319-242-7350

Constantly calling an Alex Gordon, no such person at this number. Leaving recorded message addressed to that individual. Would appreciate the calls stopped!

Unwanted caller

I get about five calls daily from CBE Group.  Because I have caller ID I don't answer any of them, but it's annoying to have the phone ringing daily.

I fail to understand why anyone would put up with repeated phone calls from a debt collector when you have been given the tools to make them stop calling.  Following is everything you need to know to send them a certified, return receipt cease and desist letter or debt validation letter:
THE C B E GROUP INC
Thanks to Tamianth for a lot of this research.
Posted in:  https://800notes.com/Phone.aspx/1-877-272-9923
https://800notes.com/Phone.aspx/1-913-674-8224
https://800notes.com/Phone.aspx/1-319-242-7350/19
https://800notes.com/Phone.aspx/1-319-274-1910
https://800notes.com/Phone.aspx/1-866-895-4766

Web page lists a PO Box as an address:  https://www.paycbe.com/ContactUs.aspx

BBB page shows them as accredited with a B rating even though they have 400 complaints and 2 negative reviews: http://www.bbb.org/iowa/business-reviews/coll ... falls-ia-100794
LinkedIn page of the head criminal:  https://www.linkedin.com/pub/ron-langford/9/a4a/725
And another head criminal:  http://www.bloomberg.com/research/stocks/priv ... ivcapId=4527813
Third head criminal this one with a law degree in stealing:  https://www.linkedin.com/pub/james-gunter/84/737/baa
Since this one is a lawyer, file complaints here also:  http://www.mochiefcounsel.org/

Iowa Dept. of State lists several registrations:
Business No.    Legal Name    Status
104622    THE CBE GROUP, INC.    Active
Type    State of Inc.    Modified
Legal    IA    No
Expiration Date    Effective Date    Filing Date
PERPETUAL    10/1/1985    10/1/1985
Chapter
CODE 490 DOMESTIC PROFIT
Names (Viewing 3 of 24)
Type    Status    Modified    Name
Legal    Active    No    THE CBE GROUP, INC.
Fictitious name    Active    No    ACCOUNTS RECEIVABLE MANAGEMENT, INC.
Fictitious name    Active    No    ARM, INC.
Registered Agent or Reserving Party
Full Name
THOMAS R PENALUNA
Address    Address 2
1309 TECHNOLOGY PKWY
City, State, Zip
CEDAR FALLS, IA, 50613

Business No.    Legal Name    Status
104622    THE CBE GROUP, INC.    Active
Type    State of Inc.    Modified
Legal    IA    No
Expiration Date    Effective Date    Filing Date
PERPETUAL    10/1/1985    10/1/1985
Chapter
CODE 490 DOMESTIC PROFIT

Names (Viewing 3 of 24)
Type    Status    Modified    Name
Legal    Active    No    THE CBE GROUP, INC.
Fictitious name    Active    No    ACCOUNTS RECEIVABLE MANAGEMENT, INC.
Fictitious name    Active    No    ARM, INC.
Registered Agent or Reserving Party
Full Name
THOMAS R PENALUNA
Address    Address 2
1309 TECHNOLOGY PKWY
City, State, Zip
CEDAR FALLS, IA, 50613
Home Office
Full Name

Address    Address 2
1309 TECHNOLOGY PARKWAY
City, State, Zip
CEDAR FALLS, IA, 50613

Home Office
Full Name

Address    Address 2
1309 TECHNOLOGY PARKWAY
City, State, Zip
CEDAR FALLS, IA, 50613

Other complaints:
https://complaintwire.org/complaint/JZEB ... -group-inc
http://www.ellislawgrp.com/article12harassment.html
http://deletebadcredit.org/shortcuts
http://cbe-group-inc-reviews.measuredup.com/1949
http://www.ripoffreport.com/r/CBE-Group ... FC-1028698
http://www.ripoffreport.com/reports/directory/cbe-group
http://www.ripoffreport.com/r/CBE-Group ... FC-1028698
http://cbe-group-inc-reviews.measuredup ... c-I...-460
https://complaintagainstcbegroup.wordpress.com/

