2137845745

Google..." India debt collectors Scams" ALOT of bad articles on them. They change their stories, phone numbers, and their fake names alot. DONT TALK TO THEM. Their not who they say they are. THEY ARE TERRIOSTS.

After reading all these postings I know this is a complete scam.  I got calls Friday and Saturday. Do NOT send them any money---they are trying to intimidate and cheat you! You should report this to the FTC (you can get file a complaint online) and I am going to report it to my state's attorney general, California attorney general and my local police. I never got any calls after Sat. morning. I will see if I get calls tomorrow--they better not or I'm going to let them know I have turned them over to every legal authority I can think of!

They are also using the number 951-565-4491--check out all the complaints on 800Notes about this number---its the same creepy group.

I got a letter back from my state's attorney general office because I filed a complaint, they said that they can't pursue it because I didn't list an address. What do I do now?

Go ahead and file complaints with the following:

US Secret Service: http://www.secretservice.gov/field_offices.shtml 
The FBI: https://tips.fbi.gov 
Your local law enforcement
The Federal Trade Commission: http://www.ftc.gov/ftc/contact.shtm

i was called by these people who informed me that i was going to have to go to court and wanted the name of my lawyer, they had all of my information and mom & brothers name. the scam is that i recieved a payday loan and that the company couldn't get the money from my bank account and that the instead got there money from the FEDERAL LEGISLATION OF UNSECURED LOANS so in return they were taking me to court. "Andy Hunt" was more than friendly when i was trying to "pay" my acount off i was scared out of my mind that i was going to jail on 3 charges, but thank god i looked on the internet about these people before i sent the "apology letter" and i thanks to these posts about them i call the fbi and they confirmed this is a scam, so i called my bank right away and canceled my card. The fbi told me to report this to the federal trade commision. these posts saved my bank account!!!! thanks so much to whoever started this!!!!!!!!!!

Same thing. I received a call several time from an 8184153030 who said I was being charged with three counts of financial fraud. It was a foreign gentleman and the connection was very muffled. He also said his name was George Miller. He had no facts and said told me good luck in court. He also mentioned my employer, my SS#, my address, which is a bit scary as I did not give any of this information out to anyone. I plan on filing a complaint against the number with the BBB and my local law enforcement.

I received a call from an attorney from federal legislation of unsecured loans on Thursday around 1:30pm.  The first man spoke of an Indian voice and told me that they were pressing charges against me for check fraud,and theft and asked me have I ever been arrested.  They also had my banking information and they told me I had received a payday loan and daufted on the loan and now I need to pay 614.00  I told them that I was with oak view law group and had consolidated all my loans, but he kept telling me I need to pay that amount.  I asked him what payday loan I am paying and he kept saying he doesnt know he is just from the federal legislation of unsecured loans and I need to pay that right away or else they would notify my job.  He told me I could pay the payments in 3 payments of 200.00 a month and he needed 200.00 today.  I told him I didnt have it, so he said borrow it from a friend oryou may go to jail.  By this time I become real nervous and started asking him could I pay the money by next friday and he said hold on let me see---he came backand said I'm sorry we need 200 today.  I am so glad I came back and searced them on google and found out that this was a scam.  They almost had my credit card number.  The have a voice like an India and sound like they are calling from overseas.

https://800notes.com/Phone.aspx/1-714-333-2981

This is just another one of hundreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:

https://800notes.com/Phone.aspx/1-904-425-9141:

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas & Associates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-336-553-3965
https://800notes.com/Phone.aspx/1-888-909-6789
https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-310-909-8245
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-858-244-0444

...and, many, MANY more.

When I answered the phone they immediately told me that they were from the FAA(which Im sure they dont even know what that is) and said that I had  taken out a payday loan in november 2008. They called me from 810676161. It was a man with a think indian accent and told me that there is a lawsuit against me and that I had to appear in court on monday. He also proceeded to call me a criminal and accusing me of money laundering. He read me an affidavit and told me that I needed my attorney to contact them ASAP. Immediately after they advised me to avoid court fees and pay the "fee" right away. They first wanted $1892 and then they wanted $898. These scammers are clearly not in AMERICA because they would have gotten caught a long time ago. They are calling from an international number and harassing people. I just turned 21 a few days ago and they have all my information includding SSN, Adress of college, My job at college, and my mothers name. I dont know if I should contact my school and tell them that this has happened to me? Any thoughs....

This same company, Federal Association of Unsecured Loans, called me several times over the past two weeks. This guy, saying that his name is Daniel Martinez, left me several voice mails to call him back. When I did, he said that I owed an undisclosed payday loan company 1249.49. When I asked him what company he couldnt tell me. Then he told me my last four digits of my SSN, my bank account info, and two of my friends' names that I used for references in the past. Then he goes on to tell me that I am being sued and they will mail the information to me and send court documents to my local police dept. I told him go ahead. By reading this website I learned that this is a scam. This is the number Daniel left for me to call him back: 714-598-4230.

