321-234-0653

Lisa from a third party collection agency

called me saying I owed money from a past service.  This is a scam.  Have a company I've never done business with, and get the run around.  Reported to the FTC and my local attorney general per advice from lawyer.

That's the right thing to do stephen.  These people are pathetic!! If enough of us keep reporting they will be out of business in no time!  Stay Vigilant!

Lisa called me from NEO services claiming that I owed money and was in collections. I don't owe any money and the collections account doesn't exist! THIS IS A SCAM! Don't give them any account information!

https://800notes.com/Phone.aspx/1-844-213-0037

Another phone number associated with them

unbelievable they continue to call me too! well they did til I threatened to report their [***] too!!!! scam!

these people call themselves NEO financial. they have sent me harassing letters and have made harassing calls to me! they are rude and hang up on u when u say something or ask where its from. they are liars and disgusting people, get a job , get a life , and I hope u ALL get arrested , scum of the earth!

OK, let's take a step back.  You say they sent you letters?  Did the first latter contain this?

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

If so, did you exercise your legal right to dispute the debt by sending them a letter telling them that you disputed it (it should have been sent certified, return receipt mail to prove they received it)?  If you did, and they are still trying to collect you have an excellent FDCPA lawsuit.  If you didn't, then do so immediately.  They will still be able to call you however if the 30 days has passed since that first letter.

Next, you need to make complaints at the proper agencies.  Then you need to go out and get a consumer lawyer and sue them.  This will put a lot of money in your pocket for the harassment.  Here is everything else that you need.

NEO FINANCIAL SERVICES, LLC AKA FIRST PLACEMENT FINANCIAL, LLC AKA SPURLOCK CONSULTING GROUP, INC AKA FIRST PLACE FUNDING, INC.
Alternate Business Names:
Overhauled Autos, possibly Simple Recovery Solutions which is listed by Sunbiz as inactive.
Posted in:  800notes.com/Phone.aspx/1-844-213-0037
https://800notes.com/Phone.aspx/1-888-729-7802#p1012381823492019130
https://800notes.com/Phone.aspx/1-321-234-0653

No web sites found for and of these businesses.
No BBB page for Spurlock or First Placement.  Neo gets a F rating with 41 complaints:
http://www.bbb.org/central-florida/business-r ... ndo-fl-90315895
Now, which came first the chicken or the egg?  I have no idea, but this is the way these businesses were established:
Spurlock Feb. 17, 2014:  http://www.bizapedia.com/fl/SPURLOCK-CONSULTING-GROUP-INC.html
First place Financial June 16, 2014:  http://www.bizapedia.com/fl/FIRST-PLACEMENT-FINANCIAL-LLC.html    where one of the addresses for this company has 250 other businesses at it:  http://www.bizapedia.com/addresses/424-E-CENTRAL-BLVD-ORLANDO-FL-32801.html
Neo January 22, 2015: http://www.bizapedia.com/fl/NEO-FINANCIAL-SERVICES-LLC.html

Sunbiz.org Info:
Florida Profit Corporation SPURLOCK CONSULTING GROUP INC
Filing Information
Document NumberP14000015161 FEI/EIN Number46-4933724 Date Filed02/17/2014 Effective Date02/17/2014 State FL Status ACTIVE
Principal Address
776 N. ORANGE AVE
#5212
ORLANDO, FL 32801
Mailing Address
776 N. ORANGE AVE
#5212
ORLANDO, FL 32801
Registered Agent Name & Address SPURLOCK, DANIEL J
776 N. ORANGE AVE
#5212
ORLANDO, FL 32801
Officer/Director Detail Name & Address

Title P

SPURLOCK, DANIEL J
776 N. ORANGE AVE
ORLANDO, FL 32801

Annual Reports
Report Year    Filed Date
2015    02/27/2015

FIRST PLACEMENT FINANCIAL, LLC
Filing Information
Document NumberL14000095696 FEI/EIN Number47-1157720 Date Filed06/16/2014 Effective Date06/14/2014 State FL Status ACTIVE Last Event LC AMENDMENT Event Date Filed07/20/2015 Event Effective Date NONE
Principal Address
2423 S ORANGE AVENUE STE 340
ORLANDO, FL 32806