Named as Defendant:
http://dockets.justia.com/docket/oregon ... 834/119433
http://law.justia.com/cases/federal/dis ... 099338/19/
http://www.plainsite.org/dockets/u79b24 ... group-inc/
http://www.plainsite.org/dockets/m1jrwd ... group-inc/
http://www.leagle.com/decision/In%20Adv ... OUP,%20INC.
http://www.gpo.gov/fdsys/granule/USCOUR ... cv-02503-0
https://www.courtlistener.com/opinion/2 ... group-inc/
https://casetext.com/case/jones-v-cbe-group-inc
http://www.narf.org/nill/bulletins/cta/ ... owell.html
http://www.law360.com/cases/4d380f3e6fa8ad5bc7000020
http://www.law360.com/cases/518037ea11fc8e49d1000001
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Some is calling my ex sister in law for me that is hipa private and should be sued if the Contues I am going to the press  1877 tip news is eyewitness news.  That is my next call

CBE group  they called me from 319-242-7366 several times a day, never leave messages. I called back, finally someone picked up, asked what is this group and he said he could not tell me anything without having my name. I asked if they could stop calling, if I had business with them I would know who they were, if it was an honest business they would leave a message.

They don't leave a message because they want to surprise you and also the FDCPA is not totally clear on what exactly they could say.  If you talked to them, then they should have sent you a letter.  You have the right to send them a cease and desist letter by certified, return receipt US mail and they must stop calling you.  Read my post above as it contains all the information you need.

Caller id says CBE Group.  They called twice yesterday and once so far today.  They are a collection agency and we have no debt.  They do not leave a message and I refuse to answer calls from people I do not know.

Calling several times a day

Now deliver your no-call request to the actual caller, which does not maintain this site or this web page, and cannot guess which number of yours to avoid.

Shyness around message recording is fallout from the NCO-Foti case. Agencies nationwide changed their approach as a result. It's easy to get sued if the wrong person hears anything about an alleged debt.

Most agencies who worry about enforcement actions are prompt with the G-letters. It's been my contention that the first collection call starts the five day clock even if unanswered. It's not a call to discuss the weather but a debt claim, a purpose revealed soon enough.

The debt in question is not necessarily a student loan and you may not have been the hunted person. CBE has a mailing address. Use it decisively via USPS Certified with return card.

I don't know the reason you think CBE is reading this, or could act upon your anonymous demand.

Your callers do not maintain this site or this web page. You cannot expect compliance with your orders until you deliver them DIRECTLY to your caller. It is unwise to publish a phone number you meant to protect in an open forum where any data harvester and scammer can find it.

Take a number ticket behind Jeanne Hale.
https://800notes.com/Phone.aspx/1-319-242-7350/18#p941423751746678530

You cannot legally be told any details, only a business name and that a given person is requested. There is a reason for the skip tracing to continue if you *don't* give a reason to stop. Issuing a demand to stop would help. Doing so on paper works better. It's also best to be firm on the statement that calling you repeatedly is a dead end. The FDCPA permits more calls to non-debtors if an agency rep thinks you've lied or underreported somehow. This provision has been fraudulently exploited too long, in my opinion.

} It is so sad and government does not do enough to stop the abuse.

"The government" cannot be everywhere at once to solve every person's nuisance call problems, and if it could this would not be the America you want to live in. The CFPB, FTC, and attorneys general net the big fish when they can. The rest of us were given the means decades ago to sue our own collector tormentors. Trimming and pruning your elaborate call management system does not halt the abuse at its source, nor does it yield any damage awards for your trouble.

Sticking your head in the sane will not help with an aggressive debt collector such as this.  You need to read the above posts and send them a certified return receipt letter.  Also read the previous page and there is much information there as well.

I wouldn't sweat a ZIP code. It's something a debt collector will already have or can easily obtain. I would be more concerned with the security risk of opening unsolicited email attachments from predatory companies.

You may or may not have given "verbal authorization" to an OC. That's not to say the original creditor hired CBE, or that CBE can inherit that contact authority, or that you are the alleged debtor. Lender contracts do give wide latitude to how and by whom you're contacted for delinquent accounts. But the reach of collection contacts can exceed their grasp when they cross privacy boundaries.

Assuming you're meant to pay something, you are not required to open anything CBE sends you. Early in its efforts, CBE was required to send you a dunning letter which discloses the creditor name and a summary of the debt claim and how to exercise your right to validation. I'm sure they can afford a half dollar in stationery and postage to get it done right. I'd have told them to resend whatever the big secret was on paper.

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

The poor soul could as easily be a fraud victim. The accounts being worked could be severely aged. The whole thing could be a dodge.

The "block-ignore" response has no deterrent value. A direct approach is better, aided by USPS Certified with return card.