800-783-9118

You need to send them a certified, return receipt "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

CMRE FINANCIAL SERVICES AKA FLORIDA EMERGENCY PHYSICIANS AKA PHYSICIANS BUSINESS BUREAU AKA RADIOLOGY ASSOCIATES OF NEVADA
Posted in:  https://800notes.com/Phone.aspx/1-409-232-0806
https://800notes.com/Phone.aspx/1-800-783-9118/6
Web site lists them in California:  http://www.cmrefsi.com/contactus.html
BBB gives them a A+ even though they have 116 complaints, 13 negative reviews and a government action (BBB raised them from a B+ to an A+ and removed 18 complaints so they could raise the rating):  http://www.bbb.org/sdoc/business-reviews/coll ... ea-ca-13097915/
Lots of complaints on their Facebook page:  https://www.facebook.com/pages/Cmre-Financial-Services-Inc/116072745121207
California Dept. of State info:
Entity Name:    CMRE FINANCIAL SERVICES, INC.
Entity Number:    C1788525
Date Filed:    08/06/1996
Status:    ACTIVE
Jurisdiction:    CALIFORNIA
Entity Address:    3075 E IMPERIAL HWY. #200
Entity City, State, Zip:    BREA CA 92821
Agent for Service of Process:    ANDREA L PARR
Agent Address:    3075 E IMPERIAL HWY. #200
Agent City, State, Zip:    BREA CA 92821

Other complaints:

Note that the first review is a shill paid by CMRE:  http://www.yelp.com/biz/cmre-financial-services-brea-2
http://infopractical.livejournal.com/30106.html
http://badfinance.org/review/1497808/cmre-fin ... debt-collection
Looks like they get sued a lot also:
http://law.justia.com/cases/federal/district- ... 4857/220643/26/
http://www.leagle.com/decision/In%20FDCO%2020 ... SERVICES,%20INC.
https://www.pacermonitor.com/public/case/1116 ... _Services_et_al
http://www.law360.com/cases/573b54dbc7d4c31635000001
https://dockets.justia.com/docket/colorado/codce/1:2016cv00734/162046


It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

As well as the California AG’s Office:   http://oag.ca.gov/

Stupid spammer trying to make some money. Talks fast so you don't understand and they think we are stupid as them to call back. Get lost stupid.

They still call me.... annoying!