512-982-9624

Claims to be summit receivables, says attempt to collect a debt, but doesn't know the name of the person they're calling, just a phone number. Hilarious!

You need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

SUMMIT RECEIVABLES AKA GMA INVESTMENTS, LLC.
Number threads associated with these crooks:  https://800notes.com/Phone.aspx/1-702-445-7777/6
https://800notes.com/Phone.aspx/1-844-880-9293
https://800notes.com/Phone.aspx/1-702-267-6757
https://800notes.com/Phone.aspx/1-844-498-6545/4

Web site says they are in Nevada:  http://www.summitrec.com/contact.html
BBB gives them a B rating with 787 complaints (up from 14) and 18 negative reviews and lists their accreditation status as “Pending” as of 5/12/17:  http://www.bbb.org/southern-nevada/business-r ... son-nv-90035025
Please note that the BBB issued them accreditation on 6/12/17 and immediately removed 681 complaints because they were paid to do so.
This web site lists the name of one of the head criminals:  http://www.corporationwiki.com/p/2fbhkp/summit-receivables-llc

Nevada Dept. of State info lists no registration for summit but does for GMA with the same criminal as head of both organizations:
GMA INVESTMENTS, LLC
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Business Entity Information

Status:      Active    File Date:      11/30/2006
Type:      Domestic Limited-Liability Company    Entity Number:
E0891572006-4
Qualifying State:
NV    List of Officers Due:
11/30/2016
Managed By:
Managers    Expiration Date:

NV Business ID:
NV20061772751    Business License Exp:
11/30/2016

Additional Information

Central Index Key:

Registered Agent Information

Name:      ANTHONY GUADAGNA    Address 1:      1291 GALLERIA DRIVE, STE. 170
Address 2:          City:      HENDERSON
State:      NV    Zip Code:      89014
Phone:          Fax:
Mailing Address 1:      1291 GALLERIA DRIVE, STE. 170    Mailing Address 2:
Mailing City:      HENDERSON    Mailing State:      NV
Mailing Zip Code:      89014
Agent Type:      Noncommercial Registered Agent

View all business entities under this registered agent

Financial Information

No Par Share Count:
0    Capital Amount:
$ 0
No stock records found for this company

Officers       Include Inactive Officers

Manager - ANTHONY GUADAGNA
Address 1:      1502 ARROYO VERDE DR.    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89012    Country:      USA
Status:      Active

Nevada Dept. of Financial Regulation lists this license number:
License Number: CAD11058    Current Date: 12/22/2015 02:06 PM
Name:     GMA INVESTMENTS
Doing Business As:     SUMMIT RECEIVABLES
License Type:     Collection Agency
License Status:     Active
Expiration Date:     06/30/2016
Original License Date:     09/06/2013
Addresses
Mail Address     Address     1291 GALLERIA DR STE 170
HENDERSON , NV
CLARK
89014

    Phone Number:     702-586-4444   Extension:   301

LicenseLocation     Address     SUMMIT RECEIVABLES
1291 GALLERIA DR STE 170
HENDERSON , NV
CLARK
89014

    Phone Number:     844-498-6545

Also note that Summit Receivable’s charter has been revoked in several states as has GMA.
NMLS licensing info:
GMA Investments,LLC
NMLS ID:     1217898
    Street Address:     1291 Galleria Dr., Suite 170
Henderson, NV 89014
Mailing Address:     1291 Galleria Dr.
SUITE 170
Henderson, NV 89014
    Phone:    702-586-4444x369
Toll-Free Number:    Not provided
Fax:    Not provided
    Website:    http://www.summitrec.com/
Email:    compliance@summitrec.com

Other Trade Names  :     Summit Receivables
Prior Other Trade Names  :     None
Prior Legal Names  :     None
Sponsored MLOs  :     0
Fiscal Year End:     12/31     Formed in:     Nevada, United States     Date Formed:     11/30/2006     Stock Symbol:     None     Business Structure:     Limited Liability Company
Regulatory Actions   :     None posted in NMLS.

Branch Locations

No Branch Locations in NMLS
State Licenses/Registrations
(Displaying 2 Active of 4 Total)

Regulator      License/Registration Name     Authorized to
Conduct Business      Consumer Complaint
Indiana-SOS
Collection Agency License     Yes     Submit to Regulator
Hide Details

License/Registration #: None     Original Issue Date  : 10/01/2014

Status  : Approved     Status Date: 02/22/2017     Renewed Through  : 2017
Other Trade Names used in Indiana-SOS  : Summit Receivables

View License Status History

View Resident/Registered Agent(s) for Service of Process

Rhode Island
Debt Collector Registration     Yes     Submit to Regulator
Hide Details

License/Registration #: 20143035DC     Original Issue Date  : 10/07/2014

Status  : Approved     Status Date: 02/21/2017     Renewed Through  : 2017
Other Trade Names used in Rhode Island  : Summit Receivables

Hide License Status History
Start    End    Authorized to
Conduct Business
2/21/2017    Present    Yes
1/1/2017    2/20/2017    No
1/9/2015    12/31/2016    Yes
1/1/2015    1/8/2015    No
10/7/2014    12/31/2014    Yes

View Resident/Registered Agent(s) for Service of Process

Other complaints:
https://getoutofdebt.org/95421/gma-investments-llc-cfpb-complaint-1586172
http://badfinance.org/review/1501700/gma-investments-llc-debt-collection
http://badfinance.org/review/1328388/gma-investments-llc-debt-collection

Looks like GMA was sued so they changed their name:
https://www.pacermonitor.com/public/case/8531 ... ments_LLC_et_al


It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file a complaint with Nevada Business and industry, here is the form:  http://business.nv.gov/uploadedFiles/business ... rm%208-2015.pdf
Also file a complaint here: http://www.ncdoi.com/ASD/Documents/Applicatio ... CA3_PF3_MC3.pdf

Most likely this group:

Summit Receivables

http://www.summitrec.com/index.html

Telephone
844.498.6545
Fax
702.463.8736
Email:
info@summitrec.com
Mailing Address
Summit Receivables
1291 Galleria Dr
Ste 170
Henderson, Nevada 89014
____________________________
BBB:
This Business is not BBB Accredited
Summit Receivables
Phone: (844) 498-6545
Fax: (702) 463-8736
1291 Galleria Dr STE 170,
Henderson
NV
89014-8635
Send email to Summit Receivables
http://www.summitrec.com
BBB® Non-Accredited B Rating
On a scale of A+ to F
- See more at: http://www.bbb.org/southern-nevada/business-r ... h.56jy5RF3.dpuf
__________________________
See:  http://www.corporationwiki.com/p/2fbhkp/summit-receivables-llc
______________________________________
Per records of the Secretary of State of Florida
Detail by Entity Name
Foreign Limited Liability Company
SUMMIT RECEIVABLES, LLC
Cross Reference Name
GMA INVESTMENTS, LLC
Filing Information
Document Number
M14000004408
FEI/EIN Number
273364743
Date Filed
06/23/2014
State
NV  (Under the name GMA Investments Nevada LLC #E0891572006-4)
Status
ACTIVE
Principal Address
153 W LAKE MEAD PKWY
STE 2105
HENDERSON,
NV 89015
Mailing Address
153 W LAKE MEAD PKWY
STE 2105
HENDERSON, NV 89015
Registered Agent Name & Address
CORPORATION SERVICE COMPANY
1201 HAYS STREET
TALLAHASSEE, FL 32301-2525
Authorized Person(s) Detail
Name & Address
Title MGR
GUADAGNA, ANTHONY
153 W LAKE MEAD PKWY STE 2105
HENDERSON, NV 89015