeff hamilton,,,

the is a scam...do not call back.  report to FTC and your state AG....all the responses supporting this idiot who calls are false and most likely are here to help him.  DO NOT GIVE HIM ANY INFO!!

Called and left threatening message.  With be contacting local authorities.  This is clearly a scam like the person stated above.  They left message before 8am as well and did not even sound like someone named Jeff.  Please, do not give an of your information to them.  There are scammers that have been given your info and they do anything to collect...even if you do not owe.  Always ask for proof...and only a mailed letter will be legal.  If they can't offer any....hang up and never talk to them again.

Bulls***

A Jeff Hamilton called my call center at my job asking about someone else.  I directed them to call the persons home or through some other way.  They cursed and harassed my staff on the phone.  These people are unprofessional; whoever they are.  They are clearly trying to extort money.  Do not trust this person who calls. Hang up!

Officer Nick (his accent indicated he probably didn't have US citizenship) left message on my machine indicating I was legally in trouble and to call immediately in order to prevent criminal charges from being intiated.  I have been in the collection industry for over 30 years.  Please people do not lend this company any credence.  They are unprofessional scam artists who read from a script and work on commission, they turn over more people than you can image.  If you have any legitimate concerns, then ask for them to provide you written proof of the debt, if they cannor or they refuse, then hang up and report them to your State Attorney General's office or your local prosecutor's office.

BBB Alerts About Phony Debt Collectors
 
6 Aug 2009
Better Business Bureau has issued a national alert about phony debt collectors that are calling consumers nationwide and claiming that they have defaulted on a payday loan and will be arrested if they don’t pay immediately.

Claiming to be lawyers, the scammers say they are with the “Financial Accountability Association” or the “Federal Legislation of Unsecured Loans” and often have the victim’s Social Security, old bank account numbers or driver’s license numbers as well as home addresses, employer information and even the names of personal friends and professional references.

https://800notes.com/articles/News.aspx/UmghNAGYQwANpAjL5OOhYA

Nick Cart called me stating he was an officer, and said I had to pay 725.00 out of court fees, or 6000.00 in court fees. He started harrasing me. I had called the BBB in New Jersey, and they have no record on the phone no, or the company he was calling from ( American Law Division. ) BBB will start a full investegation on them. However, I need to know what I can do legally before I have to change my phone number again.

You need to also call the Federal Trade Commission as well as your state's attorney general's office.

I received the same call. Well actually this place (a man named Samuel Bishop) called my employer and told them I was in serious legal trouble and had to call him right away. My boss told me that the man was very rude and he couldn't understnad his accent. I called the man back (his accent sounded indian or middle eastern-could not understand him at all) He had all of my personal information which scared me to death. He said I had to pay a debt of a payday loan which I supposedly defaulted on in 2008 (which I never took out in the first place). He said if I setteled it out of court it would be almost $1000 and if I settled in court it would be over $5000. I panicked and called a family memeber for help and they said it was a scam. they tried to call this company back (which i think called themselved American Law Division) and the first time they hung up on them. When my family member called them back they wouldnt tell them anything. I tried to get the man to explain who it was from but he never said who it was from or why i never recieved a bill or statment. I called the BBB to file a report. The lady I spoke to said first, they broke the law telling my employer that i was in serious legal trouble, Two: I have every right to a mailed bill or something showing I actually owe money. She stated that this is most likely a scam. She informed me to call the Federal Trade Commision which I did. The FTC will be looking into it as well. I am also in the process of calling the State Attourney General as well.

So I called the State Attourney General's office and spoke to someone. They said these guys from American Law Divsion are a scam (They also use other alias' that are stated above in other posts). They broke into some database online (Ace Debit or something) and stole the information. They are NOT a real debt collection agency and will use harressing tactics to scare you. They used threats of arresting me and informing my employer of allegations against me (which they CANNOT do). My state's (Colorado) Attourney General said that they have MANY complaints about these guys and they are in the process of investigating them.
Remeber: You have a right to get everything in writting before you pay anything to anyone. DO NOT PAY A DIME OVER THE PHONE AND DO NOT GIVE THEM ANY INFORMATION. These guys are located in New Jersey, Florida, Colorado and California. If they continue to call I was informed to file a complaint with my local police agency.

By the way, the posts above saying that they were dragged to court by these guys becuase they were rude to them is false. That person probably works for these scammers and is trying to scare you.

I rec'd a call like this yesterday, and when I told him he had the wrong person because I had no internet loans, I haven't rec'd any paperwork regarding this and it is not on my credit report. I also used some profanity because I was really irritated and he actually told me he was going to f*^& me, there is nooo collection agency that would allow a rep to speak like this, yes this is definately a scam

I had the exact same experience with this phone number.  I am reporting them to the Federal Trade Commission and the BBB.

I bet that you are from this company as your grammar skills are almost as bad as theirs are.

I should also add that I asked Sam Bishop for the address of his firm and he refused to give it to me.

Got this same Samuel Bishop (accent from India) left a message on my work phone.  Called him back and told him that if he ever called me again I would tear his f'n head off and sh down his throat that he was a f'n scammer and a wastoid piece of [***] and that I would hunt him down and kill him. He waited till I was done with my 2 minute rant then hung up.  God that felt good and I doubt he will be calling again.

DO NOT PAY ANYTHING TO THIS PEOPLE THIS IS PAUL MARTINEZ THE REAL CASH ADVANCE USA & CASH ADVANCE NOW MANAGER DO NOT RELEASED ANY INFORMATION TO THEM AS BANK ACCOUNTS OR CREDIT CARDS THEY ARE SCAMMERS WE ARE INVESTIGATING  WITH ALL THE PROPER AUTHORITIES, IF YOU RECEIVE A CALL FROM THIS PEOPLE CONTACT THE POLICE ASAP OR CONTACT US AT 888-579-8904 WE DO HAVE COPY OF THE CONTRACTS THEY DON'T

PAUL MARTINEZ 888-579-8904