Changed: 06/26/2015
Mailing Address
2423 S ORANGE AVENUE STE 340
ORLANDO, FL 32806

Changed: 06/26/2015
Registered Agent Name & Address SPURLOCK CONSULTING GROUP, INC
776 N. ORANGE AVENUE
5212
ORLANDO, FL 32801
Authorized Person(s) Detail Name & Address

Title MGR

SPURLOCK CONSULTING GROUP, INC
776 N. ORANGE AVENUE #5212
ORLANDO, FL 32801

Title MGR

SPURLOCK, DANIEL J
150 N. ORANGE AVENUE SUITE 416
ORLANDO, FL 32801
OVERHAULED AUTOS, LLC
Filing Information
Document NumberL14000114079 FEI/EIN Number47-1401523 Date Filed07/21/2014 Effective Date07/18/2014 StateFL StatusACTIVE
Principal Address
4833 E COLONIAL DRIVE
ORLANDO, FL 32803
Mailing Address
4833 E COLONIAL DRIVE
ORLANDO, FL 32803
Registered Agent Name & Address SPURLOCK CONSULTING GROUP, INC
776 N. ORANGE AVENUE
5212
ORLANDO, FL 32801
Authorized Person(s) Detail Name & Address

Title MGR

SPURLOCK CONSULTING GROUP, INC
776 N. ORANGE AVENUE
ORLANDO, FL 32801

Title MGR

SPURLOCK, DANIEL J
4833 E COLONIAL DRIVE
ORLANDO, FL 32803

Annual Reports
Report Year    Filed Date
2015    04/23/2015
NEO FINANCIAL SERVICES TRUST, LLC
Filing Information
Document NumberL15000123449 FEI/EIN Number NONE Date Filed07/20/2015 Effective Date07/13/2015 State FL Status ACTIVE
Principal Address
2423 S ORANGE AVE
SUITE 340
ORLANDO, FL 32806
Mailing Address
2423 S ORANGE AVE
SUITE 340
ORLANDO, FL 32806
Registered Agent Name & Address FIRST PLACEMENT FINANCIAL LLC
2423 S ORANGE AVE
SUITE 340
ORLANDO, FL 32806
Authorized Person(s) Detail Name & Address

Title MGR

FIRST PLACEMENT FINANCIAL LLC
2423 S ORANGE AVE SUITE 340
ORLANDO, FL 32806

Title MGR

SPURLOCK CONSULTING GROUP INC
776 N ORANGE AVE
ORLANDO, FL 32801
Florida Office of Financial Regulation info:
License Name:    FIRST PLACEMENT FINANCIAL, LLC
DBA Name:    NEO FINANCIAL SERVICES, LLC
________________________________________
License Type:    Consumer Collection Agency
Status:    Approved
Status Effective Date:    5/1/2015
Original Date of License:    11/19/2014
License Number:    CCA9903529
License Expiration Date:    12/31/2015
________________________________________
License Main Address:

Street:    2423 S ORANGE AVE SUITE 340
City:    ORLANDO
State:    FL
Zip Code:    32806

License Mailing Address:

Street:    2423 S ORANGE AVE SUITE 340
City:    ORLANDO
State:    FL
Zip Code:    32806
________________________________________
Phone Number:

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file a complaint with the Florida AG’s Office:  http://myfloridalegal.com/
And the Florida Dept. of Financial Regulation:  http://www.flofr.com/StaticPages/FileAComplaint.htm

I first received a letter indicating I owed money for an account I do not own. I ignored the letter as it seemed like a scam. That was two weeks ago. Today I received a call from "Lisa" at Neo Services (I have the voice recording she left) stating, "I do have an account that's been placed in my office that requires your immediate attention. We have sent notification regarding this matter (to my address). You can reach me on my direct line at (the number listed in this complaint). Thank you." This is a scam. The only debts I owe are not in collections, but in my mortgage and credit cards. Nothing is outstanding. This is a scam.

That may be but in order to protect your legal rights this is what you should do immediately:

You need to send them a certified, return receipt debt validation letter (think of it as the best $6.47 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notion of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Called again today,  demanding a settlement for 30% less.

Scammers trying to collect money for a company that i never did business with.