8009351798

Sept 28th  14:05 est

Male voice asking for (person by name) or their attorney. Please contact 1 800 935 1798 at extension 63862. When calling refer to file number xxxxxxxx. Again (person) or their attorney.

Why would they say "their" attorney instead of His/Her attorney?

In any case Who has some more information on this company? I'm hoping they provide the opportunity to sue them.

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February

I received a call from this number that showed as 954 on my cell phone and later a message was left saying to call Mahayle fro Citi Bank about a debt.

ucb-collection agency- collecting for citibank mastercard

Call everyday threatening messages on answering machine. Funny I have not received anything through mail. Mr. such and such. Never first names. Demands that I call. I think they get furious when you don't answer. I should answer with a blow horn. Will take legal action against them for harassment. Encourage more people to do so.

Same info as the rest. Very persistant,rude and won't tell you who they are unless you verify the last four of my SS# which they know, but I  would not verify for them. Not a nice bunch whoever they are. I hung up when they would not tell me who they are. I'm in debt up to my eyeballs so it is a collection agency of some sort.

just got a call from a bill erickson ex. 63889 tring to contact a naighbor of mine like 3 houses down CREEPY he wants me to leave them a note with his phone number? who are they!Florida call 954..1800-935-1798

Pay your bills and no one would call u guys!!!

The problem is it seems, that they are calling anybody they think can get in touch with the debtor, which is an annoyance for those that are paying their own bills!  The "lie" is what probably offends most people that are recieving these calls.

Friday 5/14/2010
Got a call from 1-800-935-1798 asking me about a former neighbor.  She gave me the extension 63856.  She gave me her name is Ms Blackstone.  She said she is very concerned about my neighbor.  I told her I haven't seen the person for a long time.  I asked her how she got my number and I have nothing to do with the former neighbor, she hang up the phone.   I called the number back and talked to a woman who would not tell me their company name.   I called again and a guy with a heavy Spanish accent took the phone.  I requested for the extension to leave a message.  He told me he can see my number and repeated my number to me.  I asked him if it is possible to leave a message, he insisted I gave him the message.  I told him I would rather leave it on the extension of the person who initiated the call.  He told me to call my boyfriend or my husband and hang-up.  Since I wanted to stop them leaving messages or calling my neigbour through my phone,I called again and a Ken, took the phone, I asked him for the extension that and asked me who is the collector I am trying to reach.  When I gave him the extension, he said she is  Solantos and she lied to me her name is Ms Blackstone.  I explained to him that I do not want to be receiving their phone calls and he apologised

These people just called my elderly mother looking for my daughter who is a college student.  They told my mother it was a legal matter and left the name Mr. Latimer 800-935-1798 ext. 63932.  My daughter doesn't owe anybody anything and I told my mother not to worry about

you must work for UCB, [***]! is this ms. hudson? cause you sure have their [***] attatude! you know nothing of these peoples lives!

Miss Hudson left me a message and then she thought she hung up. So the remainder of the message was two minutes of her singing!!  lOl

These people called my aunt in NJ asking for my social security number, phone number, and address.
This is a scam. I cannot find this company and I could not hear the company name due to the man mumbled it.

Getting calls from this number but caller ID shows either 954 on my cell or my own phone number and name on my home phone. They should identify the matter and the company they represent, not just insist on it being important. I will decide if it's important after I know who's calling, not before.  I have blocked the number on my cell. Idiots.

Listen, I work for the company. Some people here use tactics uncalled for, I agree, but we are calling about your Deliq CC for Citi and we have to say certain things to get the holders to call number one. If you were responsible and paid all ur bills on time, we would never call, but if you're going through a hard time and you fall Deliq and you get a call from this num 8009351798, you need to CB. We are your last hope before you get sued, and we aren't allowed to tell you that, but we can put the thought in ur head and Citibank will sue you, garnish ur wages, freeze ur accts, liquidate you 401K, and they will get their money that way. Or you can call and ask for a settlement out of court, save thousands of dollars and save ur 401K, house and livelihood. We are here to help, and if they are rude, just ask to speak to someone else or me at ext 63700.

They called looking for not sure my sister or grandmother (they got the same name) .they said is was very important we r working on something together & it's a contest  !!! Such crap !!!! The callers name was Quintan ..  Horrible people calling for other people !!! Well I know my family member ain't getting the message lol

I received a call from this number today 9/29/10 asking for a name that is not mine.  They asked to call back Mrs. Charles 800-935-1798 x63668.  Thank you for this website, as I will not worry one minute about these people.  I have compiled a list of my "Do Not Answer Numbers" (over 80 now), I will add them to my list.  If anyone is interested in my list of do not answer numbers you can reply to this site and I will give them to you.  It has taken me along time to compile this list, but it has been kind of fun and helpful due to this site.  Thank you again.

Responding to Trishia.  You are full of crap.  We have no citibank accounts, so what are you calling about???????

PS Trish  your spelling SUCKS and you are a joke