All you have to do is say the person they are asking for is deceased.  That should put an end to it once and for all.

All of your suggestions to call the F.B.I. are pointless.  I know this because finding people like these guys for the U.S. tax payers is part of my job.   I can tell you exactly where these little pricks are, and there isn't a darn thing the F.B.I. can do about it.

The first number that they call you from is a masked number from Jakarta Indonesia.  The number they request you call back on is a cloned cell phone from the U.S. (So-Cal in the dealings I've had with them).  It's not registering on any U.S. based cell network, so it's not traceable that way either.  They're fairly technologically proficient (execpt for the use of that awful Telco PBX)

Now that the bad news is out of the way for catching these slime balls.  Here's how it went down so you guys can avoid this trap.


approx 9:30 am.  Incoming call to my cell.  In a meeting, didn't recognize the number so I let it go to voicemail

approx 9:45 am.  Second incoming call, same number, let it go voicemail while in the meeting.

approx 10:00 am.  Third phone call.  Once again, same number, left third voicemail.

approx 11:00 am.  Meeting ended, listened to messages.  A Mr. Jeff White, demanded I call him back as soon as possible, in very strained and broken english.  Requested call back number is different from inbound call number.  And not just by prefix, but by nationality coding (first red flag is up).  He tells me his at a local court house filling paperwork out for my arrest (remember who I said I work for...  it means I know this part of the law, and a private lawyer can't do that).  Not to mention, as dumb luck would have it for him, I'm standing 300 feet from the exact same court house he claims to be in, about to go into and start pulling security tapes (sorry to call it profiling but it is when you match an  accent with ethnicity on the tapes).

I politely offer to meet him there with cash in hand.  He tells me it's too late, that the paperwork has been filed.  He'd need to be put in direct contact with my lawyer.  As luck would have it I have several federal prosecutors on my speed dial list.  I pick one who gladly gets into it with this guy.

His story kept changing the whole time.  He tries to make himself the victim here and tell us that this phone call to him is disrupting his business.  And that he's going to press charges.  He also got very upset when he was reminded that the whole conversation has been recorded.


I have forwarded the information to the local Indonesian police, all the way up to thier top national organization.  I've informed InterPol who "might" follow up on it.  

I've also forwarded it to some contacts in other U.S. agencies...  though it is tough to say what they may or may not do with the info.  All depends on how bored they are.

no they cannot arrest you. defaulting on a loan is NOT a crime. If it was most of america would be locked up for one debt or another. relax

You totally made all that stuff up. You should try using your imagination to write a book, not pretend to be cool. Did you have the "Indonesian Authorities" on speed-dial too? Silly man, leave the fiction to Tom Clancy or Ian Flemming.

They dont follow the FTC cause they are scared criminals who try their best to fool people into believing their bs. I've been getting these random calls too for years, and when I picked up the phone, heard a bunch of people speaking in the background which led me to think that they are telemarketing frauds, and each time they call they have another person with an Indian accent and half of the time its silent. Its silent cause they have their headsets mics turned off. Half of these calls are made by computers with numbers programmed into them. These scammers are in India. They punch in numbers with American codes just to fool people into thinking that these calls are coming from within America. The only way to track them down is by locating the call center these frauds are calling from. My instincts tell me these frauds work for certain companies that were outsourced. Dont fall for their scam. Dont even answer them. Each time they call with different area codes just to get your attention. They might even call you with a spoofed number from your own area code. One way to put an end to this crap is to trace them and take the appropriate action. And to trace these harassing cowards you need a court order.

The FBI can't do anything about it because it's the responsibility of the FTC to take care of these things.  I would love to believe you; however, I agree with the person who said you should write a book. I'd certainly buy a copy.

thank you so much

I received a call from Kelly Holmes from a 415 200 0285 and she stated she was from the Federal Legislation of Unsecured Loans. She states that a suit will be filed against me if I don't pay $786.25 as a result of a loan I took out. I was a bit skeptical but I was afraid to have anything filed against me. She had all my information, last 4 digits of my SSN, my employers name and all of the personal information that no one else could've known. I did what she requested for me to do, to send her a notarized letter that states a certain amount will be deducted from my checking account. I had some time today to do more research and found this website. I decided to call the loan company I owed money from and they advised me that they've never heard of this company mentioned below. Please be careful who you talk to as I have been scammed and will now have to watch out for identity theft.

Thank you so much for this information. I received a phone call from a similar number but the only difference is that I fell for it. I have to now watch out for identity theft and close my account.